Sat.Aug 09, 2025 - Fri.Aug 15, 2025

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Swiss Re Tackles Longevity Drug Impact With Life Policy Advice

Insurance Journal

Swiss Re AG issued guidance for underwriters on how to assess life insurance applications of people who show signs of using medications for longevity purposes.

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How a Baseline Analysis Transforms Your Workers’ Comp Program

AMAXX

If you don’t know where you are, how can you plan where to go? In workers’ compensation, this isn’t just a philosophical question—it’s the difference between a reactive, frustrating program and one that steadily improves outcomes and reduces costs. The starting point for any strategic improvement is a baseline analysis —an honest, data-driven look at how your program is performing today.

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Professional Liability Insurance vs General Liability Insurance: Crucial Guide for Business Owners 

Agency Height

Skip to content For Agents Agent Login Log in to your agent profile Add Your Agency Create a profile and connect with quality leads. Advertise with Us High engagement with the right audience Agency Services Insurance Back-Office Outsourcing Companies Licensing Management Services Agency Blog & Resources Expert guide to grow your insurance career Insurance Agencies for Sale The #1 marketplace for insurance agency acquisitions Agency Acquisition Resources Buy, sell, or value your agency easily.

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2025 Cat Losses to DateAre 2nd-Costliest Since Records Have Been Kept

Triple-I: Homeowners Insurance

Global insured losses from natural catastrophes reached $80 billion in the first six months of 2025 alone, making it the second-costliest first half on record since data collection began decades ago, according to reports by reinsurance giants Munich Re and Swiss Re. Both reports called out the devastating wildfires that swept through Los Angeles County in January as the single most destructive event to date, with both firms estimating that these fires caused $40 billion in insured losses.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Nigeria Insurance Stocks Gain Most in Almost 20 Years on New Law

Insurance Journal

Nigerian insurance stocks had their biggest weekly gain in almost two decades after a new law was passed requiring companies to raise fresh capital and making insurance for property and other assets mandatory.

More Trending

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Workers’ Compensation Insurance vs Health Insurance: How It Works for Job Injuries 

Agency Height

Discover how workers’ compensation and health insurance differ in handling workplace injuries.

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When Wind Is in the Chain: How an Anti-Concurrent Causation Clause and No Ensuing Loss Argument Sank a Commercial Windstorm Claim

Property Insurance Coverage Law

When courts analyze windstorm exclusions, the results often turn on how broad the exclusionary language is and whether the insurer included anti-concurrent causation language in the policy. A recent federal court decision from Texas is a textbook example of how those provisions can wipe out coverage when wind plays any role in the loss, even … The post When Wind Is in the Chain: How an Anti-Concurrent Causation Clause and No Ensuing Loss Argument Sank a Commercial Windstorm Claim appeared

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Insurtech Looks to ‘Redefine’ Insurance With Autonomous AI Agents by 2026

Insurance Journal

Insurtech Superagent AI issued a press release yesterday to announce its goal of starting the first fully autonomous AI insurance agent by the end of the year. “We’re not just reshaping insurance.

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The Insurance Data and Analytics Divide — Those Who Have It and Those Who Don’t

Majesco

Data and how we interact with it are a critical core business value proposition for most companies, including insurers. Data modernization in insurance is crucial to unlock its value. Insurers gather and ingest data. We apply insurance data analytics that will inform our decisions. We act on those decisions and repeat. To improve our business processes, we continually seek refinements in how we improve data gathering and the use of analytics to continually optimize the business.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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When “Simple” Isn’t Wise: Lessons from a Growing Insurance Agency’s CRM Journey

InsuredMine

The story that follows is based on real challenges faced by independent insurance agencies, but names and specific details have been changed. “Jackson & Pine Insurance” is a fictitious firm based in Tampa, Florida, created to illustrate the decision-making, trade-offs, and transformation that many growing agencies encounter when evaluating CRM platforms.

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Miss the 100-Day Deadline? How California Appraisal Law Ends Insurance Disputes Fast

Property Insurance Coverage Law

In California, missing the 100-day deadline to challenge an appraisal award under the state’s arbitration-style appraisal law can instantly end an insurance dispute, no matter how strong the claim. A recent California post-appraisal ruling in Bansal v. Nationwide Mutual Insurance Company 1 offers an important reminder about the consequences of appraisal and the strict procedural rules … The post Miss the 100-Day Deadline?

