Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss. That expectation, however, can run into serious obstacles depending on the fine print of the insurance policy and, importantly, the law of the state where … The post Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions appeared first on Property Insurance Coverage La

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Policyholder Property Insurance Damage Insurance Policy 166

Insurance Journal

APRIL 29, 2025

Six weeks after Tampa-based Heritage Property & Casualty Insurance Co. filed a libel suit against a whistleblower claims adjuster, the adjuster’s lawyer has pushed back, arguing that the suit is an attempt to silence those who question insurers’ damage estimates.

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Casualty Insurance Damage Claim Insurance 290

Central Insurance

APRIL 30, 2025

Electrical manufacturers face unique risks. From product liability to cyber threats, learn how specialized protection, proactive loss control, and an experienced insurance partner can help safeguard your electrical manufacturing business. The post 7 Policies Electrical Manufacturers Need To Protect Their Business appeared first on Central Insurance Blog.

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Protection Policy Cyber Liability 130

Rough Notes

MAY 2, 2025

INSURANCE-RELATEDCOURTCASESDigested from case reports published onlineCOURT DECISIONS Appraisal outcome freezes compensation 50 Exchange Terrace LLC sought to collect under a property policy with Mount Vernon Specialty Insurance Company (Mount Vernon) for damage to its property in Rhode Island. The policy required an appraisal if the parties disagreed on the amount of loss.

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Compensation Damage Policy Insurance Companies 52

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Property Insurance Coverage Law

MAY 2, 2025

The devastating wildfires that have ravaged California in recent years show that an increasingly disturbing pattern has emerged, demonstrating that most homeowners discover they are grossly underinsured when they attempt to rebuild. A recent in-depth investigative report by theSan Francisco Chronicle,A Broken System is Keeping California Homes Underinsured.

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Insurance Agent Insurance Agents Agents Property Insurance 192

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. While these certainly matter, theyre rarely the root cause. The real reason many workers comp claims go off the rails? Poor communication, unmet expectations, and a lack of trust.

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Workers Comp Claim Workers Compensation Injury 52

TGS

APRIL 30, 2025

TGS Insurance Blog Theres nothing like a pool to turn your backyard into a summer paradisebut its not all fun and floaties. Home pools come with serious responsibilities, especially when it comes to keeping everyone safe and protecting yourself from potential liability. Whether youre a new pool owner or a seasoned cannonball enthusiast, these pool safety tips for homeowners will help you swim through summer with peace of mindand coverage that holds water. 1.

Liability 52

Liability Protection Policy Home Insurance 52

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss. That expectation, however, can run into serious obstacles depending on the fine print of the insurance policy and, importantly, the law of the state where … The post Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions appeared first on Property Insurance Coverage La

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Policyholder Property Insurance Damage Insurance Policy 152

Insurance Journal

APRIL 29, 2025

The textile mills that once served as the backbone of Mount Pleasant, North Carolina, have long been shuttered, and officials believed federal money would be key to the town’s overdue revitalization.

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Building 237

Advertiser: Trellis

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

Claim

AMAXX

APRIL 30, 2025

Managing workers compensation can feel like playing whack-a-mole. One day its a delayed report, the next its an escalating claim or a frustrated injured worker. The constant firefighting leaves little time for strategic thinking. But what if your program could largely run itself not by adding complexity, but by simplifying and systematizing communication ?

Workers Comp 52

Workers Comp Building Injury Workers Compensation 52

Shield Insurance Agency

APRIL 28, 2025

We here at Shield Insurance Agency wanted to thank Meals on Wheels Western Michigan for allowing us to volunteer this month. On Thu, Apr 3, 2025, half of our “in-house” team joined the MOWWM team to volunteer locally in our community; this included Andy and Dawn Simmons (owners of Shield Insurance Agency), Jade Browne, Patti McCarthy-Stejskal, Melissa Hunt, and Nate Schaap.

