Insurance Journal

MARCH 25, 2025

Armchair analysts prognosticating the impending collapse of property & casualty insurance companies were proven wrong by recently released 2024 financial performance results. The overall industry’s underwriting results were profitable. The 2024 combined ratio losses and expenses divided by premium, …

Casualty Insurance 204

Casualty Insurance Underwriting Underwriter Premium 204

Insurance Journal

SEPTEMBER 22, 2024

Beat Capital Partners, a London-based incubator of underwriting franchises and subsidiary of Ambac Financial Group, said it has launched a professional liability insurance company, based in Charlotte. ProRise Insurance Services will stand up Oct. 1, with Doug Karpp, a former …

Professional Liability Insurance 147

Professional Liability Insurance Liability Insurance Liability Underwriting 147

Insurance Journal

AUGUST 26, 2024

surplus notes due 2044 issued by Church Mutual Insurance Company, S.I. AM Best said it has assigned and placed under review with negative implications a Long-Term Issue Credit Rating of bbb+ (Good) to the $40 million, 9.5% Additionally, AM Best …

Insurance Companies 279

Insurance Companies Insurance Insurer Insured 279

Insurance Journal

JANUARY 15, 2025

The National Association of Mutual Insurance Companies (NAMIC) promoted Tony Cotto to assistant vice president and counsel for federal and political affairs. He previously served as NAMIC’s director of auto and underwriting policy. Cotto will represent NAMIC before federal officials …

Underwriting 130

Underwriting Underwriter Insurance Companies Policy 130

The Insurance Pro

JANUARY 25, 2025

Unfortunately, life insurance involves nuance that often leads to false conclusions if we do this. What Exactly is the Whole Life Insurance Dividend Interest Rate? The dividend interest rate declared by the life insurance company tells us roughly the return on the policy attributable to life insurance company investment income.

Life Insurance 92

Life Insurance Policy Insurance Policy Policyholder 92

Majesco

AUGUST 8, 2024

The business value of intelligent, AI-powered underwriting solutions, business processes and operating models is driving operational efficiencies, productivity, and profitability. As reflected in Majesco’s 2022 Strategic Priorities Research , 25-30% of insurers have implemented a digital underwriting workbench.

Underwriting 66

Underwriting Underwriter Insurance Insurer 66

Zywave

FEBRUARY 25, 2025

Insurance is often regarded as a necessary evil by consumers a boring grudge purchase to protect themselves against an unfortunate event that may never happen. And many consumers suspect that the insurance company has plucked numbers out of the air to price a policy, with rates seeming to fluctuate arbitrarily.

Insurance 52

Insurance Insurer Insured Broker 52

RiskQuoter

APRIL 26, 2024

If you have a high-risk health history or unique underwriting issue, we’ll help you find the best life insurance companies. Don’t let an underwriting issue […] The post Underwriting and High-Risk – How We Help You Get The Best Rate! appeared first on RiskQuoter.com.

Underwriting 52

Underwriting Underwriter Risk Life Insurance 52

Cowbell

NOVEMBER 15, 2024

We’re excited to announce that Emma Werth has been appointed Vice President of Underwriting and Reinsurance. She has over a decade of experience in insurance, having held key positions in both global insurance companies and specialized firms. Emma and her team will be instrumental in this next phase of growth.

Underwriting 52

Underwriting Underwriter Cyber Policyholder 52

Redbird Agents

NOVEMBER 15, 2024

Recruitment: The Backbone of the Insurance Industry Insurance recruiting is more than a necessity—it’s a strategy. Strategic Recruitment Methods for Insurance Agencies Recruiting isn’t just about filling open insurance jobs—it’s about assembling an insurance team that can deliver results.

Building 130

Building License Insurance Insurer 130

TGS

NOVEMBER 5, 2024

TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Either way, there’s a step that often surprises people when they go to get a quote—the underwriting process. Basic Information: Who, What, Where?

Underwriting 52

Underwriting Underwriter Insurance Insurer 52

Redbird Agents

SEPTEMBER 4, 2024

Conferences like InsureTech Connect (ITC Vegas), which takes place in Las Vegas, NV, or other notable events in London and Phoenix, provide invaluable insights into the latest technologies, from insurtech developments to innovative approaches in underwriting and risk management.

