Property Insurance Coverage Law

MARCH 1, 2025

Residential property damage attorneys who represent policyholders for any length of time will eventually come to the realization that getting a favorable verdict or settlement is only half of the battle. If there is an existing mortgage on the damaged property, the fight to make the Policyholder whole is far from over.

Property Damage 100

Property Damage Policyholder Damage Property Insurance 100

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insurance claims. Rising claim frequency and litigation costs put coverage affordability and availability at risk.

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Boyle Agency Insurance

MARCH 31, 2025

We serve NJ policyholders in Bergen County where we are located, and greater New Jersey. Property Damage – Valuable gifts get broken, or the wedding gown is ruined. You want to be sure the event is perfect in every way. Even with the most meticulous planning, things can go awry. Devastatingly unexpected things can happen!

Insurance 52

Insurance Insurer Insured Property Damage 52

American Agents Alliance

MAY 15, 2025

Policyholders are enjoying recreational activities like pools and backyard BBQs, hosting family and friends, and traveling to local events and weekend getaways. While fun, these activities can increase summertime risks for policyholders. Wildfire and drought-related property risks. Some exposures heat up in the hot weather.

Risk 52

Risk Policyholder Broker-Agent Cyber 52

The Property Insurance Law Observer

MARCH 4, 2024

26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a winter storm, where large amounts of rain and melted snow backed the drain up and the force of the water pushed through the exterior door causing damage to the entire basement level.

Damage 130

Damage Policy Claim Property Damage 130

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Explore discounts.

Home Insurance 52

Home Insurance Policyholder Out-Of-Pocket Insurance 52

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

LexisNexis

JANUARY 28, 2025

Builders Risk Insurance and Its Use in Construction Projects Analyze some of the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Builders Risk Insurance and Its Use in Construction Projects Analyze some of the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Property Insurance Centre

JULY 21, 2024

Aspray, a leading property damage claims management company, can act on your behalf when you need to make a claim. Aspray’s repeat win is a reflection of their unwavering commitment to delivering top-notch service to their clients, ensuring that they receive the best possible outcome in times of property damage.

Claim 52

Claim Property Damage Building Property Insurance 52

Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. Under a coinsurance clause, a policyholder faces a penalty — usually a reduced payout — if their coverage limit is not at least equal to a predetermined percentage (e.g.,

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Hunton Andrews Kurth

JULY 20, 2023

The decision underscores the importance of coordination of different coverages and policies across insurance programs, as well as the potential perils policyholders may face if forced to seek recovery for certain losses under non-traditional policies. In any event, the ruling is a mixed bag for policyholders.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Property Insurance Centre

JANUARY 4, 2024

Unpredictable weather events and the rise in natural catastrophes pose significant challenges for the property insurance industry. Insureds are facing substantial property losses, leading to increased financial burdens. “Underinsurance is a major concern in the property insurance industry.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Cover4LetProperty

OCTOBER 10, 2022

The broker’s job is to bring that – and other elements like it – to the attention of a potential policyholder to provide them with informed choices. What does let property insurance cover offer by way of protection?

Insurance 52

Insurance Insurer Insured Property Insurance 52

Distinguished

NOVEMBER 7, 2024

Insurance Products: Insurance transfers risk from the insured (policyholder) to the insurer (insurance company). In return for premium payments, the insurer agrees to compensate the insured for losses suffered due to specified risks, such as property damage or liability claims.

Claim 52

Claim Compensation Risk Broker-Agent 52

Risk Management Monitor

SEPTEMBER 30, 2022

To the north, post-tropical storm Fiona inflicted catastrophic damage across parts of eastern Canada last week, causing devastating property damage and leaving hundreds of thousands of Canadians without power.

Damage 75

Damage Claim Broker-Agent Risk 75

LexisNexis

DECEMBER 10, 2024

Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered. This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

LexisNexis

NOVEMBER 19, 2024

Trigger of Coverage for Construction Defects and Non-latent Injury and Damage Claims State Law Survey Consult this survey to understand state law on trigger of coverage for claims for construction defects, random scenarios in which efforts have been made by policyholders to establish that more than one general liability policy is obligated to provide (..)

Claim 40

Claim Property Damage Injury General Liability 40

Property Insurance Coverage Law

MARCH 1, 2025

Residential property damage attorneys who represent policyholders for any length of time will eventually come to the realization that getting a favorable verdict or settlement is only half of the battle. If there is an existing mortgage on the damaged property, the fight to make the Policyholder whole is far from over.

Property Damage 100

Property Damage Policyholder Damage Property Insurance 100

The Property Insurance Law Observer

APRIL 1, 2025

Conclusion The Eighth Circuits ruling highlights that, at least in some jurisdictions, policyholders must demonstrate covered perils separate and apart from excluded perils to trigger coverage under ensuing loss provisions.

Damage 130

Damage Policy Insurance Policy Risk 130

Distinguished

JUNE 2, 2025

Winter brings heavy snowfall and cold temperatures, and with it, ice dams and frozen pipes, which can cause significant property damage. of all properties in Columbus alone face the risk of severe flooding over the next 30 years, while wind events from severe storms affect nearly all properties to some degree.

Liability 52

Liability Insurance Insurer Insured 52