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Nigeria Gives Insurers a Year to Boost Capital Fivefold

Insurance Journal

Nigeria increased capital requirements for insurance businesses fivefold and gave operators a year to comply or risk losing their licenses. The capital threshold for non-life insurers was raised to 15 billion naira ($9.

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Independent Insurance Agents: How to Get High-Commissions, Exclusive Leads, and Stay Ahead of 2025 Industry Trends

Final Expense Brokerage

August 14, 2025 2:52:11 PM Contact Us Share: Independent Insurance Agent Success in 2025: High-Commission Opportunities, Exclusive Leads, and Industry Trends You Can’t Ignore If you’re a mid-level to experienced independent insurance agent, you already know the landscape is shifting faster than ever. Between rising lead costs, increased competition from digital-first agencies, and ever-changing carrier requirements, staying competitive isn’t just about working harder - it’s about working smarter

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Best AI Underwriting Software for 2025: Transforming the US Insurance Landscape 

Agency Height

Skip to content For Agents Agent Login Log in to your agent profile Add Your Agency Create a profile and connect with quality leads. Advertise with Us High engagement with the right audience Agency Services Insurance Back-Office Outsourcing Companies Licensing Management Services Agency Blog & Resources Expert guide to grow your insurance career Insurance Agencies for Sale The #1 marketplace for insurance agency acquisitions Agency Acquisition Resources Buy, sell, or value your agency easily.

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Miss the 100-Day Deadline? How California Appraisal Law Ends Insurance Disputes Fast

Property Insurance Coverage Law

In California, missing the 100-day deadline to challenge an appraisal award under the state’s arbitration-style appraisal law can instantly end an insurance dispute, no matter how strong the claim. A recent California post-appraisal ruling in Bansal v. Nationwide Mutual Insurance Company 1 offers an important reminder about the consequences of appraisal and the strict procedural rules … The post Miss the 100-Day Deadline?

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People Moves: Coterie Insurance Names Albert and Egbert to Senior Leadership Team

Insurance Journal

Coterie Insurance, headquartered in Appleton, Wisconsin, named Mike Albert and Allan Egbert to the company’s senior leadership team as chief technology officer and chief platform officer, respectively.

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How to Get Consistent Claims Outcomes with Account Handling Instructions

AMAXX

External partners—adjusters, nurse case managers, attorneys, medical providers—are vital players in any workers’ comp program. They can help control costs, reduce claim duration, and improve outcomes for injured employees. But here’s the problem: too many employers treat these relationships as purely transactional. The adjuster gets claims to process.

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2025’s Best Business Insurance Companies – Ratings, Coverage, and Cost Guide 

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Discover the Best Business Insurance Companies for 2025 in the U.S., offering top coverage, reliable claims, and tailored solutions.

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When Wind Is in the Chain: How an Anti-Concurrent Causation Clause and No Ensuing Loss Argument Sank a Commercial Windstorm Claim

Property Insurance Coverage Law

When courts analyze windstorm exclusions, the results often turn on how broad the exclusionary language is and whether the insurer included anti-concurrent causation language in the policy. A recent federal court decision from Texas is a textbook example of how those provisions can wipe out coverage when wind plays any role in the loss, even … The post When Wind Is in the Chain: How an Anti-Concurrent Causation Clause and No Ensuing Loss Argument Sank a Commercial Windstorm Claim appeared

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AIG CEO Zaffino Highlights Integration of GenAI to Create Digital Twin of Business

Insurance Journal

Are two AIGs better than one? In outlining the work at American International Group (AIG) to integrate generative artificial intelligence, CEO Peter Zaffino said AIG’s intent is to “create a digital twin of our business.

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Don’t Let Your Home Insurance Company Freeze You Out Of Winter Coverage

McMahon Insurance Agency

Key Takeaways Standard home insurance often covers sudden winter damage but may exclude claims caused by neglect or lack of maintenance. Preventive steps like insulating pipes, maintaining heat, and clearing walkways help protect both your home and your insurance coverage.

