Central Insurance

MAY 13, 2025

Trucking companies keep goods moving and the economy growing. Whether you operate a small fleet hauling building materials or manage local deliveries, the right trucking insurance is key to protecting your drivers, vehicles, and reputation. In this post, Eddie Dreyer, commercial lines staff underwriter at Central Insurance, shares insights on the coverages every company should […] The post What Trucking Insurance Does My Company Need?

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Commercial Underwriting Underwriter Insurance 130

Insurance Journal

MAY 16, 2025

Insurance agency Davis & Towle Insurance Group, headquartered in Concord, New Hampshire, announced its acquisition of Tobey & Merrill Insurance in Hampton.

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Insurance Agency Insurance Insurer Insured 232

Property Insurance Coverage Law

MAY 13, 2025

The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled Examining the Insurance Industrys Claims Practices Following Recent Natural Disasters. Among those testifying is Mike Fiato, Executive Vice President and Chief Claims Officer at Allstate. He is a person whose leadership and messaging offer a compelling look into how large insurers publicly … The post Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiatos Vision ap

Insurance Claim 226

Insurance Claim Claim Property Insurance Insurance Industry 226

LexisNexis

MAY 15, 2025

By Serena Wellen, Vice President of Product Management at LexisNexis Legal and Professional May 15, 2025 In a legal industry increasingly shaped by AI, the rise of AI hallucinations fake legal citations generated by large language models has made accuracy and citation integrity a top concern. This week, The Verge reported on a troubling case involving AI-generated legal research.

Risk 101

Risk Damage 101

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Central Insurance

MAY 13, 2025

Protect your clothing boutique from day one with essential insurancecovering liability, property, cyber risks, workers comp, and more. The post How to Start a Clothing Boutique: Insurance Edition appeared first on Central Insurance Blog.

Workers Comp 130

Workers Comp Cyber Liability Insurance 130

Property Insurance Coverage Law

MAY 15, 2025

On May 12, 2025, the Illinois Appellate Court for the Second District of Illinois held, for the first time, that [r]esolving some questions of causation will be necessarily included in the appraisal process in affirming the trial courts grant of Plaintiffs motion for judgment on the pleadings to compel State Farm to appraisal. 1 This … The post Illinois Appellate Court Holds That Causation is Part of the Appraisal Process appeared first on Property Insurance Coverage Law Blog.

Property Insurance 200

Property Insurance Insurance Insurer Insured 200

The Property Insurance Law Observer

MAY 12, 2025

In Comprehensive Medical Center, Inc. v. State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. 2025), the Ninth Circuit Court of Appeals affirmed the district courts determination that the period of restoration tied to water damage at the insureds commercial property was the theoretical period when repairs should have been completed with reasonable speed, not the actual period of repairs thwarted by extraneous delays.

Commercial Property 100

Commercial Property Damage Insurance Claim Claim 100

LexisNexis

MAY 13, 2025

Large law firms are exploring the potential of generative and agentic AI to improve efficiency and enhance client service, while supporting long-term profitability. Executives at leading firms expect investment in AI technologies to increase over the next five yearsa trend that is pronounced among the largest firms. Today, firm leaders arent asking whether to invest in AI, but how to invest wisely and quantify AIs business value to their unique firm.

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Building Agents Policy 78

Insurance Journal

MAY 16, 2025

A judge on Tuesday ordered the restoration of a health monitoring program for coal miners in West Virginia and rescinded layoffs the federal government implemented in a unit of a small U.S. health agency. U.S.

Workers Compensation 205

Workers Compensation Compensation Liability Insurance Liability 205

Advertiser: Trellis

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

Claim

Property Insurance Coverage Law

MAY 13, 2025

The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled Examining the Insurance Industrys Claims Practices Following Recent Natural Disasters. Among those testifying is Mike Fiato, Executive Vice President and Chief Claims Officer at Allstate. He is a person whose leadership and messaging offer a compelling look into how large insurers publicly … The post Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiatos Vision ap

Insurance Claim 207

Insurance Claim Claim Property Insurance Insurance Industry 207

Central Insurance

MAY 11, 2025

Learn what percentage deductibles are, how they work, and their impact on property-owners in disaster-prone regions. The post What Is a Percentage Deductible in Insurance? appeared first on Central Insurance Blog.

