Premium Workers Comp Workers Compensation 
AMAXX
FEBRUARY 18, 2025
When it comes to managing workers’ compensation, understanding classification rules is fundamental. These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. What Are Classification Rules?
AMAXX
MARCH 24, 2025
In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. These foundational aspects are crucial for ensuring accurate premium calculations and avoiding costly mistakes.
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AMAXX
MAY 19, 2025
The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. What if workers gave up the right to sue in exchange for guaranteed, timely benefits? In other words, both parties won.
AMAXX
MARCH 24, 2025
When an employer receives a revised workers’ compensation premium bill, the accuracy of the bill can be uncertain and confusing. To ensure fairness and correctness, an independent premium audit is highly recommended. It is crucial to segregate payroll accurately by the correct classification codes.
AMAXX
MARCH 18, 2025
Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.
AMAXX
JULY 17, 2025
When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. They Influence Your Premium Basis.
AMAXX
JUNE 17, 2025
When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. When workers return quickly—even in modified roles—they stay connected to their routine, avoid psychosocial complications like depression, and recover faster.
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