TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

Liability

Simply Insurance

JUNE 5, 2025

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Life Insurance

Simply Insurance

JUNE 18, 2025

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Life Insurance

Simply Insurance

JULY 6, 2025

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Life Insurance

Simply Insurance

JUNE 7, 2025

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Life Insurance

Simply Insurance

JUNE 18, 2025

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Life Insurance

Simply Insurance

JUNE 7, 2025

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Life Insurance

Mark Jackson Insurance Agency

JULY 9, 2025

With more time spent outside comes more exposure to risks that could lead to accidents and insurance claims. Pool Safety Pools offer fun and relief from the heat, but they also come with increased liability. Finally, check your homeowners insurance policy to confirm that your pool and liability limits are adequate.

Injury

Simply Insurance

JUNE 15, 2025

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Life Insurance

Simply Insurance

JUNE 19, 2025

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Life Insurance

Freeway Insurance

JANUARY 3, 2025

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*.

Auto Insurance

LexisNexis

APRIL 1, 2025

Risk Allocation in Commercial Contracts Review how parties can allocate risk by incorporating a force majeure clause, an indemnification, a limitation on liability, termination rights, a Uniform Commercial Code (UCC) product warranty, detailed payment terms and guaranties, insurance obligations, and other contractual remedies.

Commercial General Liability

ProWriters

NOVEMBER 12, 2024

In February 2024, Change Healthcare, whose technology powers the processing of some 15 billion medical bills and insurance claims a year, suffered a ransomware attack. Watch our Cyber U video about why healthcare organizations need Cyber Insurance. Several major breaches have made headlines.

Cyber

Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

Insurance Carrier

Boyle Agency Insurance

DECEMBER 16, 2024

What Is Umbrella Insurance? Bogle Agency Insurance offers Umbrella Insurance to clients in NJ who want additional liability coverage beyond the limits of existing policies. Following is Umbrella Insurance explained for NJ individuals and families. Do I Need Umbrella Insurance?

Financial Loss

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building

LexisNexis

FEBRUARY 4, 2025

Learn about issues that can arise for insureds and insurers when insurance policies of various durations are called upon to answer for claims and when multiple insurance policies may also apply. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Policy

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Make it a point to review your insurance documents and physically inventory items within your business premises.

Commercial Insurance

LexisNexis

AUGUST 27, 2024

Cybersecurity Insurance Analyze types of risk to an enterprise that may be covered by cybersecurity insurance. Cybersecurity Insurance Policies Review Checklist Discover key issues and risks that should be considered when reviewing a cybersecurity insurance policy.

Business Interruption

Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Zero Claims.

Insurance Policy

Protect Commercial Insurance

NOVEMBER 22, 2024

Investing in the right policy can save you a lot of money in the long run. Myth 2: “All Commercial Insurance Policies are the Same” Variability in Coverage Contrary to popular belief, not all commercial insurance policies are created equal. Each policy is unique and can vary widely in what it covers.

Commercial Insurance

LexisNexis

FEBRUARY 18, 2025

Read now » Related Content Parametric Insurance: Addressing the Gaps in Traditional Coverage Learn about the origins of parametric insurance, the operation of claims payment and trigger events, details about the coverage both in the United States and around the world, and the benefits and challenges of parametric insurance.

Commercial General Liability

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. Pros: Faster Claims Processing: Since you’re dealing with your own insurer, claims are often processed more quickly.

Auto Insurance

Property Insurance Centre

JANUARY 4, 2024

This is a significant concern as it leaves property owners vulnerable to potential financial losses in the event of a claim. Furthermore, underinsurance can result in delayed or denied claims, leaving property owners in a difficult situation. Social inflation and rising claim costs are top concerns for liability insurers.

Property Insurance

Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.

Building

TGS

NOVEMBER 1, 2024

Plus, having a police report on file can help you later when dealing with insurance claims. A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. You’ll need their name, contact details, insurance policy number, and driver’s license information.

Injury

Bankers Insurance

SEPTEMBER 12, 2023

Subrogation is more than just a fancy insurance term – it’s a right held by your insurance carrier under your policy that allows them to seek reimbursement from the party found responsible for the accident after they’ve paid a claim for a covered cause of loss.

Insurance Carrier

Property Insurance Centre

JANUARY 16, 2025

From the catastrophic floods in Carlisle in 2005 to the more recent deluge in London in 2021, businesses in flood-prone areas have faced disruption, financial losses, and complex insurance claims. This article explores the intricacies of commercial flood insurance in the UK, highlighting regional variations, challenges, and solutions.

Commercial

Property Insurance Centre

MARCH 19, 2024

Equipping policyholders with knowledge and resources ultimately helps prevent claims disputes and improves overall customer satisfaction. One effective way insurers can contribute to consumer education is by including educational materials with insurance policies.

Property Insurance

LexisNexis

MARCH 18, 2025

Vicarious Liability of an Insurer for Insurance Representative Actions Analyze the aspects of an insurers vicarious liability for an insurance representatives conduct. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Insurance Policy

TGS

JANUARY 28, 2025

Water damage is one of the most common home insurance claims, so taking preventive steps here is key. This documentation helps track progress and can be invaluable if you need to make an insurance claim. Verify Contractor Credentials If youre hiring professionals, ensure theyre licensed, insured, and experienced.

Home Insurance