Insurance Journal

JUNE 16, 2025

India’s deadliest plane crash in more than decade is set to send shock waves through the aviation insurance industry and trigger one of the country’s costliest claims, estimated at around $475 million. “This aviation insurance claim could be one of …

Insurance Claim

Property Insurance Coverage Law

JULY 27, 2025

In the latest episode of Claim Game, I sat down with Steven Bush to dissect the state of insurance claims handling, particularly following major catastrophes like hurricanes or wildfires.

Insurance Claim

Insurance Journal

JULY 2, 2025

California’s private self-insured employers reported 7.4% fewer workers’ compensation claims in 2024 than in 2023, pushing private self-insured claim frequency to a four-year low, a new report shows. However, for the second straight year, the average paid and incurred losses …

Workers Comp

Property Insurance Coverage Law

FEBRUARY 22, 2025

How do insurance claims work when your home has already been damaged once? A recent Florida Office of Insurance Regulation (OIR) Bulletin clarifies how insurers must handle claims for multiple hurricanes. But what happens when two hurricanes strike in the same season?

Policyholder

Property Insurance Coverage Law

JULY 30, 2025

A decision last week reinforces a harsh reality for policyholders who conduct business through corporations or limited liability companies: if the person or officer controlling the company commits fraud in the course of an insurance claim, the insurer can usually deny coverage not just to that wrongdoer, but to the entire business.

Policyholder

Insurance Journal

JUNE 12, 2025

California Insurance Commissioner Ricardo Lara on Thursday said he has launched a formal investigation into State Farm’s handling of thousands of insurance claims from wildfire survivors affected by the Palisades and Eaton wildfires in January. The California Department of Insurance …

Claim

Property Insurance Coverage Law

JUNE 26, 2025

The Rocky Mountain Association of Public Insurance Adjusters (RMAPIA) has produced a comprehensive and scientifically grounded guide to handling fire losses that deserves serious attention from anyone involved in the adjustment of fire-related insurance claims.

Policyholder

Insurance Journal

JULY 20, 2025

If wind mitigation and stronger homes are the path to reducing insurance claims and bringing down insurance premiums in hurricane-prone areas, as a growing number of industry experts believe, then homeowners, builders and insurers may want to take a look …

Premium

Property Insurance Coverage Law

JUNE 1, 2025

Your insurer acknowledges it. But you dont get paid by the insurer. Because even … The post Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid? appeared first on Property Insurance Coverage Law Blog.

Insurance Claim

Insurance Journal

JUNE 10, 2025

Kansas Insurance Commissioner Vicki Schmidt and Kansas Department of Insurance staff will be on-site Tuesday, June 10 in El Dorado to assist Kansans affected by widespread flooding in Butler County, the department said. KDI staff will assist with insurance claims …

Insurance Claim

Property Insurance Coverage Law

JULY 22, 2025

A recent Texas decision serves as a warning to policyholders and public adjusters about relying on the appraisal process to revive insurance claims long after an initial denial. Court Dismisses Policyholder’s Lawsuit as Time-Barred Despite Post-Appraisal Denial appeared first on Property Insurance Coverage Law Blog.

Policyholder

Top Insurance Blogs

JUNE 11, 2025

Crawford & Company, a leading global claims management provider, has released its latest industry report, revealing key trends and operational challenges that are reshaping the insurance claims environment worldwide. The report sheds light on the mounting pressures insurers and claims professionals face.

Insurance Claim

Property Insurance Coverage Law

JUNE 1, 2025

Your insurer acknowledges it. But you dont get paid by the insurer. Because even … The post Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid? appeared first on Property Insurance Coverage Law Blog.

Insurance Claim

Top Insurance Blogs

JUNE 10, 2025

Are you aware of your business insurance claim and how to make use of it? And what are the steps for filing a business […] The post What You Need to Know About Filing a Business Insurance Claim appeared first on My Top Insurance Blogs.

Insurance Claim

Insurance Journal

JULY 11, 2025

Oscar Rafeal Ruiz was a busy man in 2023 and 2024, jetting to numerous places, losing his luggage multiple times and filing travel insurance claims of almost $300,000. The problem, North Carolina authorities said, is that most of the claims …

Claim

Insurance Journal

JULY 25, 2025

A Kentucky tobacco warehouse manager at the center of a long-running crop insurance fraud scheme has agreed to pay millions in restitution for his role in enabling the fraud. Thomas Kirkpatrick, of Danville, pleaded guilty last week to conspiracy to …

Insured

Property Insurance Coverage Law

MARCH 10, 2025

Fraud allegations in insurance disputes are serious business. When an insurer claims a policyholder intentionally misrepresented facts, its essentially saying, “You lied, and we dont have to pay.”

