Triple-I: Homeowners Insurance

JUNE 3, 2025

From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy. Vacant properties also are more susceptible to theft and unauthorized occupancy. By Loretta L.

Theft 71

Theft Damage Liability Insurer 71

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims.

Business Insurance 59

Business Insurance Financial Loss Property Damage Business Interruption 59

Insurance Journal

APRIL 30, 2025

Three Rhode Island men have been charged in federal court in Providence for their alleged roles in a conspiracy to steal and sell hundreds of thousands of dollars’ worth of catalytic converters, announced Acting U.S. Attorney Sara Miron Bloom. According …

Theft 144

Theft Insurance Claim Auto Insurance Claim 144

Insurance Journal

OCTOBER 18, 2024

Four men have been charged with defrauding New York auto insurers by allegedly submitting more than $10 million in fraudulent claims for psychological services —and then laundering the proceeds of that fraud through a network of illicit check cashers. Damian …

Auto Insurance 274

Auto Insurance Insurer Insured Insurance 274

Protect Commercial Insurance

JUNE 20, 2025

Whether it’s a fire, theft, or any other unforeseen circumstance, having the right coverage ensures your office is back up and running without a hitch. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises.

Protection 52

Protection Business Interruption Theft Liability 52

Boyle Agency Insurance

FEBRUARY 3, 2025

Failing to do so could leave your home underinsured in the event of a claim. It provides coverage for property damage and theft of building materials during the renovation process. A safe renovation environment can help prevent liability claims on your insurance. This coverage safeguards your investment from unexpected setbacks.

Home Insurance 45

Home Insurance Theft License Insurer 45

TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim 52

Claim Home Insurance Damage Insurance Agency 52

Protect Commercial Insurance

JUNE 6, 2025

This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. Fundamentally, this insurance intends to cover damages resulting from events like fires, storms, theft, and vandalism. A clean claims history often results in lower rates.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Distinguished

JUNE 16, 2025

Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses. Theft: Coverage if the harp is stolen from a home or venue or during transit. What is Harp Insurance? Gather documentation such as purchase records, serial numbers, and appraisals.

Protection 52

Protection Insurer Insured Insurance 52

Distinguished

MARCH 10, 2025

The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. Custom Deductibles : Property policies typically come with higher deductibles, which may leave museums financially vulnerable to smaller claims.

Policy 52

Policy Deductible Damage Claim 52

Hunton Andrews Kurth

JANUARY 20, 2023

On January 3, 2023, an Illinois state court entered a preliminary approval order for a settlement of nearly $300,000 in a class action lawsuit against Whole Foods for claims that the company violated the Illinois Biometric Information Privacy Act (“BIPA”).

Theft 106

Theft Claim Policy Risk 106

Hunton Andrews Kurth

APRIL 27, 2021

The Second Circuit just affirmed the dismissal of a data breach class action predicated on an alleged increased risk of identity theft on Article III standing grounds. Notably, the plaintiffs did not claim they suffered fraud or identity theft because of the inadvertent disclosure. McMorris v. Carlos Lopez & Assocs. ,

Theft 52

Theft Claim Risk Protection 52

Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Employee-related risks: Claims of wrongful termination, discrimination, or harassment can arise, particularly in high-turnover environments like restaurants.

Liability 52

Liability Liability Insurance Insurer Insured 52

TGS

JUNE 18, 2025

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. They: Don’t replace proper insurance May exclude certain types of damage Have complex terms and claim processes Translation: You should never rely on platform protection alone.

Home Insurance 52

Home Insurance Liability Damage Personal Property 52

Distinguished

MAY 6, 2025

This guarantees businesses arent left vulnerable to losses from theft, damage, or accidents. Without it, a single incident theft, fire, or transit damage can cause significant financial losses and project disruptions. Loss history and risk management: Prior claims and safety measures influence pricing. How are claims handled?

Inland Marine Insurance 40

Inland Marine Insurance Inland Marine Marine Insurer 40

Protect Commercial Insurance

MAY 9, 2025

Here are some ways insurance protects your business: – Coverage for Damages : Whether it’s damage to property or compensation for injury claims, insurance can cover these costs, ensuring your cash flow isn’t disrupted. Insurance helps protect those investments from potential losses due to theft, fire, or other damages.

Liability Insurance 40

Liability Insurance Business Interruption Liability Insurer 40

TGS

JUNE 11, 2025

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. TGS Insurance » Blog You probably think your home insurance has you covered from top to bottom—and in many ways, it does. A tree falling on your roof? Most likely. Windstorm Exclusions in Coastal Areas Live near the coast?

Home Insurance 52

Home Insurance Out-Of-Pocket Damage Personal Property 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency Cyber 40

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. The average cost of auto claims is important to both insurance companies and people who have insurance. What Is A Car Insurance Claim?

