Paragon Independent Insurance Agencies

JULY 15, 2025

The newest law change aims to bring fairness in determining loss with Plano, TX auto insurance claims when your car needs repair. The bill mandates all auto insurance carriers to include an appraisal provision. What Is the Mandatory Right to Appraisal? Senate Bill 458 became law on June 20 and takes effect on September 1.

Auto Insurance

Redbird Agents

JUNE 5, 2025

If you’re using health insurance as the top of funnel to build your book of business, you’ll begin to understand exactly how many customers will purchase multiple policies from you during their lifetime. Learn Your ACA Enrollment Platform Many agents use HealthSherpa or insurance carrier portals to simplify the enrollment process.

Insurer

Agency Height

JULY 23, 2025

Markets is a growing platform that lets you filter carrier appetite based on your needs. Agency Height July 23, 2025 Agent Resources For Agents Key Takeaways Tax insurance for M&A and internal transactions protects businesses from unforeseen tax liabilities, penalties, and post-closing risks. risks alongside global placements.

Protection

Distinguished

APRIL 9, 2025

Here are just a few of the ways that MGAs and insurance brokers differ: Underwriting and policy issuance : Traditional brokers sell insurance policies but must go through an insurer to get coverage approved. MGAs, on the other hand, have the authority to underwrite, price, and even issue policies on behalf of insurers.

Agents

Agency Height

JULY 23, 2025

Markets is a growing platform that lets you filter carrier appetite based on your needs. Agency Height July 22, 2025 Agent Resources For Agents Key Takeaways Tax insurance for M&A and internal transactions protects businesses from unforeseen tax liabilities, penalties, and post-closing risks. risks alongside global placements.

Protection

American Agents Alliance

APRIL 3, 2025

At the same time, agents can work with their policyholders to improve risk management and loss control to make the account as attractive as possible when shopping for coverage. Agents can help negotiate renewal terms to keep premium costs down and provide insights and data-driven analytics to support the request for lower premiums.

Agents

AMAXX

JULY 14, 2025

Many employers wonder: “Why report a $1,000 medical bill to the insurance carrier if we can just pay it ourselves and keep our experience mod low?” After all, fewer claims mean fewer red flags on your insurance history—right? Confirm your location’s rules with your broker or carrier. Not always.

Claim

Zywave

JULY 2, 2025

They provide the insurers, brokers and service providers that use Zywave solutions with a Performance Multiplier designed to drive profitable growth in an environment of escalating risk. These additions help insurance carriers to more easily target relevant broker information.

Broker

AMAXX

MAY 26, 2025

Insurance Carrier The carrier underwrites the policy and carries the financial risk for claims (in guaranteed cost programs). For self-insured employers, the TPA is typically the frontline claims handler. Insurance Broker The broker places the risk and acts as an advisor and advocate for the employer.

Workers Comp

Agency Height

JULY 29, 2025

Markets is a growing platform that lets you filter carrier appetite based on your needs. Compliance with TCPA and proper vetting of lead providers are critical to avoid legal risks and wasted spending. Try it risk-free and see the results for yourself. Copy link Highlights What Are Insurance Leads and How Do They Work?

Agents

Agency Height

JULY 8, 2025

Markets is a growing platform that lets you filter carrier appetite based on your needs.

Insurance Agent

Agency Height

JULY 28, 2025

Markets is a growing platform that lets you filter carrier appetite based on your needs. Using lead scoring and validation tools helps filter out low-quality leads and avoid legal risks. Overlooking compliance and risking fines. Agents must adhere to state licensing, TCPA rules, and data privacy laws.

Agents

Insurance Journal

JANUARY 16, 2025

While 2024 brought record-breaking data-breach costs and evolving cyber risk, all signs point to stable rates and ample capacity in 2025. Intense competition among cyber insurance carriers has resulted in higher limits, enhanced cyber risk management services, flexibility in insurance …

Cyber

Insurance Journal

AUGUST 12, 2024

Insurance Carriers are reducing their appetite for risk and increasing premiums. This means they are being much more selective in what they are willing to insure. This post is part of a series sponsored by TSIB. If they are going …

Risk

Insurance Journal

JANUARY 27, 2025

New York City is walking back a proposed rule change that would have required taxi and rideshare drivers to be covered by a “solvent and responsible” insurance carrier, after Uber Technologies Inc. warned the mandate risked leaving thousands of drivers …

Insurance Carrier

Insurance Journal

MARCH 16, 2025

As cyber insurance rates have begun to stabilize, insurance carriers are seeking more diversification to fuel their underwriting and growth strategies, according to panelists at this year’s PLUS Cyber Symposium in New York City. “They’re seeking diversification in the standard …

Cyber

Friendly Agent

SEPTEMBER 11, 2020

So you have taken your insurance exam and got a license to sell insurance. Now, you want to start selling insurance? Before you do, you need to get an insurance carrier appointment. What is an insurance carrier appointment? How to get a direct insurance carrier appointment as a new agent?

