Central Insurance

JULY 24, 2025

Learn the difference between excess liability vs umbrella insurance and how each policy can impact your business’s overall liability protection. The post Excess Liability vs Umbrella Coverage: What’s the Difference? appeared first on Central Insurance Blog.

Liability

Insurance Journal

FEBRUARY 19, 2025

Apollo, the London-based insurance group, announced they have expanded their offering into drone product liability. Apollo is providing the capacity for this product liability offering as part of an existing binder with Moonrock, the specialist managing general agent. Moonrock has …

Liability

Insurance Journal

JUNE 10, 2025

Canopius Group, headquartered in Chicago, appointed Tom Losquadro as vice president of underwriting for national hull and liability U.S. Losquadro brings extensive experience in marine insurance, having held senior roles at both AIG and Marsh McLennan. He joined Canopius on …

Liability

Central Insurance

JUNE 8, 2025

Contractor liability insurance can be complex—here’s what to know before your next project starts. The post Understanding Contractor Liability Insurance: What You Need to Know appeared first on Central Insurance Blog.

Liability Insurance

Insurance Journal

JUNE 10, 2025

The rise of autonomous vehicles will force a reconfiguration of the $400 billion US auto-insurance industry, as accidents caused by human error decrease and costs are slashed, but questions about liability remain, according to Goldman Sachs. “Autonomy has the potential …

Auto Insurance

Top Insurance Blogs

JUNE 18, 2025

You are here because you want to learn how workers’ compensation and employers’ liability work in Switzerland. Definition of Workers’ Compensation Workers’ compensation is a […] The post Switzerland Workers’ Compensation and Employers’ Liability appeared first on My Top Insurance Blogs.

Workers Compensation

Top Insurance Blogs

JUNE 12, 2025

Directors and Officers Liability Insurance (commonly known as D&O insurance) has become a critical safety net for executives in Germany. They face personal liability risks that could severely impact their financial and professional lives. In today’s increasingly litigious corporate environment, managers are under growing pressure.

Liability Insurance

Insurance Journal

AUGUST 7, 2025

Marsh announced new investment bank indemnification coverage to its directors and officers liability (D&O) insurance offering for clients pursuing initial public offerings (IPOs). The coverage enhancement comes amid growing client demand for more comprehensive D&O protection during the IPO process, …

Liability

Top Insurance Blogs

AUGUST 4, 2025

However, one thing that often goes unnoticed until it’s too late is civil liability insurance. In Luxembourg, civil liability insurance, […] The post How Civil Liability Insurance Works in Luxembourg for Foreigners appeared first on My Top Insurance Blogs.

Liability Insurance

Agency Height

AUGUST 10, 2025

Agency Height August 10, 2025 For Insureds Key Takeaways General liability protects against third-party bodily injury, property damage, and personal injury claims. Professional liability covers financial loss claims from errors, omissions, or professional negligence. What Is General Liability Insurance?

Professional Liability Insurance

Central Insurance

MAY 27, 2025

Learn how the right insurance policies can help protect your packaging business from equipment breakdowns, liability claims, and costly interruptions. The post Protect Your Packaging Business With the Right Insurance appeared first on Central Insurance Blog.

Protection

Top Insurance Blogs

JULY 14, 2025

Many are surprised to learn that, beyond health and pension, professional liability insurance for freelancers in Germany is essential, not optional. Rather, it […] The post Professional Liability Insurance for Freelancers in Germany appeared first on My Top Insurance Blogs.

Professional Liability Insurance

Triple-I: Homeowners Insurance

JUNE 3, 2025

From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy. Homeowners may be surprised to learn that liability exposure continues even when no one lives there.

Theft

Property Insurance Coverage Law

JULY 30, 2025

A decision last week reinforces a harsh reality for policyholders who conduct business through corporations or limited liability companies: if the person or officer controlling the company commits fraud in the course of an insurance claim, the insurer can usually deny coverage not just to that wrongdoer, but to the entire business.

Policyholder

Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. Stay on top of industry rules and, crucially, have the right liability cover in place. But what does negligence actually mean? That’s where we can help.

Liability

Central Insurance

MAY 13, 2025

Protect your clothing boutique from day one with essential insurancecovering liability, property, cyber risks, workers comp, and more. The post How to Start a Clothing Boutique: Insurance Edition appeared first on Central Insurance Blog.

Workers Comp

Top Insurance Blogs

FEBRUARY 27, 2025

The ACORD 25 Certificate of Liability Insurance (COI) is the industry-standard document used to verify insurance coverage. This article provides a comprehensive breakdown […] The post ACORD 25 – The Standard Certificate of Liability Insurance appeared first on My Top Insurance Blogs.

Liability Insurance

LexisNexis

MARCH 4, 2025

By Eric Geringswald | CSC The Delaware General Assembly has approved substantive changes to the Delaware Limited Liability Company Act over the last several years, and the 2025 Release of Symonds & OToole on Delaware Limited Liability Companies explores those changes.