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

Property Insurance Centre

MAY 2, 2025

The additional premium could be as little as 25 and can give up to 250,000 worth of cover for any one claim. Loss of stock by theft or an accident such as a burst pipe can cause a business thousands of pounds in damage. Although not always standard on a business insurance policy, it can be added for an extra premium.

Insurer 52

Insurer Insured Insurance Policy 52

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

Building 52

Building Protection Damage Liability 52

Mark Jackson Insurance Agency

MARCH 19, 2025

Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters. Commercial Liability Insurance to protect against claims related to third-party injuries or property damage.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

The Property Insurance Law Observer

JULY 29, 2024

If we return stolen property we will pay for any damage resulting from the theft. The policyholder sued, alleging breach of contract and violation of Texas Insurance Code Chapter 542, Prompt Payment of Claims. We may, at our expense, return any stolen property to: 1. The address shown in this policy.

Policyholder 130

Policyholder Damage Deductible Liability 130

Distinguished

APRIL 29, 2025

Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. Crime insurance: Covers financial losses from theft or vandalism. Employee liability coverage: Protects against claims related to on-site staff.

Liability 52

Liability Financial Loss Insurer Insured 52

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Crime insurance: Safeguards against theft, fraud, and vandalism.

Broker 52

Broker Broker-Agent Liability Building 52

Protect Commercial Insurance

APRIL 11, 2025

This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters. Awareness in this area can prevent nasty surprises when you attempt to make a claim: – Flood Damage : Often requires separate coverage or endorsements, especially in flood-prone areas.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurer 52

Simply Insurance

JUNE 12, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Property owners may have to consider additional protection against these sorts of claims. GET A LANDLORD INSURANCE QUOTE Do I Need Landlord Insurance By Law In Wyoming?

Insurance Quotes 94

Insurance Quotes Life Insurance Insurer Insured 94

ProWriters

FEBRUARY 23, 2025

China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop. Security experts also believe China and Iran pose significant cyber risks.

Cyber 53

Cyber Insurer Insured Insurance 53

Simply Insurance

JUNE 11, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Property owners may have to consider additional protection against these sorts of claims. GET A LANDLORD INSURANCE QUOTE Do I Need Landlord Insurance By Law In West Virginia?

Insurance Quotes 86

Insurance Quotes Life Insurance Workers Comp Insurer 86

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability.

Policy 40

Policy Business Owners Policy General Liability Liability 40

Distinguished

MAY 29, 2025

Whether its theft, problems with an unattended vehicle, or an accident involving a dropped crate, knowing about potential hazards during shipment can prevent avoidable damage. These potential risks include: Theft : As with a burglary or robbery in your home, theft during transit or while in storage is typically a covered cause of loss.

Risk 52

Risk Insurer Insured Insurance 52

Freeway Insurance

JANUARY 3, 2025

More vehicles on the road lead to a higher risk of accidents, which in turn raises the number of claims that insurance companies must cover. With more claims to pay out, insurers need to adjust their pricing models to account for the greater financial risk, which leads to higher premiums for drivers across the board.

Auto Insurance 98

Auto Insurance Premium Liability Insurer 98

Simply Insurance

JUNE 10, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Property owners may have to consider additional protection against these sorts of claims. Do I Need Landlord Insurance By Law In Maryland?

Insurance Quotes 72

Insurance Quotes Life Insurance Insurer Insured 72

Property Insurance Centre

MAY 19, 2025

This can lead to repudiated claims Lets take a look at some of the benefits of an insurance policy for a typical small or medium-sized business. Note, trace & access is only payable when there is valid claim or leak. It cost of which cant be reclaimed if a floor is ripped up to find there is no leak!

Commercial Property 52

Commercial Property Commercial Insurer Insured 52

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. Past Claims Examining past insurance claims can provide valuable insights. These strategies mitigate potential disruptions in your business operations. In essence, having comprehensive insurance coverage is indispensable.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

ProWriters

APRIL 2, 2025

Fake Banking Letters Letters falsely claiming to be from banks request personal information such as Social Security numbers. They could use this data themselves in further cyber attacks, including identity theft and phishing campaigns. Malicious USB Drives Some attackers send USB drives through the mail.

Cyber 53

Cyber Financial Loss Broker Theft 53

Wren Insurance Agency

AUGUST 28, 2024

Now, due to a claim (tied to a weather event, fire, theft, etc.), While there IS a cost difference when it comes to choosing RCV on your insurance policies, when you think about having to use this benefit should the need arise, the additional cost is definitely worthwhile. it would take $1,500 to purchase that same couch today.

Home Insurance 72

Home Insurance Insurer Insured Insurance 72