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Insurance Agency Agents Insurance Insurer 52

Property Insurance Coverage Law

APRIL 29, 2025

When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage. Insurance agent expert and educatorDavid Thompson, in a comment to a discussion on Property Insurance Coverage Law, highlights a common and critical misconception and highlights that newly constructed buildings … The post The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage a

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Property Insurance Insurance Agents Insurance Agent Building 112

Insurance Journal

MAY 2, 2025

Texas Mutual Insurance Company announced that its board of directors voted unanimously to approve a $330 million general dividend distribution in 2025.

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Compensation Insurance Companies Insurance Insurer 230

AMAXX

APRIL 28, 2025

In workers’ compensation programs, the conversation often revolves around costs, compliance, and claims management systems. Technical precision is important but what truly drives results, both financially and humanely, often flies under the radar: empathy. Empathy isnt just a nice to have in workers comp management it’s a proven strategy for reducing claim costs, preventing litigation, and helping injured employees return to work faster.

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Workers Compensation Compensation Workers Comp Injury 52

Unitas Financial Services

APRIL 28, 2025

In todays fast-paced real estate market, real estate investors need more than just standard insurance coveragethey need flexibility, efficiency, and control. Whether managing a portfolio of single-family rentals, multifamily units, or fix-and-flip properties, the traditional insurance model often falls short in meeting the dynamic needs of real estate investors.

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Insurance Insurer Insured Policy 52

Property Insurance Coverage Law

APRIL 26, 2025

A recent federal court decision out of Louisiana highlights an important lesson for restoration contractors: If you get an Assignment of Benefits (AOB) from a property owner, you must make sure the insurance company actually knows about it. InCat 5 Global, LLC v. State Farm Fire & Casualty Company, 1 Cat 5 Global performed major … The post Restoration Contractors Should Provide Written Notice of AOB appeared first on Property Insurance Coverage Law Blog.

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Property Insurance Insurance Companies Insurance Insurer 100

Insurance Journal

MAY 2, 2025

Global specialty insurance broker Ryan Specialty has completed the acquisition of USQRisk Holdings, LLC. Operating in New York and London, USQ underwrites non-traditional insurance risks. USQ’s operations will become a part of the alternative risk business within Ryan Specialty.

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Insurance Broker Underwriter Underwriting Broker 211

New Jersey Workers' Comp

APRIL 29, 2025

The small details matter. A petitioner will always have problems at trial when there is very little congruence between the allegations contained on the claim petition and the statements which petitioner gave to the employer and treating doctors at the time of the accident. That is the message in the case of Makins v. Palace Rehab & Care Center and Premier Cadbury, LLC , A-2263-23, A-2276-23 (App.

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Injury Compensation Workers Compensation Claim 52

Rough Notes

MAY 2, 2025

INSURANCE-RELATEDCOURTCASESDigested from case reports published onlineCOURT DECISIONS Good news for roofer Thomas Napolitano, a roofing business owner, sought a judgment declaring that Ace American Insurance Company, a workers compensation carrier, was obligated to defend and indemnify him in connection with a claim filed by his employee.

Workers Compensation 52

Workers Compensation Compensation Insurance Companies Claim 52

Property Insurance Coverage Law

APRIL 29, 2025

When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage. Insurance agent expert and educatorDavid Thompson, in a comment to a discussion on Property Insurance Coverage Law, highlights a common and critical misconception and highlights that newly constructed buildings … The post The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage a

Property Insurance 112

Property Insurance Insurance Agents Insurance Agent Building 112

Insurance Journal

MAY 2, 2025

In a first-of-its kind move, Hawaii lawmakers are ready to hike a tax imposed on travelers staying in hotels, vacation rentals and other short-term accommodations and earmark the new money for programs to cope with a warming planet.

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Property Insurance Centre

MAY 2, 2025

Business and Retail Insurance Specialists, Est. 1976 [link] Listen to Business and Retail Insurance explained by one of our directors What Is Business and Retail Insurance? Business Owners are well aware of the importance of having the correct insurance policy for their business. Business Owners not only have to think about insuring their stock or contents, but will also have to consider having the correct Liability Cover on the policy.

