Simply Insurance

JUNE 16, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Damage 52

Simply Insurance

JUNE 11, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in Wisconsin is $85 or about $1,018 per year. Agents not required.

Insurance Quotes 59

Insurance Quotes Life Insurance Insurance Insurer 59

Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in North Carolina is $115 or about $1,379 per year.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in New Hampshire is $103 or about $1,230 per year.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 11, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in New York is $138 or about $1,651 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in Oklahoma is $203 or about $2,430 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 9, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in Connecticut is $156 or about $1,868 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 9, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in DC is $132 or about $1,580 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in Arkansas is $148 or about $1,774 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 9, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in Minnesota is $146 or about $1,750 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in New Mexico is $112 or about $1,344 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. The average monthly cost of landlord insurance in New Jersey is $126 or about $1,511 per year. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

Frankenmuth Insurance

JANUARY 16, 2025

Renewing your business insurance is a chance to ensure your coverage keeps up with your evolving needs. As your business grows, so can your risks, making it essential to review, reassess, and possibly adjust your insurance policy each year. Reach out to your agent one to three months before your policy expires.

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Frankenmuth Insurance

JULY 25, 2024

Wondering what is the best type of insurance for a small business like yours? Your local, independent agent is here to help you decide. They’ll get to know you, your operations, and any areas of risk or need. Start a frank conversation by asking these key questions: What types of insurance do I need?

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Leadsurance

NOVEMBER 19, 2024

Shop for Quotes The best way to shop for quotations from different carriers ensures that you pay cheaper premiums for homeowners’ insurance. Because every company assesses risk differently, this leads to a difference in price over the same coverage. Check with your insurance agent to see where adjustments may be made.

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Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). These plans typically offer lower costs due to the risk being spread across a larger group of insured individuals.

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TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Premium Deductible Out-Of-Pocket Insurance 52

Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. The tipping point mindset shift a toehold for insurers in a disrupted market.

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Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurance Agency 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insurer 52

TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. New Home Value?

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Redbird Agents

JULY 12, 2024

Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Of course not, because eligibility hurdles exist with hospital indemnity insurance plans. Cross selling can and is confusing to most insurance agents, you’re not alone. Spoiler Alert!!

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Insurance Insurer Insured Premium 130

Jackson & Jackson

APRIL 28, 2024

Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. Specialized risks, such as floods, earthquakes, and business interruptions, require additional coverage, which many investors should pay more attention to. In California, consider adding earthquake and flood insurance.

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Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

American Agents Alliance

SEPTEMBER 4, 2024

The Earthquake Risk The Northridge earthquake of 1994 struck the densely populated San Fernando Valley in southern California, U.S., Quality Coverage with GeoVera By positioning earthquake insurance as a crucial part of financial security, you establish yourself as an expert, guiding clients toward better protection.

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Maritime Insurance International

MARCH 3, 2020

Relatively few states mandate boat insurance as a requirement for registering a boat of any size or horsepower. That said, the risks that boat owners face are not that different from the risks of owning a car. Given the risks you face, boat insurance can be a wise purchase to help protect your investment.

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Smart Insurance Agents

AUGUST 19, 2024

These Medicare Supplement Insurance plans provide extra help for the costs that Original Medicare does not cover. These plans are sold by private insurance companies. Medigap helps with out-of-pocket costs like deductibles, copays, and coinsurance, providing clearer financial protection.

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Out-Of-Pocket Deductible Insurance Companies Premium 52

TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Just be prepared for a higher bill compared to insuring only one vehicle.

Auto Insurance 52

Auto Insurance Deductible Policy Insurance 52

Bankers Insurance

AUGUST 8, 2024

For example, if an insured’s property is valued at $1 million, but their coverage limit is $700,000 and their policy includes an 80% coinsurance clause, they would likely receive only $43,750 after incurring $50,000 in property damage from a covered event, depending on when their deductible is applied (700,000/800,000) x 50,000 = 43,750).

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Simply Insurance

JUNE 15, 2025

Using savings for long-term care also comes with the inherent risk of running out of funds. Short-Term Care Insurance If youre not sure how long youll need care as you get older, you may want to consider short-term care insurance. They may look attractive, but often low premiums come with high deductibles.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurance Insurer 52

TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

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Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Reduce liability risks. billion each. Not a client of ours?

Home Insurance 52

Home Insurance Policyholder Out-Of-Pocket Insurance 52

Smart Insurance Agents

AUGUST 23, 2024

The MPP aims to provide sponsors with a predictable and stable payment stream through cost sharing mechanisms, which will allow them to manage their risk more effectively. The 2025 Medicare Prescription Payment Plan (MPP) introduces an innovative risk-sharing model that supplants the existing payment structure.

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Smart Insurance Agents

AUGUST 31, 2024

However, numerous studies have shown that the use of dental anesthesia, when administered properly by a qualified professional, does not pose any significant long-term risks to the patient’s health. The plan’s annual maximum and deductible are also crucial factors to consider.

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Out-Of-Pocket Out-Of-Pocket Expense Insurance Insurer 52

Smart Insurance Agents

JANUARY 11, 2025

When employees have access to health insurance, they are more likely to seek preventive care and early treatment, which can lead to better health outcomes. Moreover, health insurance fosters a sense of security among employees. HDHPs typically have lower premiums but higher deductibles, allowing businesses to save on monthly costs.

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Insurance Insurer Insured Out-Of-Pocket 52

Property Insurance Centre

SEPTEMBER 25, 2024

If your property is located in an area with a high risk of natural disasters, such as floods or earthquakes, your insurance premiums will be higher. If your property is older or in poor condition, it may be more at risk of damage or deterioration, which can result in higher insurance premiums.

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