Liability

TGS

MARCH 17, 2025

But heres the catch: while snagging a bargain feels great, going too leanlike with liability only auto insurancecan leave you vulnerable in ways you might not expect. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? So, When Does Liability Only Make Sense?

Auto Insurance

Cowbell

JUNE 30, 2025

Dual Breakthrough Powered by agentic automation, Cowbell is now the first insurance provider to offer cyber, professional indemnity, and management liability coverage through both a fully integrated API and a proprietary email submissions platform. To call our latest advancements mere milestones would understate their impact on the industry.

Cyber

Insurance Journal

JUNE 11, 2025

The increase comes six months after lawmakers raised minimum auto liability … North Carolina automobile insurance rates are poised to increase statewide by a 5% average this fall as part of an agreement reached between state regulators and the insurance industry.

Liability

Top Insurance Blogs

JUNE 20, 2025

The partnership will support Avid’s liability products across three highly specialized sectors: groundworks, motorsport, and leisure. This strategic collaboration will boost Avid’s underwriting capacity in commercial liability.

Liability

Simply Insurance

AUGUST 2, 2025

Explore the advantages and disadvantages of Hiscox Claims Adjusting Professional Liability Insurance. Discover whether Hiscox is a trustworthy choice for your insurance needs and how it compares to other providers in the industry.

Professional Liability Insurance

Relation

MARCH 19, 2025

A recent example is the Medusa ransomware, which has targeted users of popular email services like Gmail and Outlook, underscoring the urgent need for robust cybersecurity measures and comprehensive cyber liability coverage.

Cyber

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy

Top Insurance Blogs

JULY 10, 2025

In my years […] The post Environmental Liability Insurance for Small Businesses in Germany appeared first on My Top Insurance Blogs. Whether you operate a local restaurant, automotive workshop, landscaping service, or small manufacturer, your business could unintentionally cause pollution.

Liability Insurance

Insurance Journal

JULY 7, 2025

Auto insurers in Kentucky now have some official guidance and liability protection when determining the value of wrecked vehicles. In keeping with Senate Bill 136, approved on an emergency basis by state lawmakers this year, the Kentucky insurance commissioner last …

Auto Insurance

Top Insurance Blogs

JUNE 11, 2025

Berkshire Hathaway Specialty Insurance (BHSI) has unveiled a new management liability insurance policy specifically designed for Australia’s life sciences, biotech, and pharmaceutical companies. This move signals a strong commitment to supporting one of the country’s most dynamic and innovation-driven industries.

Liability Insurance

Protect Commercial Insurance

APRIL 11, 2025

– Environmental Liability Coverage : Particularly useful for businesses dealing with hazardous materials, covering clean-up costs from damage caused by pollution. Evaluating Potential Risks and Liabilities Every business is unique and so are the risks and potential liabilities it faces.

Commercial Property

Central Insurance

JULY 4, 2025

Discover the essential insurance policies appliance distributors need to safeguard inventory, reduce liability, and keep operations running smoothly. The post Insurance for Appliance Distributors: Six Policies You May Need to Protect Your Business appeared first on Central Insurance Blog.

Policy

Top Insurance Blogs

AUGUST 7, 2025

What Has Changed and Why It Matters Starting January 1, 2025, California’s minimum liability requirements will double for the first time in more […] The post The New California Vehicle Insurance Requirements Drivers Should Know appeared first on My Top Insurance Blogs.

Auto Insurance

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. The five-year average count for liability claims increased 24.9 Rising claim frequency and litigation costs put coverage affordability and availability at risk.

Commercial General Liability

Boyle Agency Insurance

FEBRUARY 3, 2025

A safe renovation environment can help prevent liability claims on your insurance. Hire Licensed Contractors: Ensure that contractors and workers are licensed and insured to minimize liability risks. Ensure that contractors and workers adhere to safety guidelines to minimize the risk of accidents.

Home Insurance

Distinguished

MARCH 20, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. Yes, indeed.

Broker

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. General Liability Coverage Restaurants are high-traffic spaces. What is a Business Owners Policy (BOP)?

Policy

Insurance Journal

AUGUST 14, 2025

freight broker clients seeking access to more stable and affordable freight broker auto liability coverage. Broker Marsh, a business of Marsh McLennan, the launch of BrokerSafe, an exclusive insurance facility for U.S. Freight brokers play a vital role in the …

Broker

Protect Commercial Insurance

MAY 9, 2025

Many types of business insurance, such as Employers Liability Insurance, are legally required in the UK. Public Liability Insurance Public Liability Insurance is one of the cornerstones of a comprehensive retail insurance policy. Treatment liability insurance can cover legal fees and compensation if youre held responsible.

Liability Insurance