Property Insurance Coverage Law

FEBRUARY 23, 2025

His work has unveiled a deeply concerning pattern within Florida’s insurance industry, noted in the story: Secret Study Found Florida Insurers Sent Billions to Affiliates While Crying Poor. Investigative reporter Lawrence Mower deserves some type of award and thanks.

Property Insurance

American Agents Alliance

APRIL 3, 2025

The global economy is increasingly interconnected, and even in industries like insurance, global issues like supply chain challenges, tariffs, and trade agreements can have significant impacts. While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders.

Agents

Zywave

JUNE 10, 2025

Zywave, a leading insurance technology provider, today announced its 2025 Summer Launch, introducing a suite of advancements designed to drive profitable growth and empower insurers and brokers in an environment of escalating risk.

Commercial Automobile

Southwest Insurance Agents Alliance

JUNE 17, 2025

A Mid-Year Review for Independent Agencies   June 17, 2025 Is your independent insurance agency on track to meet its annual goals? The Importance of Regular Goal Reviews in the Insurance Industry In the ever-evolving insurance industry, staying on top of your annual goals is crucial for sustained growth and market relevance.

Agents

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insurance claims.

Commercial General Liability

Top Insurance Blogs

MAY 9, 2025

Peer-to-peer (P2P) insurance is reshaping how the insurance industry in Germany works. As an experienced insurance agent with 10 years in the game, I’ve observed firsthand how this model offers transparency, cost-effectiveness, and a sense of community among policyholders.

Policyholder

Triple-I: Homeowners Insurance

MAY 13, 2025

To ensure market stability and continued insurance availability and affordability, insurers must leverage more granular and dynamic risk models that account for real-time environmental conditions, mitigation measures, and property-specific characteristics. For many, this insurer of last resort has become the insurer of first resort.

Risk

Triple-I: Homeowners Insurance

JUNE 19, 2025

Among the initiative’s goals is aggregating more data from insurers to better understand challenges to affordability and availability on state levels, which the NAIC can then translate into actionable policy proposals.

Insurance

Word & Brown

JUNE 13, 2025

Insurance support staff must have strong time and project management skills, too. Accuracy and attention to detail: When dealing with policyholder information, policy details, claims, and other important information, accuracy matters. That will ensure greater efficiency and lead to increased customer satisfaction.

Out-Of-Pocket

Top Insurance Blogs

JULY 3, 2025

The insurance industry in Germany can be complex, especially when it involves specialized vehicles used for service and caregiving. These include cars used by mobile nursing services, caregiving staff, home therapy providers, and other mobile support services.

Policyholder

ProWriters

FEBRUARY 23, 2025

Merck won an appeal against and ultimately settled the coverage dispute with its insurers. Yet this high-profile case illustrates the insurance industry’s need to evolve policy language to address contemporary cyber risks, including state-sponsored cyber attacks.

Cyber

Zywave

MAY 19, 2025

The insurance industry is undergoing a fundamental transformation. Insurers, agents and brokers are grappling with rapidly evolving risks that are becoming increasingly complex. How can we deliver a compelling policyholder experience and become an insurer of choice? How can we build deeper relationships with them?

Broker-Agent

Simply Insurance

JUNE 12, 2025

Mutual of Omaha Mutual of Omaha is a trusted name in the insurance industry, offering reliable disability insurance policies with excellent customer service. The Standard The Standard is known for its customizable disability insurance plans, allowing policyholders to tailor their coverage to fit their specific needs.

Insurance Quotes

Simply Insurance

JUNE 24, 2025

Their policies are designed to protect your condo and personal belongings, providing peace of mind for policyholders. Travelers Travelers is a trusted name in the insurance industry, offering comprehensive condo insurance policies with customizable coverage options.

Insurance Quotes

Triple-I: Homeowners Insurance

JUNE 5, 2025

Thus, homeownership status can drive participation in the insurance market. Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. To join the discussion, register for JIF 2025.

Protection

Simply Insurance

JULY 6, 2025

You can get life insurance coverage within minutes of getting your quotes and applying. GET A LIFE INSURANCE QUOTE! Best like the JD Power of the insurance industry, they have been around for over 117 years. Claims Paying Ability " in plain English " : A Life Insurance Companys ability to pay out on a policy.

Life Insurance

Top Insurance Blogs

JUNE 26, 2025

In the German insurance industry, contracts are taken seriously. Policyholders and insurers alike are bound by legal frameworks that aim to create fairness, clarity, and continuity in coverage.

Policyholder

Triple-I: Business Insurance

APRIL 18, 2025

President Donald Trump are on track to increase the price of parts and materials used in repairing and restoring property after an insurable event. Analysts and economists, predict these price hikes will lead to higher claim payouts for P&C insurers and, ultimately, higher premiums for policyholders.

