Agency Height

JULY 31, 2025

Other “external” events that could trigger rate increases include: Multiple claims have been filed in your neighborhood within a short span Lawsuits arising from accidents or liability issues in your area Upgrades in rebuilding costs (e.g.,

Premium

LexisNexis

JULY 29, 2025

If you ask an insurance carrier or a civil defense attorney, they may tell you that “social inflation” in lawsuit damages makes each claim harder than ever to evaluate. Since at least the 1830s, however, medical providers, liability insurers, and the civil defense bar in the United States have decried a never-ending lawsuit crisis.

Damage

Agency Height

JULY 8, 2025

“With the new construction coming on Main Street, it is a good time for local businesses to review their general liability.” ” Carrier-Specific Marketing: If you’re one of the few agents in your area representing a specific carrier, highlight that.

Insurance Agent

Word & Brown

MARCH 21, 2025

Youll want to look at: Total net worth (cash, financial accounts, investments, real estate, and liabilities such as outstanding loan balances, student debt, and other accounts, if applicable). Carrier or General Agency training. You can develop a financial plan on your own or with help from a professional.

Insurance Agent

Agency Height

JULY 29, 2025

Compliance & Legal Safety When Buying Leads Staying compliant with laws like the Telephone Consumer Protection Act (TCPA) is critical when buying insurance leads—it protects your business from costly fines and legal issues. Without strict compliance, even the best leads can become a liability.

Agents

Agency Height

JULY 28, 2025

Insurance License Guide Life Insurance Cost by State Insurance License Cost By State Insurance Careers Guide Highest Paying Insurance careers Top States for Insurance Careers Insurance Marketing Guide Insurance Marketing 101 Insurance Marketing Strategies Digital Marketing for Insurance Agents Sponsored Ads Get Insurance Request a Quote Get personalized (..)

Agents

Insurance Journal

JANUARY 14, 2025

DARAG, a leading legacy acquirer with a focus on the European and UK market, and wefox Insurance AG, the Liechtenstein-domiciled insurance carrier of wefox Group, announced the transfer of a run-off portfolio including motor damage and third-party liability, private liability …

Insurance Carrier

Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

Insurance Carrier

Insurance Journal

MARCH 3, 2025

Defending workers’ compensation claims from employees who have not disclosed previous injuries may have just become a little more complicated for employers and insurance carriers in Georgia. The Georgia Court of Appeals last week found that a long-standing defense against …

Injury

Wren Insurance Agency

NOVEMBER 13, 2024

These "non-admitted" companies provide tailored solutions for unusual or high-risk needs, such as: For Individuals/Families: Golf carts/unique recreational Vehicles A desire for higher limits than admitted insurers are willing to provide Historical homes or homes with unique architecture For Companies/Associations: Large properties or complexes Garage (..)

Insurance Carrier

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Crime scores treat all crimes as equal, thereby failing to take into account heightened general liability risk associated with certain types of crime.

Crime

ProWriters

SEPTEMBER 23, 2024

Your business clients need Employment Practices Liability (EPL) Insurance , or EPLI. As Heckman explains, an EPLI policy breaks down into two simple parts: First-Party Liability covers businesses from allegations from their employees, such as wrongful termination or failure to promote. Obtained more than $22.6

Out-Of-Pocket

Friendly Agent

SEPTEMBER 21, 2020

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. Once the premium is earned, it will also be income for the insurance provider. How to get appointed by an Insurance Carrier?

Insurance Agent

Bankers Insurance

SEPTEMBER 12, 2023

Subrogation is more than just a fancy insurance term – it’s a right held by your insurance carrier under your policy that allows them to seek reimbursement from the party found responsible for the accident after they’ve paid a claim for a covered cause of loss. WHEN DOES SUBROGATION OCCUR?