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Landlord Insurance in California: Get Quotes Online for Rental Units, Condos, and More

Distinguished

California represents the largest renter population in the entire United States, with roughly 44% of its 13.4 million households renting in 2024. For brokers and agents, that translates to steady demand for landlord coverage, especially in California’s major cities like Los Angeles and San Francisco, where property valuations are sky high. Distinguished offers landlord insurance designed specifically for the Golden State, with flexible, high-limit policies designed to protect everything from sm

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Randy Goodman Provides a History of Public Adjusting and NAPIA

Property Insurance Coverage Law

Randy Goodman’s keynote speech at the National Association of Public Insurance Adjusters (NAPIA’s) 75th Anniversary Celebration was more than just a ceremonial reflection on an organizational milestone. He made a speech that was a heartfelt journey through the struggles, triumphs, and unwavering dedication that have defined the public adjusting profession for three-quarters of a century. … The post Randy Goodman Provides a History of Public Adjusting and NAPIA appeared first on Property In

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Viewpoint: A Workers’ Comp Hard Market Is Coming to California

Insurance Journal

Word on the street is that California employers should start expecting higher workers’ compensation rates.

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Insurance Marine News – Friday August 15th 2025

Insurance Marine News

Skip to content Main Navigation Facebook Twitter LinkedIn Google+ RSS Feed About Us Events Contact Us Free Plan Login Subscription Main Navigation Home Cargo Marine Hull Marine Liability Political Risk, Credit & Finance Legal More > Specie Retail People Offshore Energy Results Special Filter Articles Filters Insurance Marine News – Friday August 15th 2025 By admin On August 15, 2025 August 14, 2025 In Insurance Marine News facebook tweet google+ Related Posts Divergence in price caps on Rus

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Pole Star Global buys Clearwater Dynamics

Splash: Finance and Insurance

Maritime intelligence firm Pole Star Global has acquired Clearwater Dynamics, a UK-based innovator in real-time maritime risk intelligence and the creator of Coral, a platform for managing marine insurance risk. No price has been revealed for the acquisition.

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From the “Good Shepherd” to the “Claim Game” Hot Seat-Brian Goodman Live This Thursday

Property Insurance Coverage Law

Some people talk about the public adjusting profession and what it could and should be. Some people fight for it. Brian Goodman has been in the middle of these debates and policy decisions impacting public adjusters for a quarter of a century. If you’ve read my earlier reflections about Brian Goodman in NAPIA’s Good Shepherd and the person whom … The post From the “Good Shepherd” to the “Claim Game” Hot Seat-Brian Goodman Live This Thursday appeared first on Property Insurance Coverage Law

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Florida Peninsula Files for 8.4% Cut in HO Rates, 12% Drop in Condo Owners’

Insurance Journal

Florida Peninsula Insurance Co., the ninth-largest property insurance carrier in the state with some 189,000 policies in force, announced it had filed for some of the largest rate decreases since landmark legislative changes were enacted two years ago.

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Nonprofit to Rescue NOAA Billion-Dollar Dataset

Triple-I: Homeowners Insurance

A climate nonprofit plans to revive a key federal database tracking billion-dollar weather and climate disasters that the Trump Administration stopped updating in May, Bloomberg reported. The database captures the financial toll of increasingly intense weather events and was used by insurers and others to understand, model, and predict weather perils across the United States.

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Insurance Marine News – Wednesday August 13th 2025

Insurance Marine News

Skip to content Main Navigation Facebook Twitter LinkedIn Google+ RSS Feed About Us Events Contact Us Free Plan Login Subscription Main Navigation Home Cargo Marine Hull Marine Liability Political Risk, Credit & Finance Legal More > Specie Retail People Offshore Energy Results Special Filter Articles Filters Insurance Marine News – Wednesday August 13th 2025 By admin On August 13, 2025 August 12, 2025 In Insurance Marine News facebook tweet google+ Related Posts OFAC moves described as “mos

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Was it Vandalism by the Contractor or Defective Workmanship?

Property Insurance Coverage Law

The recent decision in Carr v. Spinnaker Insurance Company, 1 is a coverage interpretation case where the policyholder attempted to reframe the cause of a disputed loss into covered perils. It is a case involving defective workmanship being reframed into allegations of vandalism. I suggest that students and those involved with litigation of insurance coverage … The post Was it Vandalism by the Contractor or Defective Workmanship?

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Softening Continues for Most Commercial P/C Lines in Q2, Says CIAB

Insurance Journal

According to The Council of Insurance Agents & Brokers (CIAB) quarterly survey, commercial property/casualty premiums across all account sizes in the second quarter 2025 rose by 3.7%–down from the average increase of 4.2% from the first three months of 2025.