Property Insurance Coverage Law

APRIL 24, 2025

The recent filing of two sweeping antitrust lawsuits in California against a long list of most of the admitted California insurance companies has generated immediate attention within the insurance industry.

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Insurance Industry Property Insurance Insurance Insured 164

Insurance Journal

JUNE 11, 2025

Insurance companies must compensate aircraft lessors and owners for planes that Russia seized when it took counter-sanction measures after the invasion of Ukraine, a UK judge ruled potentially leaving insurers on the hook for billions in payouts. The verdict comes …

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Compensation Insurance Companies Insurance Insured 179

Central Insurance

DECEMBER 25, 2024

Learn essential loss control strategies to protect tow truck insurance companies from costly claims. Explore safety tips, training, and maintenance to minimize risks. The post Loss Control Tips to Protect Tow Truck Insurance Companies from Costly Claims appeared first on Central Insurance Blog.

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Property Insurance Coverage Law

SEPTEMBER 14, 2024

When I am finished beating up or getting beaten upon by various insurance company attorneys all over the country, I love to compete and beat up or get beaten upon by the best sailboat racers. I love true competition, and it is one reason why I love being the type of attorney that I am … The post “I Was Droned!”

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Insurance Journal

APRIL 23, 2025

Two lawsuits filed in Los Angeles allege major home insurance companies have colluded to limit coverage in California communities at high risk for wildfires and force homeowners onto the state’s last-resort insurance plan that offers basic coverage and high premiums.

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Home Insurance Premium Insurance Companies Insurance 263

Insurance Journal

MARCH 12, 2025

Sweeney oversees all aspects of credit risk for Concert Group, including its admitted carrier, Concert Insurance Company, its non-admitted carrier, Concert Specialty Insurance Company, and its risk … Concert Group, headquartered in Chicago, appointed Thomas G. Sweeney as chief credit officer.

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Insurance Companies Risk Insured Insurance 214

Property Insurance Coverage Law

JUNE 3, 2025

Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. Lexington Insurance Company, 1 recently decided by an Ohio … The post When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses appeared first on Property Insurance Coverage Law Blog.

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Commercial Property Property Damage Property Insurance Commercial 100

Insurance Journal

DECEMBER 2, 2024

Rockford Mutual Insurance Company (RMIC) announced a strategic expansion into the state of Michigan for Commercial Lines products in 2025. This decision is part of the company’s ongoing efforts to diversify its portfolio and spread risk across different markets in …

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Commercial Insurance Companies Risk Insured 243

Redbird Agents

FEBRUARY 4, 2025

It provides insurance companies and agencies with visibility into agents who have unpaid financial obligations, such as chargebacks or outstanding debts owed to a former upline. Insurance companies and agencies that subscribe to Vector One use it as a risk assessment tool when reviewing new agent contracts.

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Redbird Agents

FEBRUARY 3, 2025

If a policy lapses within the first six to nine months, the insurance company will take back your commission through a chargeback. Advanced Commissions: Provide fast cash flow but carry a higher chargeback risk if the client cancels early.

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Insurance Journal

NOVEMBER 5, 2024

Losses will instead continue to be absorbed by primary insurance companies, he told analysts during … American International Group CEO Peter Zaffino said he expects the reinsurance market to remain above losses generated by the frequency and severity of natural catastrophes.

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Insurance Companies Insured Insurance Insurer 278

Insurance Journal

AUGUST 14, 2024

Like single-family homeowners in California, landlords are facing higher insurance premiums, too. Many insurance companies have stopped writing policies in the state because of increased wildfire risks, but that’s … And they’re passing along some of those costs to their tenants.

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Premium Insurance Insured Insurer 173

Insurance Journal

JULY 25, 2024

Church Mutual, the church’s insurance company, had dropped them. John Parks was taking his first sabbatical in 40 years of ministry when he got a call from his church’s accountant with some bad news. “This does not make …

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Insurance Companies Insurance Insured Insurer 240

AMAXX

FEBRUARY 18, 2025

Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. What Are Classification Rules?

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Workers Compensation Compensation Workers Comp Premium 103

Insurance Journal

MAY 18, 2025

As commercial property insurance rates moderate, the value and relevance of captive insurance companies isn’t expected to fade away. A panel of experts discussed the state and evolution of the captive sphere during a presentation at the RIMS RiskWorld conference …

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Commercial Property Commercial Property Insurance Insurance Companies 207

Top Insurance Blogs

JUNE 9, 2025

Reinsurers play a crucial role by insuring the insurance companies themselves. This risk distribution ensures stability in the face of large claims, catastrophic events, or unexpected losses.

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Insurance Companies Claim Risk Insured 52

Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state.

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The Insurance Pro

MARCH 26, 2023

In today's fast-paced and unpredictable financial landscape, managing risk and achieving consistent returns is more important than ever. Life insurance companies have emerged as experts in this field, utilizing their vast resources and expertise to create well-diversified investment portfolios that deliver long-term value to policyholders.

