May, 2024

article thumbnail

Cultural Competence in Insurance Sales: Serving Diverse Communities

Final Expense Brokerage

May 31, 2024 3:22:39 PM Contact Us Learn how cultural competence plays a crucial role in insurance sales when serving diverse communities. Share: Understanding Cultural Diversity in Insurance Sales Cultural diversity is an important aspect to consider in insurance sales, as it reflects the wide range of backgrounds, beliefs, and values that exist within diverse communities.

article thumbnail

MedicareCon Review

Redbird Agents

Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. Having attended MedicareCon myself, I can confidently say that this is one of the most valuable events for Medicare agents and professionals who are serious about growing their business and succeeding in the Medicare market. There is a caveat. You must go into the event with a plan of what you want to get out of it, which is true for any event I attend.

Agents 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Is Reasonable Care for Maintaining Heat in an Unoccupied Home?

The Property Insurance Law Observer

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. In Michael Zimmerman v. Leatherstocking Cooperative Insurance Company , CV-23-0362, 2024 NY Slip Op 02113 (April 18, 2024), the Plaintiff was in the process of selling his home in Saratoga Springs, New York.

Policy 130
article thumbnail

5 Reasons to be Selling Dental Insurance as Medicaid Coverage Changes | Solstice

Solstice Insurance Broker

You may have heard about people losing Medicaid benefits and wondered: How will this affect my broker business? As of 2023, an estimated 95 million people were enrolled in medical and dental insurance through Medicaid and CHIP (the Children's Health Insurance Program), up by 23.3 million from the number enrolled as of February 2020.

Broker 130
article thumbnail

NIOSH Science Blog: The Problem of Falls from Elevation in Construction and Prevention Resources

CDC: Workers Compensation

The Current Situation with Falls In 2022 falls from elevation represented approximately 81% of all fatal and 20% of all nonfatal slips, trips, and falls for all industry workers (BLS 2023a, BLS 2023b). Many of these falls occurred in the construction industry, and significantly impact construction employers, workers, and their families. In fact, construction workers made up nearly half (49%) of all fatal occupational slips, trips, and falls (BLS 2023).

Injury 91
article thumbnail

Meet Your Mechanics May 2024: Get to Know the AR Pit Crew

Agency Revolution

Each month, we give the Agency Revolution team a prompt and ask for a picture and an explanation. Keep reading to find out the answers! May Prompt: Share your Memorial Day memories! Ben Hogan Ben Hogan, Account Executive, said, “I’ve run the Bolder Boulder 10k almost every year since I was little. Always a good time.” Here we have a recent picture of Ben on the left and an older picture of him running with his Dad.

52
article thumbnail

5 Tips for Successful Agent AEP Enrollment

Final Expense Brokerage

May 26, 2024 01:34:08 PM Contact Us Discover key strategies to boost your success during the Agent AEP enrollment period. Share: Prepare for AEP Year Round To ensure success during the Agent AEP enrollment period, it is crucial to prepare year-round. This means staying updated on industry trends, understanding the changing needs of clients, and continuously improving your insurance selling skills.

Agents 130

More Trending

article thumbnail

Fact or Myth: Over-Inflating Your Tires Increases Gas Mileage

Freeway Insurance

You may have heard that adding a bit of extra air to your tires is an easy way to save money on your gas costs. But, does over-inflating tires increase your gas mileage? There are some conflicting ideas about whether over-inflated tires can make a significant impact on your vehicle’s fuel efficiency. Although it’s possible that extra air could make a minor difference in gas mileage, it may not be worth the potential drawbacks.

Risk 52
article thumbnail

9 Ways to Make Your Insurance Agency Run More Smoothly | Solstice

Solstice Insurance Broker

Are you looking to enhance the efficiency and client experience at your insurance agency ? It's all about having the right processes and procedures in place. However, it will be all for naught if you don't adequately train and implement these processes and procedures.

article thumbnail

Prioritizing our Healthcare Workers: The Importance of Addressing the Intersection of Workplace Violence and Mental Health and Wellbeing

CDC: Workers Compensation

Workplace violence impacts the mental health and wellbeing of the healthcare workforce. The negative outcomes not only affect the healthcare worker but can trickle down to patient safety and satisfaction. It is important that healthcare institutions implement workplace violence prevention programs that benefit the entire healthcare workforce. This blog post highlights current efforts across government and industry to address this critical issue.

78
article thumbnail

Meet Your Mechanics May 2024: Get to Know the AR Pit Crew

Agency Revolution

Each month, we give the Agency Revolution team a prompt and ask for a picture and an explanation. Keep reading to find out the answers! May Prompt: Share your Memorial Day memories! Ben Hogan Ben Hogan, Account Executive, said, “I’ve run the Bolder Boulder 10k almost every year since I was little. Always a good time.” Here we have a recent picture of Ben on the left and an older picture of him running with his Dad.

