Scott Insurance

FEBRUARY 19, 2025

. = Many builders risk insurers simply refuse to cover the existing structures during a rehab, forcing owners to secure both a builders risk policy and standalone property coverage for the existing structures. Making sure your underwriter is aware of this construction timeline is essential to effectively managing risk during a rehab.

Underwriter

Zywave

FEBRUARY 25, 2025

And many consumers suspect that the insurance company has plucked numbers out of the air to price a policy, with rates seeming to fluctuate arbitrarily. AI can offer total data transparency, so the consumer knows exactly why they are being sold a particular policy and why it is that price.

Insurance

Distinguished

MARCH 20, 2025

Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies.

Broker

Insurance Journal

JUNE 16, 2025

Newly posted data from Florida regulators show that, in the last three years, the number of property insurance policies in the state has risen only slightly while direct premium written and average premiums have climbed significantly. The first-quarter 2025 data …

Premium

Distinguished

MARCH 20, 2025

Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way. This allows the owner-occupant to insure both the building and their personal unit under the same policy.

Building

Simply Insurance

JUNE 15, 2025

How Much Is A $100,000 Life Insurance Policy? DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. Any insurance policy premium quotes or ranges displayed are non-binding.

Workers Comp

Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. Additionally, even if insurance is provided, policies may come with exclusions that specifically limit coverage for risks related to unresolved violations. Katie is based in Rhode Island.

Building

Simply Insurance

JUNE 28, 2025

How Much Is A $100,000 Life Insurance Policy? So whether youre just starting your search or you already have a policy and are looking for a better deal, keep reading for the best information on homeowners insurance in Maryland. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs.

Home Insurance

Simply Insurance

JUNE 11, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes

Zywave

MAY 15, 2025

At the point of purchase the exact moment when customers are most receptive to considering protection insurance providers are now able to make instant underwriting decisions. At the same time, they benefit from contextual data that improves underwriting precision. Certain types of non-complex commercial insurance are also in scope.

Broker

Simply Insurance

JUNE 16, 2025

How Much Is A $100,000 Life Insurance Policy? DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. Any insurance policy premium quotes or ranges displayed are non-binding.

Workers Comp

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes

PSM Brokerage

FEBRUARY 27, 2025

The Birthday Rule is gaining traction across the country, allowing Medicare Supplement policyholders to switch plans without medical underwriting around their birthday each year. Reduced underwriting can lead to higher premiums , increased policy lapses, and fewer carriers remaining in the market.

Underwriter

Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. How do MGAs Differ From Insurance Brokers?

Agents

Distinguished

MAY 6, 2025

Businesses with mobile property whether equipment, materials, or cargo need protection beyond standard policies. Distinguisheds inland marine policies provide tailored protection, ensuring businesses can recover quickly and maintain operations with minimal disruption. Who Needs Inland Marine Insurance?

Inland Marine Insurance

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes

Simply Insurance

JUNE 9, 2025

How Much Is A $100,000 Life Insurance Policy? In this post, well cover the best landlord insurance in Minnesota , how much landlord insurance youll need, and help you find the most affordable landlord policy insurance quote from companies in MN. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes

Simply Insurance

JULY 11, 2025

How Much Is A $100,000 Life Insurance Policy? DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. Any insurance policy premium quotes or ranges displayed are non-binding.

Life Insurance

ProWriters

MAY 20, 2025

For insurers, this means two things: Stricter policy requirements to ensure businesses meet minimum security standards. Insurers are also refining their underwriting processes, using AI-driven analytics to move away from traditional questionnaires and toward real-time risk assessments that adapt to a companys evolving cyber posture.

Cyber

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes

Zywave

MARCH 19, 2025

APIs enable seamless and customizable integration between different systems, such as AMS/CRMs, policy management, and communication platforms, ensuring up-to-date information across all systems. APIs facilitate instant updates and communication, such as sending policy updates or claim status notifications, enhancing transparency and trust.

Insurance Industry

Distinguished

JULY 14, 2025

Whether it’s a century-old Bösendorfer passed down through generations or a Steinway used on the concert stage, rare and collectible pianos represent a unique class of assets — one that standard homeowners’ policies often fail to protect. Yet standard homeowners policies often underinsure or exclude these high-value items.

Broker

Simply Insurance

JUNE 23, 2025

How Much Is A $100,000 Life Insurance Policy? So whether youre just starting your search or you already have a policy and are looking for a better deal, keep reading for the best information on homeowners insurance in Illinois. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs.

Home Insurance

Simply Insurance

JUNE 16, 2025

How Much Is A $100,000 Life Insurance Policy? Thats why the IRS has implemented policies that allow you to deduct the costs over a certain threshold from your taxes. These deductions dont apply to all long-term care insurance policies, though. Long-Term Care Insurance Made Simple Compare Rates & Get a Policy in Minutes.

Deductible

Specialty Insurance

JULY 22, 2025

Underwriters approach beneficiary-trustee coverage with increased caution, often imposing higher premiums, coverage restrictions, or declining coverage entirely. Professional guidance is essential for navigating policy options, managing costs, and ensuring adequate protection for those serving in this complex dual role.

Damage

RiskQuoter

JULY 7, 2025

Learn how permanent life insurance fits into estate planning, what underwriting involves, and which policy types offer lasting value. Looking to protect your legacy or cover future estate taxes? The post Estate Planning Life Insurance – Preserve Wealth & Protect Heirs appeared first on RiskQuoter.com.

Life Insurance

Simply Insurance

JUNE 15, 2025

How Much Is A $100,000 Life Insurance Policy? So whether youre just starting your search or you already have a policy and are looking for a better deal, keep reading for the best information on homeowners insurance in Arizona. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs.

Home Insurance

Simply Insurance

JUNE 16, 2025

How Much Is A $100,000 Life Insurance Policy? DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. Any insurance policy premium quotes or ranges displayed are non-binding.

Workers Comp

Distinguished

MARCH 19, 2025

Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies.

Building

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes

Distinguished

JUNE 16, 2025

Unlike standard homeowners or commercial policies, harp insurance recognizes the true financial and historical value of these instruments — and the specialized care they require if something goes wrong. Harps are simply too valuable, fragile, and unique to rely on standard homeowners policies for protection.

Protection

Distinguished

JUNE 16, 2025

Unlike standard homeowners or commercial policies, harp insurance recognizes the true financial and historical value of these instruments — and the specialized care they require if something goes wrong. Harps are simply too valuable, fragile, and unique to rely on standard homeowners policies for protection.

Protection

TGS

FEBRUARY 28, 2025

Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. The most common report is the Comprehensive Loss Underwriting Exchange (C.L.U.E.) report, managed by LexisNexis.

Claim

Cowbell

JULY 10, 2025

Our very own Emma Werth, VP of Underwriting & Reinsurance, delivered an insightful presentation on Cyber Liability Insurance, highlighting why cyber insurance is essential as the market evolves to meet today’s rapidly changing risks.

Cyber

Distinguished

JULY 14, 2025

Whether it’s a century-old Bösendorfer passed down through generations or a Steinway used on the concert stage, rare and collectible pianos represent a unique class of assets — one that standard homeowners’ policies often fail to protect. Yet standard homeowners policies often underinsure or exclude these high-value items.

Broker

R&R Insurance

FEBRUARY 20, 2025

This rate reduction will affect work comp policies with renewal dates between 10/01/24 to 09/30/25. On October 1, 2024 Wisconsin continued its trend entering a ninth consecutive year of reduced workers compensation insurance rates. Rates in 2024 fell an average of 10.5% compared to 2023, which is the most dramatic reduction in over a decade.

Workers Compensation