Policyholder

Top Insurance Blogs

APRIL 22, 2025

As someone who has insured my car in Germany for over 20 years and spent a decade working as an insurance agent, I’ve seen the ins and outs of the car insurance industry. Whether you’re a citizen or an expat living in Germany, understanding how to process a car insurance claim is important.

Insurance Claim

Property Insurance Coverage Law

MAY 8, 2025

In a recent decision that should raise red flags for public adjusters and policyholders, a federal judge granted summary judgment in favor of Indian Harbor Insurance Company. 1 The ruling is a lesson that when it comes to insurance claims and litigation, it is not enough to argue about fairness or merely present repair invoices.

Policyholder

Property Insurance Coverage Law

MAY 7, 2025

I will deliver a presentation at the Annual Meeting of the National Association of Public Insurance Adjusters (NAPIA) next month, focusing on two cornerstones of property insurance claims: proofs of loss and examinations under oath. Its a topic I first addressed for NAPIA exactly forty years ago.

Property Insurance

Property Insurance Coverage Law

FEBRUARY 14, 2025

The latest revelations about Allstates use of artificial intelligence (AI) in drafting insurance claims emails should serve as a wake-up call for policyholders, insurance regulators, and insurance industry claims handlers.

Claim

Top Insurance Blogs

JUNE 14, 2025

As severe weather events become more frequent and costly across Australia and causing a surge in insurance claims, the Royal Automobile Club of Victoria (RACV) is calling on residents to boost their storm preparedness.

Insurance Claim

Insurance Journal

JUNE 1, 2025

Vendor-related risks, whether from technology suppliers or non-technology partners, have always been a concern and often drive a large number of cyber insurance claims notifications. Vendor risks have traditionally come in the form of data breaches, but increasingly, ransomware attacks …

Cyber

Agency Height

MAY 8, 2025

What to Do If Your Insurance Claim Is Denied? This guide explains your rights, appeal options, and how to handle a denied insurance claim.

Insurance Claim

Property Insurance Coverage Law

JULY 3, 2025

A recent appellate decision offers an instructive example of how procedural missteps and insufficient expert disclosures can prove fatal to a policyholder’s insurance claim. 1 The case arose from property damage allegedly caused by Hurricane Irma in 2017.

Property Insurance

Central Insurance

MAY 19, 2025

Discover why customers rave about Centrals insurance claim processplus 6 more reasons they trust us to protect what matters most. The post 7 Things Customers Love About Working With Central appeared first on Central Insurance Blog.

Insurance Claim

Property Insurance Coverage Law

FEBRUARY 5, 2025

A recent viral social media post following the California wildfires has brought to light a critical issue: homeowners are finding their insurance claims denied because their properties are held in trusts, yet the trusts are not listed on their insurance policies.

Insurance Claim

Property Insurance Coverage Law

JUNE 27, 2025

A new Alaska law explicitly makes it illegal to depreciate the expense of labor in residential property insurance claims unless very specific conditions are met. Section 89 of Senate Bill 132 adds a new statute to the Alaska Insurance Code: Sec. Depreciation of labor.

Property Insurance

Top Insurance Blogs

JUNE 12, 2025

Although the situation escalated, most of the damages caused are likely covered by insurance, according to experts. What Happened […] The post How is the Los Angeles Protest Affecting Insurance Claims? appeared first on My Top Insurance Blogs.

Insurance Claim

Insurance Journal

APRIL 29, 2025

Six weeks after Tampa-based Heritage Property & Casualty Insurance Co. filed a libel suit against a whistleblower claims adjuster, the adjuster’s lawyer has pushed back, arguing that the suit is an attempt to silence those who question insurers’ damage estimates.

Casualty Insurance

Property Insurance Coverage Law

FEBRUARY 14, 2025

The latest revelations about Allstates use of artificial intelligence (AI) in drafting insurance claims emails should serve as a wake-up call for policyholders, insurance regulators, and insurance industry claims handlers.

Claim

Insurance Journal

APRIL 28, 2025

After receiving multiple inquiries about the use of aerial images in property insurance nonrenewals, West Virginia’s insurance commissioner has posted guidelines for insurers’ use of the technology. In a bulletin this month, Commissioner Allan McVey reminded insurance companies that aerial …

Property Insurance

Property Insurance Coverage Law

APRIL 6, 2025

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters.

Property Insurance

Property Insurance Coverage Law

APRIL 6, 2025

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters.

Property Insurance

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog. .

Policyholder

Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. What is Commercial Property Insurance?

Commercial Property

Top Insurance Blogs

APRIL 18, 2025

How long your submission of insurance claim takes depends on your insurer’s terms. appeared first on My Top Insurance Blogs. appeared first on My Top Insurance Blogs.

Insurance Claim