Insurance

LexisNexis

MAY 6, 2025

Read now » Related Content Insurance Advertising Compliance Developments Examine advertising compliance requirements for the life and health insurance industry.

Commercial General Liability

Top Insurance Blogs

JUNE 13, 2025

The German health insurance industry can’t be effectively discussed without a mention of Debeka. Therefore, in this blog post, I’ll cover everything German policyholders need to know about Debeka: The Best German Health Insurance Company.

Insurance Companies

Property Insurance Coverage Law

OCTOBER 23, 2024

Governor DeSantis’s response to the CBS 60 Minutes exposé on … The post The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry?

Policyholder

Insurance Journal

AUGUST 29, 2024

property/casualty insurance industry recorded a net underwriting gain of $3.7 billion and net income of $94.6 billion for the first-half of 2024, according to a new report. “After years of consistent losses, premium growth is helping the overall …

Insurance Industry

Property Insurance Coverage Law

OCTOBER 25, 2024

In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)

Policyholder

Property Insurance Coverage Law

OCTOBER 18, 2024

Amy Bach‘s recent LinkedIn post yesterday highlighting concerns about excessive compensation in the insurance industry has struck a chord with many policyholders and consumer advocates. Bach raised these issues in a panel discussion at the American Academy of Actuaries.

Policyholder

Insurance Journal

NOVEMBER 6, 2024

By this time next year, plaintiffs lawyers, who have frequently been held up as thorns in the side of the Florida property insurance industry for their sometimes-aggressive pursuit of policyholder claims litigation, could have a stamp of credibility to brandish …

Policyholder

Property Insurance Coverage Law

AUGUST 19, 2024

That is exactly what the insurance industry has accomplished in Florida with recent changes in law. Most would be laughed out of town.

Policyholder

Property Insurance Coverage Law

AUGUST 6, 2024

Florida’s property insurance market is facing unprecedented challenges, leaving policyholders with inadequate coverage at significantly higher rates. The term “shrinkflation,” commonly associated with consumer goods, is now being used to describe a troubling trend in the insurance industry.

Property Insurance

Property Insurance Coverage Law

DECEMBER 15, 2024

I have a vision of Amy Bach, the Executive Director of United Policyholders, jumping for joy as she read the North Carolina Supreme Court opinion, which the insurance industry must think of as a Friday the 13th ruling.

Policyholder

Insurance Journal

APRIL 2, 2025

Specialist insurer CFC announced a new cyber product Cyber Proactive Response (CPR) aimed at businesses with revenues up to $250 million. CFC said the new product includes two firsts for the cyber insurance industry. Policyholders will not only …

Cyber

American Agents Alliance

JANUARY 11, 2025

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. When consumers do not carry sufficient insurance coverage, everyone is at risk. These wildfires have caused historic damage, claimed lives, and threatened communities.

Insurance Industry

Property Insurance Coverage Law

OCTOBER 29, 2024

One thing everybody notices in Tallahassee is that there is an army of paid lobbyists and professional proponents of the insurance industry who show up at hearings. The Florida Department of Financial Services (DFS) held a regulatory workshop meeting seeking comments on the recent emergency adjustment rule.

Property Insurance

Property Insurance Coverage Law

NOVEMBER 1, 2024

Note: This guest blog is by Frank Lombard, CPCU, ARM, an independent property/casualty insurance advisor. Not a day passes without reading something about double-digit increases in the cost of home insurance. The insurance industry claims the increases are a result of inflation, climate change, and consumers filing more claims.

Home Insurance

Triple-I: Homeowners Insurance

JANUARY 13, 2025

Stakeholder Takeaways While climate risk plays a significant role in the number and severity of extreme weather events that cause insurance industry losses, Triple-I has kept an eye on the impact of the unpredictable confluence of attorney fee mechanisms, assignment of benefits (AOB), and other practices that can amplify claim costs.

Policyholder

Triple-I: Business Insurance

JUNE 8, 2022

With this in mind, 73 percent of policyholders said they consider climate change one of their primary concerns, compared with 40 percent of insurers. “Insurers who prioritize focus on sustainability will be making smart long-term business decisions that will positively impact their future relevance and growth.

Policyholder

LexisNexis

SEPTEMBER 17, 2024

With autonomous vehicles or AVs slowly gaining market share and the technology rapidly advancing, this is becoming an increasingly urgent question for insurance companies. Indeed, AV technology could upend the very foundations of the car insurance industry. First, some basics. They don’t need to reinvent the wheel,” Yotis said.

Auto Insurance

American Agents Alliance

FEBRUARY 7, 2025

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

Broker-Agent

American Agents Alliance

MARCH 9, 2025

Womens financial empowerment is central to the insurance industry, as their influence is felt across business, investments, and household financial decisions. However, this dynamic has shifted, but women still have less insurance coverage compared with men. Focus on providing information rather than closing the sale.

Agents