Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business.

Liability 52

Liability Liability Insurance Insurance Insurer 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. Without the right coverage, property owners could be exposed to significant financial and legal risks.

Building 52

Building Protection Damage Liability 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. Let’s explore the evolving landscape and how environmental risks are influencing the insurance sector.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

Risk 52

Risk Broker-Agent Deductible Insurance 52

ProWriters

SEPTEMBER 1, 2024

Whether they are familiar but no less dangerous risks like ransomware attacks or denial-of-service (DoS) attacks, or whether they take such still-emerging forms as cryptojacking or AI-powered phishing campaigns , cyber security threats require constant vigilance and proactive protective measures, especially given current events.

Cyber 97

Cyber Liability Insurance Risk Liability 97

Boyle Agency Insurance

DECEMBER 16, 2024

Bogle Agency Insurance offers Umbrella Insurance to clients in NJ who want additional liability coverage beyond the limits of existing policies. It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection.

Financial Loss 52

Financial Loss Insurance Insurer Insured 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

From streamlining claims processing to introducing new risks that companies must address, AI-driven technologies are reshaping the way businesses approach coverage and risk management. However, while these technologies create new opportunities, they also introduce new and unique risks to consider.

Business Insurance 52

Business Insurance Liability General Liability Cyber 52

ProWriters

NOVEMBER 30, 2024

Doing so can help assess their risk management strategies and the adequacy of their Cyber Insurance coverage. Ascension suffered dangerous disruptions to patient care and significant financial losses. billion operating margin loss. However, companies can and must adopt a proactive approach to supply chain risk management.

Cyber 105

Cyber Protection Financial Loss Broker 105

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. For most, this will mean a collectibles policy. Does Homeowners Insurance Typically Cover Art or Collectibles?

Insurance 52

Insurance Insurer Insured Policy 52

Cover4LetProperty

OCTOBER 1, 2024

If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. It typically protects against risks such as fire and floods.

Insurance 60

Insurance Insurer Insured Injury 60

Property Insurance Centre

OCTOBER 18, 2024

Flooding, storm damage, and subsidence were major contributors to these claims, with homeowners and businesses alike suffering significant financial losses​ CityAM AXA UK home page The Growing Cost of Flood Damage Flooding continues to be one of the most significant risks facing UK property owners.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Companies of all sizes are increasingly targeted by cybercriminals, and the consequences can be devastating—from financial losses to reputational damage. In 2024, expect cyber insurance policies to become more comprehensive and tailored.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

Property Insurance Centre

JANUARY 16, 2025

Understanding Commercial Flood Insurance in the United Kingdom Flooding has become an increasingly significant risk for businesses across the United Kingdom as climate change intensifies weather extremes. million properties at risk, according to the Environment Agency.

Commercial 52

Commercial Commercial Property Insurance Insurer 52

ProWriters

APRIL 3, 2024

Today’s dynamic business environment and litigious society pose several risks to businesses. As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important.

Liability 52

Liability Cyber Claim Policy 52

Neilson Marketing Services

OCTOBER 2, 2024

A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust. A security breach could not only harm your clients but also expose you to legal risks, compliance issues, and significant reputational damage.

Cyber 104

Cyber Damage Protection Financial Loss 104

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

Cyber liability insurance from Paragon Independent Insurance Agency can provide the safeguard you need to protect your investments, assets, and reputation where traditional insurance policies may fall short. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. Management liability insurance mitigates the companys financial exposure associated with legal fees, settlements, and judgments.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. Management liability insurance mitigates the companys financial exposure associated with legal fees, settlements, and judgments.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

Cowbell

AUGUST 6, 2024

But, it’s not just small businesses that are at risk: given how effective social engineering methods are, individuals across businesses of all industries and sizes need to be aware of the latest social engineering tactics and how to effectively identify and thwart them. So, how do you prevent and protect yourself from these attacks?

Financial Loss 52

Financial Loss Cyber Theft Risk 52

ProWriters

MAY 28, 2024

Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them.

Cyber 52

Cyber Business Interruption Insurance Insurer 52

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property.

Building 52

Building Insurance Insurer Insured 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss. Shop around and compare different policies to find the best coverage at a reasonable price.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

DECEMBER 6, 2024

The notion of business coverage can be traced back to medieval times, when the shipping industry first implemented rudimentary forms of risk management. These informal agreements gradually evolved into structured policies, providing a safety net for traders and setting the groundwork for todays complex insurance systems.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insurer 52

Protect Commercial Insurance

JUNE 27, 2024

Every business, no matter its size or industry, faces unique risks that require specific coverage solutions. Regardless of size, all businesses face potential risks that can threaten their operations and financial stability. This is far from the truth. Commercial insurance offers particularly critical protections here.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Without this insurance, not only do you face the risk of hefty compensation claims, but you could also incur significant fines from regulatory bodies. Suppose a client claims that your advice was negligent, your designs faulty, or your services inadequate, leading them to suffer a financial loss.

Liability Insurance 52

Liability Insurance Liability Insurance Insurer 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. . It covers property damage, loss of income, liability claims, etc.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

TGS

OCTOBER 17, 2023

A captive agent is obligated to sell you an insurance policy with one specific carrier. We continue to shop for your best insurance options every time your policy is up for renewal. Not Just Selling Insurance A captive insurance agent only has one job: selling you on an insurance policy with their carrier.

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Insurance Agents Insurance Agent Agents Insurance 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

Property Insurance Centre

JANUARY 4, 2024

. “The increasing frequency and severity of weather events have made it imperative for insurers to reassess their risk models and coverage options,” says weather expert Dr. Emma Thompson. This table clearly demonstrates the significant financial impact of weather events on property insurance companies and the insureds they serve.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

Insurance 52

Insurance Insurer Insured Insurance Policy 52

ProWriters

FEBRUARY 19, 2024

As our shops go virtual, so do the risks. million , reflecting the immediate financial losses these incidents can inflict. Benefits of Cyber Insurance for Retailers While regular Business Insurance covers the loss of physical assets, Cyber Insurance offers protection from risks associated with digital activities.

Cyber 52

Cyber Insurance Insurer Insured 52

Cover4LetProperty

APRIL 16, 2024

This insurance typically goes beyond standard home insurance to address the unique risks and liabilities associated with being a landlord. Depending on the policy, landlord insurance may also provide cover for loss of rental income if the property becomes uninhabitable due to an insured event, such as fire or flood.

Insurance 52

Insurance Insurer Insured Property Insurance 52