Insurance 52

Insurance Insurer Insured Policy 52

LexisNexis

APRIL 29, 2025

Effective resource management with legal tracker software is vital for the success of a law department. It provides a streamlined approach to maximizing efficiency, enhancing productivity and empowering collaboration among the in-house legal team and their outside counsel. Managing legal operations requires optimization. With legal tracker software, legal departments can optimize spending and ensure compliance with industry regulations.

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Protection Risk 52

Property Insurance Coverage Law

APRIL 27, 2025

Few things send shivers down a policyholders spine faster than discovering that an otherwise valid claim has been sunk by a missed filing deadline. That is exactly what happened in a case decided last week,The Renaissance on Memorial, L.L.C. v. Travelers Casualty Insurance Company of America. 1 The property owner sued three and a half … The post Suit-Limitation Clauses in Property InsuranceFile Fast or Lose Everything appeared first on Property Insurance Coverage Law Blog.

Property Insurance 100

Property Insurance Casualty Insurance Policyholder Insurance Companies 100

Insurance Journal

APRIL 28, 2025

After receiving multiple inquiries about the use of aerial images in property insurance nonrenewals, West Virginia’s insurance commissioner has posted guidelines for insurers’ use of the technology.

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Property Insurance Insurance Insurer Insured 235

Top Insurance Blogs

APRIL 30, 2025

Summer holds the promise of unstructured afternoons, backyard adventures, and memories made in the everyday. But with kids home more, schedules in flux, and spending often on the rise, its easy to feel like things are spiraling before the season has even started. A summer reset is a chance to bring your family back to […] The post Summer Reset: Refreshing Family Routines, Schedules, and Spending Habits appeared first on My Top Insurance Blogs.

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Insurance Insurer Insured Protection 52

LexisNexis

MAY 2, 2025

By Eric Geringswald | CSC Comprehensive Coverage of Massachusetts Business Statutes and Regulations CSCs Massachusetts Laws Governing Business Entities Annotated is a comprehensive collection of annotated Massachusetts business statutes and regulations and is an essential resource for business law practitioners in the state and the region. Updated with the Latest 2025 Legislative Developments The 2025 edition is updated with the latest legislation through Chapter 1 of the 2025 Massachusetts legi

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Property Insurance Coverage Law

APRIL 30, 2025

Hugh Woods 1994 University of Miami Law Review comment,The Insurance Fallout Following Hurricane Andrew:Whether Insurance Companies Are Legally Obligated toPay for Building Code Upgrades Despite the Ordinance OrLaw Exclusion Contained in Most Homeowners Policies, 1is an important discussion about the constructive total loss doctrine at the center of the post-Hurricane Andrew coverage fights.

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Property Insurance Insurance Policy Policy Insurance 100

Insurance Journal

APRIL 27, 2025

A late amendment to a phosphate mine bill has set off alarm bells among some in the Florida insurance industry, with concerns that it could cut out the heart of 2022 and 2023 legislative changes that disincentivized excessive claims litigation.

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Insurance Industry Claim Insurance Insurer 245

Boyle Agency Insurance

APRIL 28, 2025

Top Protection For Your Prized Possessions Bogle Agency Insurance offers Chubb Masterpiece Valuables Insurance to clients who wish to have greater coverage for their valuable possessions. This insurance provides wider protection for items that have greater value than your standard household belongings. Valuables may be described as those things that have greater worth than the ordinary.

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Insurance Insurer Insured Protection 52

Distinguished

APRIL 29, 2025

With a growing population, a strong job market, and more renters than most states 34.1% of residents Colorado is a great place to own landlord-managed properties. Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential.

Liability 52

Liability Financial Loss Insurance Insurer 52

Property Insurance Coverage Law

APRIL 27, 2025

Few things send shivers down a policyholders spine faster than discovering that an otherwise valid claim has been sunk by a missed filing deadline. That is exactly what happened in a case decided last week,The Renaissance on Memorial, L.L.C. v. Travelers Casualty Insurance Company of America. 1 The property owner sued three and a half … The post Suit-Limitation Clauses in Property InsuranceFile Fast or Lose Everything appeared first on Property Insurance Coverage Law Blog.

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Property Insurance Casualty Insurance Policyholder Insurance Companies 100