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Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

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Insurance Quotes Life Insurance Insurance Insured 94

Triple-I: Homeowners Insurance

JUNE 11, 2025

Multiple Cost Pressures The affordability crisis stems from interconnected factors that have intensified pressure on insurance markets, according to IRC. Increased natural catastrophe risk represents a primary driver, with weather-related events becoming more frequent and severe. Litigation has added another layer of complexity.

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Simply Insurance

JUNE 3, 2025

In this post today, I will go over exactly how homeowner insurance deductibles work, how to choose the best one for your needs and the different types of deductibles that are attached to a home insurance policy. What Is A Home Insurance Deductible? How Does A Homeowners Insurance Deductible Work?

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Deductible Home Insurance Insurance Quotes Life Insurance 59

Redbird Agents

JUNE 5, 2025

Contract with Insurance Companies You’ll need to be appointed with multiple insurance companies offering ACA plans in your state to give clients real coverage options. Your FMO should also provide you extensive training on these technologies to help you navigate your enrollments.

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Insurance Insured Insurer Agents 130

Simply Insurance

JUNE 11, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

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Insurance Quotes Life Insurance Insurance Insured 86

InsuredMine

JULY 19, 2024

Insurance agencies once focused primarily on assessing risks, underwriting policies, and managing claims. In this context, understanding why customers might leave and taking preemptive steps to prevent churn has become a strategic imperative for insurance companies. However, the landscape has shifted dramatically.

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Risk Policyholder Insurance Insured 59

Zywave

FEBRUARY 25, 2025

Insurance is often regarded as a necessary evil by consumers a boring grudge purchase to protect themselves against an unfortunate event that may never happen. And many consumers suspect that the insurance company has plucked numbers out of the air to price a policy, with rates seeming to fluctuate arbitrarily.

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Boyle Agency Insurance

APRIL 4, 2025

Verifying Insurance Contact the insurance company listed on the COI to confirm that the coverage is current and valid. Risks of Hiring Uninsured Contractors Hiring uninsured contractors exposes you to significant risks.

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Property Damage Injury Damage Liability 61

RiskQuoter

OCTOBER 13, 2024

Prudential is one of the most competitive life insurance companies for high risk health issues such as HIV, cancer, heart disease, diabetes, as well as for tobacco users, private pilots and much more. The post The Prudential Advantage: Insights From A licensed Life Insurance Agent appeared first on RiskQuoter.com.

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Life Insurance License Insurance Agent Insurance Agents 97

McMahon Insurance Agency

AUGUST 7, 2024

Storm surges pose a significant threat to coastal communities, often resulting in catastrophic flooding, extensive property damage, and loss of […]

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Property Damage Risk Damage Insurance Companies 98

Majesco

FEBRUARY 27, 2025

And all of this is happening at the same time that the world of risk and customer needs is changing. I invited three of today’s most respected InsurTech experts to join me in weighing in on what is trending in insurance for 2025, answering some of our questions about the changes that will matter most to insurers.

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Insurance Industry Insurance Insured Insurer 74

TGS

FEBRUARY 28, 2025

Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. A loss history report isnt just for insurance companiesits an essential tool for homeowners and homebuyers too.

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Claim Home Insurance Damage Insurance Agency 52

RiskQuoter

APRIL 26, 2024

If you have a high-risk health history or unique underwriting issue, we’ll help you find the best life insurance companies. Don’t let an underwriting issue […] The post Underwriting and High-Risk – How We Help You Get The Best Rate! appeared first on RiskQuoter.com.

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Underwriter Underwriting Risk Life Insurance 52

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. These external companies specialize in claims management, ensuring that each claim is handled efficiently.

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Workers Compensation Compensation Workers Comp Broker-Agent 98

Simply Insurance

JUNE 13, 2025

By Licensed Agent Sa El Reviewed by Sa El Edited By Sa El Updated: June 16, 2025 Licensed Agent Disclosure IN THIS ARTICLE Heading 2 Example Heading 2 Example Life sciences insurance is a crucial component for businesses operating in the medical and biotechnology fields. Should You Get Life Sciences Insurance Quotes Online?

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Triple-I: Homeowners Insurance

JANUARY 20, 2025

Rather, new technology presents opportunities to facilitate more proactive and individualized risk management than ever before, while also enabling employees to do what this industry does best: engaging with other people. I remember when insurance companies advertised dependability and stability, Temple explained.

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The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

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Insurance Quotes Life Insurance Insurance Insured 72

Boyle Agency Insurance

FEBRUARY 3, 2025

Standard home insurance policies typically have restrictions regarding vacant homes, and this specialized coverage can bridge the gap during renovation periods. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable.

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Home Insurance Theft License Insurance 45