Insurance Carrier

ProWriters

OCTOBER 2, 2024

Wholesale Cyber Insurance brokers, like ProWriters, help retail insurance brokers like you find the right coverage for your clients in a complex insurance market. With our expertise and connections to top insurance carriers, we can help you offer specialized lines of coverage for your clients.

Cyber

ProWriters

APRIL 3, 2024

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. What does EPLI not cover?

Liability

Scott Insurance

FEBRUARY 27, 2024

suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance. Additionally, insurance carriers are requiring higher deductibles, which often puts affordable housing owners at odds with their lending and syndicator partners.

Deductible

TGS

SEPTEMBER 6, 2023

Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

Insurance Policy

TGS

OCTOBER 3, 2023

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

Insurance Quotes

Property Insurance Centre

JANUARY 4, 2024

Addressing the Discrepancy To address the discrepancy between outdated property valuations and current market conditions, insurance carriers are implementing measures to ensure that property values are assessed accurately. Social inflation and rising claim costs are top concerns for liability insurers.

Property Insurance

LexisNexis

AUGUST 27, 2024

Cyber Insurance: Post-Breach Tips Video Get tips on what to do following a data breach, including having an accessible incident response plan, having counsel and forensic experts in place prior to an incident, and providing notice to insurance carriers.

Cyber

Paragon Independent Insurance Agencies

JANUARY 31, 2025

Contact Us If you need car insurance, consider working with the professionals at Paragon Independent Insurance Agency in Plano, TX. We collaborate with numerous insurance carriers and can help you find the right car insurance policy for your needs. Call us today.

Auto Insurance

Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  They require protection against potential losses, including professional liability.

Risk

TGS

SEPTEMBER 14, 2023

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not.

Policy

New Jersey Workers' Comp

MARCH 25, 2024

The Appellate Division said, “Thus, the statute makes no mention of when the employer’s lien must be satisfied, but it makes clear the specific amount of the lien cannot be determined until the employer’s liability is finalized.” The Court was referring to N.J.S.A. The Court was referring to N.J.S.A.

Workers Compensation

Scott Insurance

APRIL 21, 2020

What liabilities are you assuming? Obtain certificates of insurance requiring sufficient insurance coverage limits and provisions. Review contracts closely to ensure you are limiting liability and transferring risk when possible. Is it FDA-approved (21 CFR 878)? To whom will you be distributing? How will you advertise?

Risk

American Agents Alliance

OCTOBER 24, 2024

If the court sides with the plaintiffs and finds that the FAIR Plan’s policies have indeed violated state law, the insurer could be forced to reopen tens of thousands of claims that were previously denied or underpaid.

Damage

Friendly Agent

DECEMBER 3, 2020

Selling Property and Casualty insurance part time or as a Side Hustle Property and Casualty insurance (also called P&C insurance )refers to car insurance, home insurance, liability insurance and other types of non -life/health insurance. This step is not easy and may take some time.

Insurance Agent

LexisNexis

SEPTEMBER 17, 2024

Commercial Property and Liability Insurance Dive into this practice note for an overview of commercial property insurance and commercial general liability (CGL) insurance. These are two types of insurance significant to commercial real estate purchase and sale transactions and commercial property ownership.

Commercial Property

Risk Management Monitor

OCTOBER 25, 2022

With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers. A strong EPL policy and relationship with insurance carrier and broker can help during this time where unemployment may swing back the other way.

Risk

Insurance Journal

MAY 18, 2025

By Elizabeth Blosfield As cyber insurance rates have begun to stabilize, insurance carriers are seeking more diversification to fuel their underwriting and growth strategies, according to panelists at this year’s PLUS Cyber Symposium in New York City. “They’re seeking diversification …

Cyber

Paragon Independent Insurance Agencies

MAY 30, 2025

If you own a business, securing commercial insurance is crucial. Commercial insurance can protect you from financial liability when a covered event occurs. Paragon Independent Insurance Agency, serving Plano, TX, can help you find the right commercial insurance policy for your business.

Commercial Property