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Deductible Insurance Insurer Insured 182

AMAXX

MAY 14, 2025

When a workers comp program isnt delivering results, many employers instinctively look outward. Its the adjusters fault. The doctor kept our employee out too long. Our broker is never available. While these frustrations may be valid, they often point to a deeper issue: a weak or nonexistent internal team. The truth is, external vendors cant fix what isnt being led from the inside.

Workers Comp 68

Workers Comp Building Injury Workers Compensation 68

Insurance Journal

MAY 16, 2025

Swiss Re AG’s profit rose in the first quarter as losses from the California wildfires were offset by positive performance across the business. Net income increased to $1.3 billion from $1.

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Property Insurance Coverage Law

MAY 14, 2025

A California Administrative Law Judge issued a decision approving a stipulation between State Farm General Insurance Company and the California Department of Insurance that allows significant interim rate increases for three of the companys major lines of residential insurance. 1 These increases include a 17 percent hike for homeowners non-tenant HO-3 policies, 15 percent for … The post A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?

Property Insurance 173

Property Insurance Insurance Companies Policy Insurance 173

Healthinsurance.org

MAY 16, 2025

In this article How is mental health treatment covered by health insurance? How did the Affordable Care Act expand coverage of mental health care? Do ACA mental health coverage requirements apply to all health insurance? Does mental health parity mean health plans must cover mental health? Does most health insurance cover therapy and medication? Do major medical plans cover substance use disorder treatment?

Out-Of-Pocket 59

Out-Of-Pocket Insurance Insured Insurer 59

AMAXX

MAY 13, 2025

You can’t improve what you don’t measure. Thats as true for workers comp as it is for fitness, finance, or sales. Yet many employers still fly blindunsure where to focus, overwhelmed by options, and frustrated by rising claim costs and stagnant outcomes. The key to turning this around is a focused, data-driven approach. With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time.

Workers Comp 58

Workers Comp Injury Workers Compensation Claim 58

Insurance Journal

MAY 14, 2025

It’s not just a few Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports on property damage in recent years. It’s also major national insurers, including Allstate and State Farm, adjusters and policyholders alleged at a U.S.

Property Damage 298

Property Damage Insurance Carrier Policyholder Damage 298

Property Insurance Coverage Law

MAY 16, 2025

This weeks Senate hearing on the insurance industrys claims practices following natural disasters wasnt just a made-for-TV moment. It was a five-alarm warning siren for policyholders and insurers across the country. With photos of collapsed breezeways, stories of children sleeping on floors after insurers not paying, and property insurance adjusters essentially confessing to being neutered … The post Should Congress Enact a Federal Unfair Claims Practice Law?

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Claim Policyholder Property Insurance Insurance Industry 147

Zywave

MAY 15, 2025

Would you like pet insurance with your juvenile ball python, Maam? Until relatively recently, that kind of additional purchase came only after settling the scaly friend safely in its new terrarium at home. But with the growth of e-commerce, insurance decisions at the point of sale are becoming the norm, making this type of question at your local pet store an imminent reality.

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Broker Insurance Insurer Insured 52

LexisNexis

MAY 15, 2025

In the law department, legal metrics provide the foundation for measuring value, success, performance, and a range of other criteria. As quantitative measurements, legal metrics evaluate the effectiveness of legal operations across various indicators. What Are Legal Metrics Legal metrics are measurement standards that help legal operations professionals uncover data.

Risk 52

Risk 52

Insurance Journal

MAY 14, 2025

It’s not just a few Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports on property damage in recent years. It’s also major national insurers, including Allstate and State Farm, adjusters and policyholders alleged at a U.S.