52
article thumbnail

Why Regularly Reviewing Your Product Portfolio is Crucial as an Insurance Agent

Final Expense Brokerage

May 2, 2024 10:26:08 AM Contact Us Discover why reviewing and adding to your product portfolio is essential for success in the insurance industry. Regularly reviewing your product portfolio is crucial for staying competitive in the insurance industry. It is best practice to keep offerings to clients updated and as a result it keeps you moving up in the industry.

article thumbnail

Navigating Your Insurance Options with a Financial Planning Directory

Insurance Agent Near Me

Discover how to navigate your insurance options using a financial planning directory. The post Navigating Your Insurance Options with a Financial Planning Directory appeared first on Insurance Agent Near Me.

article thumbnail

Five Teachable Follow-Up Call Techniques Your Team Can Master Today

HBW Leads

Find out how your team can use follow-up call techniques to boost sales and improve client relationships. As an insurance agency owner, you’re well aware of the pivotal role follow-up calls play in nurturing leads and closing deals. However, not all follow-up call techniques are equally effective. To empower your team to excel in this crucial aspect of sales, we’ve compiled a list of five teachable techniques that, when mastered, can significantly improve sales.

article thumbnail

Cyber Insurance for Contractors: What It Covers & Why They Need It

ProWriters

Contractors in the construction industry are not immune to cyber attacks. Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Cyber Insurance for contractors is an essential safety net. How can you stress the need for Cyber Liability Insurance for contractors to your clients?

Cyber 52
article thumbnail

Tackling Mental Health Challenges in the Public Safety Sector: Implementing and Evaluating Mental Health Programs

CDC: Workers Compensation

Public safety sector workers including firefighters (structural and wildland), law enforcement officers, emergency medical services (EMS) clinicians, and corrections personnel are at a high risk of occupational exposure to traumatic events and stress. As such, mental health programs are critical for addressing the unique challenges these workers face.

article thumbnail

Life Insurance and Gastrointestinal Conditions: What You Need to Know

RiskQuoter

Living with a gastrointestinal condition shouldn't stop you from getting life insurance. This guide covers Crohn's, ulcerative colitis, IBS, and more, explaining how they affect underwriting and rates. Learn how to find the best coverage for your needs, even if you've been denied before. The post Life Insurance and Gastrointestinal Conditions: What You Need to Know appeared first on RiskQuoter.com.

article thumbnail

Understanding Insurance Agent Commissions

Final Expense Brokerage

May 15, 2024 11:34:08 AM Contact Us Uncover the secrets behind insurance agent commissions and learn how to maximize your earnings in this competitive field. Share: Exploring the Basics of Insurance Agent Commissions Insurance agent commissions are part of the reasons people are interested in becoming agents. These commissions are the earnings that insurance agents receive for selling insurance policies to clients.

article thumbnail

Cheap Life Insurance Without Medical Exams in 2024 (Save With These 10 Companies!)

QuickQuote

The top picks for cheap life insurance without medical exams are MetLife, Bestow, and Erie, known for their competitive coverage options. These companies offer policies that provide peace of mind quickly and with minimal hassle, bypassing the need for traditional medical screenings. Learn more in our “Types of Life Insurance.” Focusing on affordability and accessibility, The post Cheap Life Insurance Without Medical Exams in 2024 (Save With These 10 Companies!

article thumbnail

Crafting a Unique Selling Proposition for Life Insurance Prospects

HBW Leads

A unique selling proposition is critical to standing out and succeeding in a competitive insurance market. Here’s how to craft one that’s guaranteed to work. Success in the competitive insurance market requires that you stand out and be visible in a crowded market. One way to differentiate your agency and attract new clients is by creating unique selling propositions (USPs) for your life insurance prospects.

article thumbnail

Why janitors need workers’ compensation insurance

InsuranceBee

When it comes to cleaning businesses, one of the most common questions we’re asked is: do janitors need workers’ compensation insurance? And why? It protects your employees if they get injured or hurt while working for you. It does this … Read more. The post Why janitors need workers’ compensation insurance appeared first on InsuranceBee Blog.

article thumbnail

Proposed Framework for Developing and Evaluating Total Worker Health® Education and Training Programs

CDC: Workers Compensation

A constantly changing work environment and a shortage of occupational safety and health (OSH) professionals may bring new challenges to the field. Some OSH professionals will be asked to perform roles they are not formally trained in nor have the expertise needed to fully address evolving hazards and implement necessary interventions.[1] [2] [3] To be successful these professionals will need to have an expanded set of knowledge, skills, and abilities (KSAs) that shifts expertise from a specific

59
article thumbnail

Target the Six Segments of the Marketing Funnel

Agency Revolution

There are two ways you can go about marketing your insurance agency. The first is to try anything. Just throw stuff at the wall and see what sticks. You’ll probably get some results, but you might not. And you also may have no idea what’s actually working. The second and, arguably, more effective way to approach marketing is strategically. While it’s easy to fall down the rabbit holes of methodology and best practices, marketing strategy doesn’t need to be complicated.

article thumbnail

How To Become a Life Insurance Agent

Final Expense Brokerage

May 11, 2024 10:44:08 AM Contact Us Are you interested in becoming a life insurance agent? Discover the steps to kickstart your career in this rewarding industry. Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies.

article thumbnail

Understanding Multi-Family Property Insurance in California.

