Zywave

MARCH 3, 2025

And when you take into consideration that Direct Premiums Written (DPW) increased by 2.0% While it’s critical insurance carriers, brokers, and policyholders understand the market, its just as important they know what to do about it. .”

Casualty Insurance

AMAXX

MARCH 18, 2025

An effective injury investigation ensures that only valid claims proceed, protecting both the company and legitimate injured workers. Fraudulent claims increase insurance premiums, lead to higher experience modification factors, and put additional strain on legitimate claims management.

Workers Compensation

Agency Height

JULY 29, 2025

This saturation drives down contact rates and inflates acquisition costs, especially in competitive insurance lines like auto and home. Compliance & TCPA Concerns Telemarketing laws, especially the Telephone Consumer Protection Act (TCPA), regulate how you can contact purchased leads.

Agents

Zywave

JULY 2, 2025

Elevating Human Performance Even as technology connects the world as never before, human connection remains paramount in the insurance industry. At its core, insurance is designed to protect people against a wide variety of occurrences that impact their well-being in both personal and professional situations.

Broker

Agency Height

JULY 28, 2025

Understanding the Final Expense Market in the US Before diving into lead generation, it’s essential to understand who your potential clients are and what motivates them: Demographics: Primarily seniors aged 50 and above, often on fixed incomes and looking for affordable insurance options. Market Size: Over 10,000 people in the U.S.

Agents

Redbird Agents

SEPTEMBER 13, 2024

Cross-Selling Opportunities: Offer related products such as life insurance, annuities , or final expense insurance. Buyers are more likely to pay a premium for an agency that has multiple revenue streams. This includes any contracts with agents, partners, or referral sources, as well as insurance carrier agreements.

Broker-Agent

Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. The commissions come from a percentage coming from the amount of the yearly premium, as well as the policy it is being offered for.

Insurance Agent

Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). We will always be here to help you make the right choice when it comes to protecting your home, your valuables and your loved ones.

Home Insurance

Scott Insurance

JANUARY 31, 2024

has seen an increase in their homeowners insurance premium. According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. What can you do to impact your homeowners premium?

Premium

Scott Insurance

FEBRUARY 7, 2023

is facing higher-than-normal increases to their auto insurance premiums. According to Bankrate , an independent publisher and comparison service, auto insurance in the U.S. Therefore, if the costs associated with an accident increase, insurance premiums will follow suit. appeared first on Scott Insurance.

Auto Insurance

Triple-I: Homeowners Insurance

JANUARY 13, 2025

Only 30 percent are aware of premium savings for implementing mitigation measures. Seventy percent revealed they would be willing to pay higher premiums for better protection against future severe weather events. Fifty-four percent reported hiring public adjusters to handle repairs and insurance claims.

Policyholder

TGS

SEPTEMBER 6, 2023

Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

Insurance Policy

Property Insurance Centre

JANUARY 4, 2024

In this article, we will explore the key trends that are influencing property insurance rates, coverage limitations, and market outlooks. By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets.

Property Insurance

TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. million in protection.

Insurance

Scott Insurance

JULY 9, 2024

The Cost of water damage According to two of our personal insurance carrier partners, roughly 1 in 60 homeowners suffer water damage inside their homes each year, and approximately 40% of homeowners have experienced water damage at some point. Once installed, the device can be monitored and controlled through an app.

Damage

Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another. 

Risk

Word & Brown

DECEMBER 11, 2024

Some insurers offer Short-Term Disability (STD) coverage. Others offer Long-Term Disability (LTD) insurance. Shorter-term protection typically pays between 40% and 70% of a persons base salary for three to six months. Disabilities that could last longer than a year may be covered by LTD insurance. Some offer both.

Workers Compensation

PSM Brokerage

JANUARY 7, 2025

Understanding ACA Basics Before diving in, its essential to understand the key elements of ACA health insurance: Essential Health Benefits: All ACA plans must cover services like preventive care, maternity, mental health, and prescriptions. Subsidies: Many clients qualify for subsidies that lower premiums and out-of-pocket costs.

License

Agency MVP

DECEMBER 20, 2021

Trends in Property and Casualty Insurance Most insurance companies are making the underwriting and policy issuance process simpler and more streamlined. Overall, premiums have become less expensive as well. It cuts out many of the traditional costs associated with selling insurance. Working from home is cost-effective.

Insurance

Tosten Marketing

SEPTEMBER 12, 2023

It allows you to inform them about what is happening in real time in your state insurance market. Simply communicating to your customers that rates are up, underwriting is tightening, or an insurance carrier is pulling out of a state is a great way to be proactive. This protects your book by diversification of risk.

Policy

HBW Leads

MAY 14, 2024

Price Objections: Prospects may express concerns about the cost of insurance premiums, often comparing them to competitors or questioning the value provided. Coverage Objections: Some prospects may need clarification on your insurance solutions or whether they adequately address their needs.

Agents

Healthinsurance.org

OCTOBER 1, 2024

DACA recipients now qualify for Marketplace coverage and subsidies As a result of a Biden administration rule change, about 100,000 DACA recipients — people in the Deferred Action for Childhood Arrivals program — will be eligible for ACA Marketplace plans and federal premium subsidies, beginning Nov.

Premium

Healthinsurance.org

JUNE 20, 2024

A domestic partnership – officially recognized in some states and municipalities but not by the federal government – represents a committed relationship between two people, but it does not confer the same rights and protections as marriage. An insurance carrier may ask for a domestic partnership affidavit.

Premium

Risk Management Monitor

OCTOBER 25, 2022

With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers. A strong EPL policy and relationship with insurance carrier and broker can help during this time where unemployment may swing back the other way. Key Action Steps for Risk Managers.

Risk