Property Damage 264

Property Damage Insurance Carrier Policyholder Damage 264

Property Insurance Coverage Law

MAY 14, 2025

A California Administrative Law Judge issued a decision approving a stipulation between State Farm General Insurance Company and the California Department of Insurance that allows significant interim rate increases for three of the companys major lines of residential insurance. 1 These increases include a 17 percent hike for homeowners non-tenant HO-3 policies, 15 percent for … The post A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?

Property Insurance 159

Property Insurance Insurance Companies Policy Insurance 159

Agency Height

MAY 16, 2025

Discover how pay-as-you-go car insurance works, who it benefits, and why it's changing the auto insurance industry.

Auto Insurance 52

Auto Insurance Insurance Industry Insurance Insurer 52

AMAXX

MAY 12, 2025

Picture this: Bugs Bunny, lounging in a rowboat, casually munching on a carrot, feet kicked up on the rim. Suddenly, a leak appears. No problemhe plugs it with one paw. Then another leak. Another paw. Then a dozen more leaks spring up, and Bugs frantically tries to plug them all, arms and legs flailing. Hes overwhelmed, reactive, and seconds away from sinking.

Workers Comp 58

Workers Comp Workers Compensation Injury Compensation 58

Insurance Journal

MAY 14, 2025

In a victory for global agrochemical maker Bayer, Georgia has become the second state to shield pesticide manufacturers from some lawsuits claiming that they failed to warn customers of potential dangers. The legislation signed Friday by Georgia Gov.

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Claim Liability 264

Property Insurance Coverage Law

MAY 15, 2025

Its not often that a podcast draws more attention than expected. But when Steve Badger is involved, youd better expect the unexpected. Our upcoming conversation (6 PM EST tonight register here:[link] has generated far more signups than anticipated. And Ive been asking myself why. What is it about Steve Badger that draws such a … The post Why Does Steve Badger Draw a Crowd?

Property Insurance 142

Property Insurance Insurance Insurer Insured 142

Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states. Insurers underwrite and price coverage based on the risks theyre assuming, and rising premiums in these states have pushed more homeowners into residual market mechanisms, such as state-backed insurance pools or agencies.

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Risk Underwriting Underwriter Premium 52

LexisNexis

MAY 13, 2025

Companies support their executives in various ways, and many are intentionally focused on improving business acumen, which elevates corporate functionality and performance. If a company is running legal like a business, then the law department must also undergo programs to improve executive performance. On April 18, 2025, in the Corporate Counsel Business Journal , editor Kristen Calve wrote this (extracted exactly from CCBJ.com): Decision fatigue isn't just annoyingit's an invisible pre

Building 52

Building 52

Insurance Journal

MAY 13, 2025

The maker of Chipwich ice cream sandwiches is suing its insurance broker alleging the agency was negligent in failing to properly secure product recall insurance that would have helped it deal with what it claims is a $4.

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Insurance Broker Agents Broker Claim 264

Property Insurance Coverage Law

MAY 15, 2025

On May 12, 2025, the Illinois Appellate Court for the Second District of Illinois held, for the first time, that [r]esolving some questions of causation will be necessarily included in the appraisal process in affirming the trial courts grant of Plaintiffs motion for judgment on the pleadings to compel State Farm to appraisal. 1 This … The post Illinois Appellate Court Holds That Causation is Part of the Appraisal Process appeared first on Property Insurance Coverage Law Blog.

Property Insurance 100

Property Insurance Insurance Insurer Insured 100

The Insurance Pro

MAY 10, 2025

Rethinking Retirement: Why “Just Take More Risk” Might Be Bad Advice Let's talk about something that's been bugging me lately. If you've ever sat down with a financial advisor after realizing you're behind on retirement savings, you've probably heard some version of these three pieces of advice: “You need to save more money” “You might.

Protection 73

Protection Risk Insurance Insurer 73

Shield Insurance Agency

MAY 12, 2025

As the weather warms up and spring is in full swing, many of us are eager to get our recreational vehicles out and enjoy the season. Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage. It’s a common misconception that standard auto insurance policies will cover recreational vehicles.

Out-Of-Pocket Expense 59

Out-Of-Pocket Expense Out-Of-Pocket Auto Insurance Insurance Policy 59