Insurance Carrier

Insurance Journal

FEBRUARY 18, 2025

Leaders of the casualty insurance practices of a global insurance carrier and a North American specialty brokerage offered insights for insurance buyers and sellers to deal with today’s casualty insurance market during a webinar last week. Their main message was …

Casualty Insurance

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. This research addresses one main question: Do crime scores accurately predict property-specific crime risk? Read the full report here.

Crime

Wren Insurance Agency

NOVEMBER 13, 2024

This is where "surplus lines" insurance comes in. A surplus lines company is a type of insurer that provides coverage for risks that are unavailable through standard, licensed carriers. Costs can be higher for policyholders and if a surplus lines carrier goes insolvent, existing claims will not be paid by the State.

Insurance Carrier

Risk Management Monitor

AUGUST 30, 2021

Ida has now weakened to a tropical storm and will continue to cut through the south before making its way across much of the East Coast, bringing significant risks of wind, rain and inland flooding throughout this week. Be sure to assess your risk and execute the appropriate steps to protect your business, property and employees.

Risk

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

Risk

ProWriters

SEPTEMBER 23, 2024

Your business clients need Employment Practices Liability (EPL) Insurance , or EPLI. Without it, they risk incurring substantial expenses in employment-related claims. EPL Insurance carriers often have teams of experienced professionals who specialize in employment practices. Obtained more than $22.6

Out-Of-Pocket

ProWriters

OCTOBER 2, 2024

Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging. But when you partner with a leading wholesale Cyber Insurance broker like ProWriters, you have all the resources needed to succeed in your role. What Is a Cyber Insurance Broker? Why Is Cyber Insurance Important?

Insurance Broker

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. Lets explore the roles of these critical players in a workers’ compensation system.

Workers Compensation

Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. That annual cap is 14% for 2024 and 15% for 2025.

Policy

TGS

SEPTEMBER 22, 2023

There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal. Homeowners insurance non renewal can happen to anyone. 3 Steps to Get Homeowners Insurance After Non Renewal 1. If you pass a follow-up home inspection, your carrier may insure you again.

Insurance Carrier

Scott Insurance

APRIL 21, 2020

As business models and operations shift and evolve, M&D companies must stay vigilant on risk management efforts. What risk do we assume in repurposing our operations in response to COVID-19? Have you considered varying levels of risk when distributing to healthcare and/or government entities? How will you advertise?

Risk

Triple-I: Homeowners Insurance

JANUARY 13, 2025

While the perception of overall severe weather risks varies significantly by region, 65 percent of the participants nationwide believed their home is at risk from thunderstorms, according to the new report, Catastrophic Weather Events and Mitigation: Survey of Homeowners by the Insurance Research Council (IRC), a division of The Institutes.

Policyholder

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? Depending on the success of your insurance carrier’s efforts in the subrogation process, and the resulting reimbursement amount, the insured may be entitled to receive funds held back from their insurance carrier.

Insurance Carrier

TGS

SEPTEMBER 6, 2023

Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

Insurance Policy

LexisNexis

AUGUST 27, 2024

Read now » Related Content Cyber Insurance, Related Coverage Litigation, and Insurance Coverage for Data Breach Risk Examine issues related to obtaining insurance coverage specific to data breach risks.

Cyber

AMAXX

JULY 15, 2024

As a result, the workers’ compensation insurance carrier decides not to pay for the treatment until they determine the claim’s compensability. Simultaneously, because the injury was reported as work-related, John’s group health insurance also refuses to cover the treatment.

Workers Compensation

Risk Management Monitor

AUGUST 9, 2022

You learn that the roof needs to be replaced due to the existence of hail damage, so you submit a claim to your insurance carrier. It further puts the onus on business owners to understand the insurance claim process, including seeking tolling agreements to extend the deadline for filing a lawsuit.

Damage

TGS

OCTOBER 17, 2023

Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to make money for their specific carrier. On the flip side, an independent agency works fluidly with several insurance carriers.

Insurance Agent

ProWriters

JANUARY 3, 2024

Among the key drivers affecting D&O Insurance providers are the high-profile incidents within the finance and crypto sectors. The Credit Suisse Bank collapse and FTX bankruptcy , for instance, sent shockwaves through the industry, reshaping the risk landscape that D&O Insurance providers must now navigate.

Premium

ProWriters

APRIL 3, 2024

Today’s dynamic business environment and litigious society pose several risks to businesses. As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. E&O Insurance protects against claims of negligence or inadequate work.

Liability