Agents 130

Agents Insurance Industry Insurance Insurer 130

RiskQuoter

APRIL 25, 2024

We'll match you with insurers offering the best rates based on your health profile. The post Best Life Insurance Companies for High Blood Pressure in 2024 appeared first on RiskQuoter.com. Get the coverage you need with high blood pressure.

Life Insurance 52

Life Insurance Insurance Companies Insurance Insurer 52

TGS

FEBRUARY 28, 2025

Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. The most common report is the Comprehensive Loss Underwriting Exchange (C.L.U.E.) report, managed by LexisNexis.

Claim 52

Claim Home Insurance Damage Insurance Agency 52

AMAXX

MAY 21, 2025

Ask the average employee who pays for workers compensation, and you might hear answers like the insurance company, the government, or even nobodyits just a benefit. Leadership may take a hands-off approach , believing its the insurance companys job to control costs. These misconceptions are widespreadand costly.

Workers Comp 65

Workers Comp Workers Compensation Premium Injury 65

RiskQuoter

MARCH 29, 2025

If youve had a pacemaker implanted, getting life insurance might feel complicated. This guide explains how insurance companies evaluate pacemakers, what questions youll need to answer, and how to get the best possible offer. The post Pacemakers and Life Insurance: What You Need to Know appeared first on RiskQuoter.com.

Life Insurance 52

Life Insurance Insurance Insurer Insured 52

RiskQuoter

APRIL 16, 2025

TruStage is a life insurance company that offers coverage through credit unions. CMFG Life Insurance Company underwrites policies. With over 80 years of history, it’s […] The post Trustage Life Insurance Review – Why You Can Likely Do Better appeared first on RiskQuoter.com.

Life Insurance 52

Life Insurance Insurance Companies Underwriting Underwriter 52

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. These external companies specialize in claims management, ensuring that each claim is handled efficiently.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Broker-Agent 98

Friendly Agent

SEPTEMBER 11, 2020

What is an insurance carrier appointment? Insurance carrier appointment means an insurance company is giving you the authorization to sell their insurance product. How long does it take to get appointed with an insurance company? Below we have provided inputs from experts in insurance agency space. “1.

Insurance Carrier 130

Insurance Carrier License Agents Insurance 130

Redbird Agents

NOVEMBER 15, 2024

Filling senior-level roles in the insurance industry requires more than just sourcing resumes—it demands precision, industry knowledge, and a focus on long-term success. That’s where partnering with an insurance executive search firm comes into play.

Insurance 130

Insurance Insurer Insured Casualty Insurance 130

Majesco

FEBRUARY 27, 2025

And I think one of the things that we’ve learned over the last 10 years is that while a VC (Venture Capitalist), as an example, might be interested in growth at any cost, we as an industry might be more interested in things like underwriting results or loss ratios. Can you imagine if the folks in Asheville had had this opportunity?

Insurance Industry 74

Insurance Industry Insurance Insurer Insured 74

Distinguished

JANUARY 28, 2025

Distinguisheds Executive Lines business operatesexclusively within the wholesale channel, offering brokers access to a team of experienced, dependable, and empowered underwriters. These underwriters leverage an E&S mindset to craft customizedsolutions for complex risks, ensuringeach submission is treated with precision and care.

Underwriting 52

Underwriting Underwriter Liability Broker 52

Distinguished

JANUARY 28, 2025

Distinguisheds Executive Lines business operatesexclusively within the wholesale channel, offering brokers access to a team of experienced, dependable, and empowered underwriters. These underwriters leverage an E&S mindset to craft customizedsolutions for complex risks, ensuringeach submission is treated with precision and care.

Underwriting 52

Underwriting Underwriter Liability Broker 52

Distinguished

MAY 19, 2025

Here are some factors that affect BOP insurance costs: Type of business and dining model Restaurant size and location Annual revenue and number of employees Claims history Coverage limits and endorsements selected Safety and security features (e.g., Yes, coverage is provided by an A+ XV-rated admitted insurance company.

