Property Insurance and Protection - Insurance Industry Brief

Florida Legislators to Investigate Whether Property Insurers Used Accounting Tricks to Hide Profits

Property Insurance Coverage Law

MARCH 5, 2025

A new investigation into Floridas property insurance industry is set to begin, raising significant questions about insurer profitability, financial transparency, and the true reasons behind skyrocketing premiums for policyholders.

Property Insurance

Property Insurance Policyholder Premium Insurance Industry

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

Protection

Protection Policyholder Property Insurance Policy

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

Protection

Protection Policyholder Property Insurance Policy

A Comprehensive Guide to Understanding Commercial Property Insurance

Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence.

Commercial Property

Commercial Property Property Insurance Commercial Insured

Does Commercial Property Insurance Cover Water Damage?

Tosten Marketing

FEBRUARY 27, 2025

Commercial property insurance water damage coverage is a complex topic with many nuances. This blog post will explore what types of water damage are typically covered, common exclusions, and additional coverage options to consider for comprehensive protection. What Water Damage Does Commercial Property Insurance Cover?

Commercial Property

Commercial Property Property Insurance Damage Commercial

Will California’s Smoke Claims Task Force Actually Protect Homeowners?

Property Insurance Coverage Law

JUNE 7, 2025

After years of mounting complaints from wildfire survivors and consumer advocates, this task force represents a long-overdue attempt to establish uniform, science-based … The post Will California’s Smoke Claims Task Force Actually Protect Homeowners? appeared first on Property Insurance Coverage Law Blog.

Protection

Protection Claim Property Insurance Insured

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog. .

Policyholder

Policyholder Property Insurance Insurance Claim Insurance Policy

Colorado’s Cooperation Code: A Win for Policyholders That Didn’t Pay Off

Property Insurance Coverage Law

MARCH 21, 2025

10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. Colorados Cooperation Law, enshrined inC.R.S.

Policyholder

Policyholder Property Insurance Protection Insured

The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. But what exactly does it entail?

Commercial Property

Commercial Property Property Insurance Commercial Business Interruption

Why Shouldn’t Insurance Executives Disclose Their Pay?

Property Insurance Coverage Law

FEBRUARY 20, 2025

It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay? appeared first on Property Insurance Coverage Law Blog.

Compensation

Compensation Property Insurance Insured Insurance

Should Congress Enact a Federal Unfair Claims Practice Law? A Question That Needs Serious Consideration Following Congressional Investigation

Property Insurance Coverage Law

MAY 16, 2025

With photos of collapsed breezeways, stories of children sleeping on floors after insurers not paying, and property insurance adjusters essentially confessing to being neutered … The post Should Congress Enact a Federal Unfair Claims Practice Law?

Claim

Claim Policyholder Property Insurance Insurance Industry

Lawsuit Challenges Florida’s Citizens Claims Arbitration by Administrative Judges

Insurance Journal

JULY 14, 2025

A Miami homeowner is suing Florida’s Citizens Property Insurance Corp. for forcing him into arbitration over a 2024 damage claim dispute, claiming the process violates due process and equal protection rights. Stainton Williams, 92, contends the damage to his home …

Claim

Claim Damage Property Insurance Protection

Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

Property Insurance Coverage Law

MARCH 18, 2025

Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

Policyholder

Policyholder Risk Property Insurance Insurance Companies

Colorado’s Cooperation Code: A Win for Policyholders That Didn’t Pay Off

Property Insurance Coverage Law

MARCH 21, 2025

10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. Colorados Cooperation Law, enshrined inC.R.S.

Policyholder

Policyholder Property Insurance Protection Insured

Protective Safeguard Endorsements Are Dangerous to Coverage

Property Insurance Coverage Law

JUNE 11, 2025

Protective Safeguards Endorsements (PSEs) are a never-ending source for denials of property insurance claims. I quoted an insurance agent who warned against these endorsements in Why Are Protective Safeguard Endorsements Dangerous?

Protection

Protection Property Insurance Insurance Agent Insurance Agents

Why Shouldn’t Insurance Executives Disclose Their Pay?

Property Insurance Coverage Law

FEBRUARY 20, 2025

It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay? appeared first on Property Insurance Coverage Law Blog.

Compensation

Compensation Property Insurance Insured Insurance

Florida’s Insurance Scandal: The “Incomplete” Report That Almost Stayed Buried

Property Insurance Coverage Law

MARCH 15, 2025

That is, until an investigative journalist, Lawrence Mower, pried it loose from the states grasp, as discussed in Secret Report … The post Floridas Insurance Scandal: The Incomplete Report That Almost Stayed Buried appeared first on Property Insurance Coverage Law Blog.

Premium

Premium Property Insurance Insured Insurance

Delay, Deny, Defend: Jay Feinman Returns to Expose Insurance Industry Tactics

Property Insurance Coverage Law

JUNE 15, 2025

EST, I’ll be joined by one of the most respected voices in insurance law and consumer protection, Professor Jay Feinman, for what promises to be a thought-provoking podcast conversation. This Thursday at 6 p.m.