Jackson & Jackson

Multi-unit commercial properties in California offer investors the potential for significant returns. However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. This article aims to provide an in-depth overview of ensuring multi-unit commercial properties in California, highlighting key considerations for investors. “Understanding Multi-Family Property Insurance&

article thumbnail

Understanding the Differences Between Commercial Insurance Brokers and Agents

Insurance Agent Near Me

Explore the disparities between commercial insurance brokers and agents in our enlightening blog post 'Understanding the Differences Between Commercial Insurance Brokers and Agents'. The post Understanding the Differences Between Commercial Insurance Brokers and Agents appeared first on Insurance Agent Near Me.

article thumbnail

Mastering the Art of Building Rapport Over the Phone

HBW Leads

A Guide for Insurance Agency Owners Training New Agents As an insurance agency owner, one of the most crucial skills you can teach your new agents is effectively building rapport with clients over the phone. In an industry where trust and personal connections are paramount, mastering the art of phone communication can be the key to success. This guide will provide you with a comprehensive training plan to help your new agents develop the skills needed to establish solid and lasting relationships

article thumbnail

The Role of Work Arrangements in the Future of Work

CDC: Workers Compensation

The National Institute for Occupational Safety and Health (NIOSH) Future of Work Initiative hosted a webinar to address the role of work arrangements in the future of work. Among the changes anticipated in the Future of Work is an increasing prevalence of nonstandard work arrangements, such as contingent, platform-based, seasonal, on-call, or other “nonstandard” work.

59
article thumbnail

Target the Six Segments of the Marketing Funnel

Agency Revolution

There are two ways you can go about marketing your insurance agency. The first is to try anything. Just throw stuff at the wall and see what sticks. You’ll probably get some results, but you might not. And you also may have no idea what’s actually working. The second and, arguably, more effective way to approach marketing is strategically. While it’s easy to fall down the rabbit holes of methodology and best practices, marketing strategy doesn’t need to be complicated.

article thumbnail

Insurance Considerations for Home-Based Businesses

Mark Jackson Insurance Agency

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

article thumbnail

How to Get a $5 Million Life Insurance Policy: A Complete Guide

RiskQuoter

Learn everything you need to know about securing a $5 million life insurance policy, including underwriting, choosing the right company, and key factors that influence your rates. The post How to Get a $5 Million Life Insurance Policy: A Complete Guide appeared first on RiskQuoter.com.

article thumbnail

Insuring the Uninsurable: How On-Demand Insurance Models are Closing the Coverage Gap

InsuredMine

Insurance has always been a tricky thing, hasn’t it? For some people and businesses, just trying to get basic coverage feels like an endless struggle. Maybe it’s because of a risky job or an unusual situation that makes them too “risky” in the eyes of traditional insurance agencies. But what are they supposed to do then? Go completely unprotected and just hope for the best.

article thumbnail

Teaching New Insurance Agents Effective Voicemail Strategies

HBW Leads

Teaching new insurance agents the art of leaving effective voicemails is a crucial task for insurance agency owners. Mastering the art of the voicemail is a vital skill that can significantly impact success, whether you’re reaching out to leads or communicating with existing customers. Teaching new insurance agents this art is essential for agency owners and supervisors who want their agents to thrive.

article thumbnail

NJ EXCESS LIABILITY INSURANCE WITH CHUBB

Boyle Agency Insurance

Excess Liability Protection With Chubb Bogle Agency Insurance offers Chubb Masterpiece Excess Liability Insurance because we feel it provides the best coverage with the highest limits. Homeowners Insurance and Automobile Insurance cover you for liability to a limited degree. When the unexpected occurs and you find you are not completely covered for liability, you need Umbrella Insurance or Excess Liability Insurance.

article thumbnail

The Insurance Act 2015

Property Insurance Centre

The Insurance Act 2015 IMPORTANT INFORMATION – PLEASE READ Duty of Fair Presentation The Insurance Act 2015 imposes an obligation on all policyholders to “make a fair presentation of the risk” prior to the policy commencing. A fair presentation is one that discloses, in a manner that is reasonably clear and accessible, every material circumstance which is known or ought to be known, by the policyholders senior management or those responsible for arranging the insurance, following a reasonable se

Premium 52
article thumbnail

Do house cleaners need to be insured?

InsuranceBee

If you’re an independent cleaner, or you run your own house-cleaning company, you need the right insurance. Without it, a minor slip-up could cause a major mess. It could even clean you out completely. So, do house cleaners need insurance? … Read more. The post Do house cleaners need to be insured? appeared first on InsuranceBee Blog.

article thumbnail

Understanding Life Insurance Assignments: Your Complete Guide

RiskQuoter

Life insurance assignments can help you use your policy for various financial goals. Learn about collateral assignments for loans and absolute assignments for permanent transfers of ownership, like gifting or estate planning. This guide simplifies the process and helps you make informed decisions. The post Understanding Life Insurance Assignments: Your Complete Guide appeared first on RiskQuoter.com.