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What Is Employers Liability Insurance?

Property Insurance Coverage Law

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness. appeared first on Property Insurance Coverage Law Blog.

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Who Really Pays for Workers’ Comp? Debunking a Common Myth

AMAXX

Ask the average employee who pays for workers compensation, and you might hear answers like the insurance company, the government, or even nobodyits just a benefit. In reality, the employer foots the bill for every dollar spent in the workers compensation system. These misconceptions are widespreadand costly.

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From Integrity Tests to Physical Exams: A 6-Step Hiring System to Reduce Workers’ Comp Claims

AMAXX

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. This also ensures compliance and reduces liability for wrongful injury claims. Theyre moving fast, skipping steps, and taking on avoidable risk.

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The Hidden Costs of a Bad Hire: Why Employers Can’t Afford to Ignore Hiring Risks

AMAXX

But when it comes to the workers compensation system, a rushed or poorly evaluated hire can be far more costly than leaving a role vacant for a few extra weeks. In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury.

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Understanding the Two Primary Benefits of Workers’ Compensation for Employers

AMAXX

Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision. Under this system, employees who accept workers compensation benefits for a work-related injury or illness forfeit the right to sue their employer for negligence.

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Viewpoint: Landmark Workers’ Comp Subrogation Decision in Nevada

Insurance Journal

In one of the most pro-subrogation decisions in a generation, the Nevada Supreme Court has overnight turned Nevada into one of the most favorable states for workerscompensation subrogation. With the stroke of a pen, the court in its Sept.

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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Commercial Liability Insurance to protect against claims related to third-party injuries or property damage. Workers Compensation Insurance to cover employee injuries on the job.