Insurance Industry

Insurance Industry Property Insurance Protection Insured

Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

Property Insurance Coverage Law

MARCH 18, 2025

Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

Policyholder

Policyholder Risk Property Insurance Insurance Companies

Will California’s Smoke Claims Task Force Actually Protect Homeowners?

Property Insurance Coverage Law

JUNE 7, 2025

After years of mounting complaints from wildfire survivors and consumer advocates, this task force represents a long-overdue attempt to establish uniform, science-based … The post Will California’s Smoke Claims Task Force Actually Protect Homeowners? appeared first on Property Insurance Coverage Law Blog.

Protection

Protection Claim Property Insurance Insured

What Perils Are Covered by Commercial Property Insurance?

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover?

Commercial Property

Commercial Property Property Insurance Commercial Boiler and Machinery

Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

Property Insurance Coverage Law

JULY 20, 2025

This lesson is evident from a recent opinion in First Protective Insurance Company v. This holding has broad implications for the scope of protections afforded to professionals who serve in the … The post Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

Property Insurance

Property Insurance Protection Insurance Companies Insured

Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

Property Insurance Coverage Law

JULY 20, 2025

This lesson is evident from a recent opinion in First Protective Insurance Company v. This holding has broad implications for the scope of protections afforded to professionals who serve in the … The post Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

Property Insurance

Property Insurance Protection Insurance Companies Insured

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

Claim

Claim Direct Response Policyholder Property Insurance

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

Claim

Claim Direct Response Policyholder Property Insurance

Public Adjusters and Non-Compete Agreements: A Losing Battle?

Property Insurance Coverage Law

FEBRUARY 8, 2025

Employers often want to protect their business interests, while employees seek the freedom to work in their chosen profession. appeared first on Property Insurance Coverage Law Blog. The recent ruling in Noble Public Adjusting Group, LLC v.

Property Insurance

Property Insurance Protection Insured Insurer

Church Mutual Loses Jury Trial With Extra-Contractual Damages Awarded

Property Insurance Coverage Law

JULY 26, 2025

Church Mutual Insurance Company.

Damage

Damage Property Insurance Insurance Companies Protection

Church Mutual Loses Jury Trial With Extra-Contractual Damages Awarded

Property Insurance Coverage Law

JULY 26, 2025

Church Mutual Insurance Company.

Damage

Damage Property Insurance Insurance Companies Protection

200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Property Insurance Coverage Law

JUNE 29, 2025

State Farm Fire and Casualty Company 1 shows how the fine print in an insurance policy can entirely undermine the protection that policyholders believe they have purchased. appeared first on Property Insurance Coverage Law Blog. The recent federal court ruling in Lawrence v.

Insurance Companies

Insurance Companies Policyholder Property Insurance Insurance Policy

Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

APRIL 10, 2025

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.

Policyholder

Policyholder License Property Insurance Insured

The Ultimate Guide to Office Insurance: Protecting Your Business Assets

Protect Commercial Insurance

JUNE 20, 2025

Introduction to Office Insurance Running a successful business goes beyond offering excellent products or services—protecting your business assets is equally crucial. Office insurance is designed to shield your business from unexpected events that could disrupt operations.

Protection

Protection Business Interruption Theft Liability

Employee Dishonesty Claims—How Far Back Does Coverage Extend?

Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. appeared first on Property Insurance Coverage Law Blog. However, one of the most damaging and often overlooked threats comes from within: employee theft.

Property Damage

Property Damage Theft Claim Damage

Amy Bach and United Policyholders: A Lasting Legacy of Advocacy and Action for Insurance Consumers

Property Insurance Coverage Law

APRIL 13, 2025

I spent yesterday afternoon in Sonoma, California, speaking with Amy, a number of her current and former professional staff members, volunteers who have worked the Maui and Los Angeles wildfires, and … The post Amy Bach and United Policyholders: A Lasting Legacy of Advocacy and Action for Insurance Consumers appeared first on Property Insurance (..)

Policyholder

Policyholder Property Insurance Insured Insurance

Separation or Divorce Can Result in Insurance Disaster

Property Insurance Coverage Law

MAY 12, 2025

Divorce attorneys, insurance agents, and property insurance adjusters need to appreciate that separation and divorce may have an impact on the right to recover insurance proceeds. A recent federal court decision discusseshow marital separation can silently void vital insurance protections.

Property Insurance

Property Insurance Insurance Agent Insurance Agents Insured

Separation or Divorce Can Result in Insurance Disaster

Property Insurance Coverage Law

MAY 12, 2025

Divorce attorneys, insurance agents, and property insurance adjusters need to appreciate that separation and divorce may have an impact on the right to recover insurance proceeds. A recent federal court decision discusseshow marital separation can silently void vital insurance protections.

Property Insurance

Property Insurance Insurance Agent Insurance Agents Insured

When No One’s Home: Understanding Roleof Vacancy Insurance

Triple-I: Homeowners Insurance

JUNE 3, 2025

Vacancy endorsements are available To manage the elevated risks of a vacant property, insurers offer vacant home insurance policies or vacancy endorsements. While these policies tend to be more expensive than standard homeowners insurance, they provide critical protection.

