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Renovations and Home Insurance: What You Need to Know

Boyle Agency Insurance

However, amidst the anticipation and creativity that renovations bring, it’s crucial not to overlook the impact they can have on your home insurance. Coverage Adjustments Renovations can increase the value of your home, and it’s essential to ensure that your home insurance coverage reflects these changes.

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What is a Loss History Report?

TGS

fire, water damage, theft), amount paid, and current claim status. Policy Information Details of the insurance policies under which the claims were filed. Property Information The homes address, and for auto claims, vehicle details. Insurance companies rely on these reports to assess risk when underwriting a new policy.

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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

TGS

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Yes, you read that right. Well, it all comes down to risk.

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Top Reasons Your Home Insurance Premium Might Increase [2024]

TGS

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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Landlord Insurance in Colorado: Coverages, Costs, and Benefits

Distinguished

Environmental hazards, coupled with the challenges of managing tenants, make landlord insurance an essential investment. Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies. Crime insurance: Covers financial losses from theft or vandalism.

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Creating a Home Inventory

TGS

TGS Insurance Blog Creating a Home Inventory: Why Its the Key to Smart Insurance Planning Think about this for a moment: If your home were affected by a fire, theft, or natural disaster, could you list every item you own from memory? Thats where a home inventory comes in. Most people cant.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. Home’s Age and Condition Older homes can be charming, but they often come with hidden risks.

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