Policy 40

Policy Business Owners Policy General Liability Liability 40

Distinguished

APRIL 29, 2025

Environmental hazards, coupled with the challenges of managing tenants, make landlord insurance an essential investment. Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies. How to get started: Register with us : Gain access to our landlord insurance programs.

Liability 52

Liability Financial Loss Insurance Insurer 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies. Katie is based in Rhode Island.

Broker 52

Broker Insurance Broker Building Underwriting 52

Redbird Agents

AUGUST 28, 2023

One critical decision is selecting the right Insurance Marketing Organization (IMO) or Field Marketing Organization (FMO) to partner with. This decision of choosing the top IMO insurance company can significantly impact the success track of independent insurance agents and agencies. What are the benefits of using an IMO?

Insurance Agency 130

Insurance Agency Insurance Carrier Insurance Agent Insurance Agents 130

Cowbell

JULY 16, 2024

This is the fourth renewal agreement between the two companies. Trent Cooksley, Co-Founder and Chief Operating Officer at Cowbell, shared, “Cowbell consistently delivers underwriting profitability and resilience despite market challenges and I am pleased that we were able to successfully complete our 7/1 renewal with favorable terms for all.

Cyber 40

Cyber Underwriting Underwriter Insurance Companies 40

The Property Insurance Law Observer

AUGUST 22, 2024

Harleysville Insurance Company , 2024 WL 3792261 (D. Background The plaintiff-insured provided residential and day habilitation services in a property covered by a commercial package insurance policy issued by the defendant-insurer. Underwriters at Lloyd’s, London , 2012 WL 2020168 (D. In Life Skills, Inc.

Building 130

Building Commercial Property Damage Policy 130

Distinguished

OCTOBER 9, 2024

New York – Distinguished Programs (“Distinguished”), a national insurance program manager, announced an expanded partnership with Berkley Program Specialists (“BPS”), a leading provider in the industry, to underwrite its Community Associations Crime and D&O products. Starting Jan. Berkley Corporation.

Crime 52

Crime Broker-Agent Inland Marine Broker 52

Protect Commercial Insurance

OCTOBER 4, 2024

As interest-backed assets offer higher returns, insurers might become more inclined to increase their pricing models to cover potential future claims. Therefore, higher interest rates can sometimes lead to more expensive insurance. Underwriting involves evaluating risks and determining suitable premiums for policyholders.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insurance 52

Cowbell

NOVEMBER 26, 2024

Pytel has served as Director of Digital Marketing & Brand since joining the company in January 2023. With over two decades of experience leading domestic and international marketing teams at specialty insurance companies, Thomas is uniquely positioned to help Cowbell scale during this next phase of our journey.

Cyber 52

Cyber Building Policyholder Commercial Insurance 52

Scott Insurance

SEPTEMBER 5, 2023

Insurance companies have taken notice of this potential liability and have responded with action. Many insurance companies are hesitant (or, more commonly, simply refuse) to insure elderly affordable housing communities with installed call-for-aid systems.

Premium 52

Premium Insurance Insurer Insured 52

Bankers Insurance

JULY 22, 2024

With a commitment to excellence and a steadfast dedication to client satisfaction, Bankers Insurance LLC has established itself as a trusted partner in the insurance industry. We are contracted with hundreds of insurance companies, and coverage offerings include all major insurance lines such business, employee benefits, home and auto.

Broker-Agent 64

Broker-Agent Insurance Insurer Insured 64

InsuredMine

JULY 19, 2024

Insurance agencies once focused primarily on assessing risks, underwriting policies, and managing claims. In this context, understanding why customers might leave and taking preemptive steps to prevent churn has become a strategic imperative for insurance companies. However, the landscape has shifted dramatically.

Risk 59

Risk Policyholder Insurance Insurer 59

Final Expense Brokerage

MAY 10, 2024

You need to have a thorough understanding of different policy types, such as term life insurance, whole life insurance, and universal life insurance, to effectively advise clients on their options. Building strong relationships with clients is essential to ensuring customer satisfaction and long-term success in this role.

Life Insurance 100

Life Insurance Insurance Agent Insurance Agents Agents 100

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52