Theft

Theft Damage Liability Insured

Is the Insurance Regulatory System Rigged from Within? Jay Feinman’s Warning on “Cultural Capture”

Property Insurance Coverage Law

JUNE 23, 2025

He warned that it’s not just … The post Is the Insurance Regulatory System Rigged from Within? Jay Feinman’s Warning on “Cultural Capture” appeared first on Property Insurance Coverage Law Blog. Feinman made a pointed observation.

Property Insurance

Property Insurance Claim Insured Insurance

Secret Report Proves Florida Insurance Executives Wrongful Self-Dealing

Property Insurance Coverage Law

FEBRUARY 23, 2025

While insurers have publicly lamented their financial hardships, Mower’s findings reveal that these companies have been … The post Secret Report Proves Florida Insurance Executives Wrongful Self-Dealing appeared first on Property Insurance Coverage Law Blog.

Property Insurance

Property Insurance Insurance Industry Insured Insurance

Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

APRIL 10, 2025

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.

Policyholder

Policyholder License Property Insurance Insured

Best Commercial Property Insurance Companies for 2025: Your Ultimate Guide to Protecting Your Business Assets

Agency Height

JULY 30, 2025

The post Best Commercial Property Insurance Companies for 2025: Your Ultimate Guide to Protecting Your Business Assets appeared first on Agency Height.

Commercial Property

Commercial Property Property Insurance Insurance Companies Commercial

Is the Insurance Regulatory System Rigged from Within? Jay Feinman’s Warning on “Cultural Capture”

Property Insurance Coverage Law

JUNE 23, 2025

He warned that it’s not just … The post Is the Insurance Regulatory System Rigged from Within? Jay Feinman’s Warning on “Cultural Capture” appeared first on Property Insurance Coverage Law Blog. Feinman made a pointed observation.

Property Insurance

Property Insurance Claim Insured Insurance

200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Property Insurance Coverage Law

JUNE 29, 2025

State Farm Fire and Casualty Company 1 shows how the fine print in an insurance policy can entirely undermine the protection that policyholders believe they have purchased. appeared first on Property Insurance Coverage Law Blog. The recent federal court ruling in Lawrence v.

Insurance Companies

Insurance Companies Policyholder Property Insurance Insurance Policy

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

The Property Insurance Law Observer

MAY 20, 2025

This ruling underscores the importance of insured parties fully cooperating with their insurers’ investigations. It establishes that insurers may disclaim coverage if the insured fails to provide necessary information, thereby protecting insurers from noncompliance.

Claim

Claim Damage Property Damage Policy

How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Incorporate Your Business Structure your business as a Limited Liability Company (LLC) or Corporation to protect personal assets.

Liability

Liability Protection Claim Property Insurance

Florida Legislators to Investigate Whether Property Insurers Used Accounting Tricks to Hide Profits

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Trending Sources

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

A Comprehensive Guide to Understanding Commercial Property Insurance

Does Commercial Property Insurance Cover Water Damage?

Will California’s Smoke Claims Task Force Actually Protect Homeowners?

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Colorado’s Cooperation Code: A Win for Policyholders That Didn’t Pay Off

The Importance of Commercial Property Insurance for UK Small Businesses

Why Shouldn’t Insurance Executives Disclose Their Pay?

Should Congress Enact a Federal Unfair Claims Practice Law? A Question That Needs Serious Consideration Following Congressional Investigation

Lawsuit Challenges Florida’s Citizens Claims Arbitration by Administrative Judges

Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

Colorado’s Cooperation Code: A Win for Policyholders That Didn’t Pay Off

Protective Safeguard Endorsements Are Dangerous to Coverage

Why Shouldn’t Insurance Executives Disclose Their Pay?

Florida’s Insurance Scandal: The “Incomplete” Report That Almost Stayed Buried

Delay, Deny, Defend: Jay Feinman Returns to Expose Insurance Industry Tactics

Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

Will California’s Smoke Claims Task Force Actually Protect Homeowners?

What Perils Are Covered by Commercial Property Insurance?

Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Public Adjusters and Non-Compete Agreements: A Losing Battle?

Church Mutual Loses Jury Trial With Extra-Contractual Damages Awarded

Church Mutual Loses Jury Trial With Extra-Contractual Damages Awarded

200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

The Ultimate Guide to Office Insurance: Protecting Your Business Assets

Employee Dishonesty Claims—How Far Back Does Coverage Extend?

Amy Bach and United Policyholders: A Lasting Legacy of Advocacy and Action for Insurance Consumers

Separation or Divorce Can Result in Insurance Disaster

Separation or Divorce Can Result in Insurance Disaster

When No One’s Home: Understanding Roleof Vacancy Insurance

Is the Insurance Regulatory System Rigged from Within? Jay Feinman’s Warning on “Cultural Capture”

Secret Report Proves Florida Insurance Executives Wrongful Self-Dealing

Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Best Commercial Property Insurance Companies for 2025: Your Ultimate Guide to Protecting Your Business Assets

Is the Insurance Regulatory System Rigged from Within? Jay Feinman’s Warning on “Cultural Capture”

200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

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