AMAXX

AUGUST 27, 2024

Supervisors play a critical role in the management of workplace injuries. They are often the first to respond when an employee is hurt and are responsible for guiding both the injured employee and the organization through the post-injury process. First Responder Role: When an injury occurs, the supervisor is often the first to know.

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

JANUARY 27, 2025

Misidentifying the Problem A frequent mistake is attributing WC challenges solely to injury management partners or external factors, such as adjuster turnover or physician behavior. Do supervisors and employees understand their roles in the post-injury process? Provide them with: Clear guidelines on post-injury response.

Workers Comp 93

Workers Comp Injury Workers Compensation Claim 93

AMAXX

FEBRUARY 18, 2025

Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. These rules are established by rating organizations like the National Council on Compensation Insurance (NCCI) in most states, though some states have their own rating bureaus.

Workers Compensation 103

Workers Compensation Compensation Workers Comp Premium 103

AMAXX

MAY 6, 2025

In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury. First-Year Employees Drive Claims and Costs Beyond poor performance, bad hires can quickly become workplace injury liabilities.

Workers Comp 85

Workers Comp Risk Injury Workers Compensation 85

AMAXX

AUGUST 26, 2024

To better grasp this, let’s walk through a hypothetical scenario that illustrates two different supervisor responses to an employee’s injury and explore the potential consequences of each approach. Then, we’ll talk about how we can work together to accommodate your injury and help you return to the team as soon as possible.”

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

MARCH 18, 2025

When a workplace injury occurs, selecting the right physician is a critical factor in ensuring a smooth recovery and return to work. While using an approved network is necessary for insurance and cost-control reasons, not all doctors within the network are equally effective at managing workplace injuries.

Workers Comp 93

Workers Comp Workers Compensation Injury Compensation 93

AMAXX

MARCH 18, 2025

This opens the door to exaggerated injuries, unrelated medical issues being attributed to work, and even outright fraudulent claims. Heres how: Establish a Clear Injury Investigation Process Not all injuries that occur at work are work-related, and not all reported injuries are legitimate.

Workers Compensation 71

Workers Compensation Compensation Claim Workers Comp 71

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp 84

Workers Comp Claim Injury Workers Compensation 84

AMAXX

FEBRUARY 25, 2025

EBM provides clear, data-backed injury duration guidelines to help answer these questions. Best Practice: Immediate Return to Light-Duty Work According to EBM principles, 90%+ of injured employees should return to work in a modified-duty capacity within 0-4 days of injury.

Workers Comp 79

Workers Comp Injury Workers Compensation Claim 79

AMAXX

JANUARY 20, 2025

Employers, insurers, and healthcare providers face a delicate balance: ensuring injured workers receive appropriate care while effectively managing costs and promoting timely return-to-work. Enhancing Accessibility Employers and insurers can support EBM by providing resources that make evidence-based guidelines more accessible.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

AMAXX

MARCH 4, 2025

Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. Making it clear in company policies that an injury will not automatically lead to job loss. You should consult with your insurance broker, attorney, or qualified professional.

Workers Compensation 82

Workers Compensation Compensation Claim Workers Comp 82

AMAXX

FEBRUARY 4, 2025

Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. This is often categorized as voluntary withdrawal from the workforce.

Workers Comp 97

Workers Comp Workers Compensation Injury Compensation 97

AMAXX

APRIL 30, 2025

Systematized communication helps prevent injuries from becoming high-cost claims, reduces litigation, builds trust with employees, and improves return-to-work outcomes all without needing constant intervention from every department. Pre-Injury Systems These systems build trust and set expectations before an injury ever occurs.

Workers Comp 59

Workers Comp Building Injury Workers Compensation 59

AMAXX

FEBRUARY 24, 2025

The injury coordinator can evaluate these aspects of both telephonic case management and field-based case management by first emailing the adjuster and stating the above. Also, the injury coordinator should know whether your NCM is an RN or a Licensed Practical Nurse (LPN). Require the NCM to provide frequent updates.

Workers Compensation 65

Workers Compensation Workers Comp Compensation Claim 65

AMAXX

JANUARY 27, 2025

Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 92

Workers Comp Workers Compensation Injury Compensation 92

AMAXX

FEBRUARY 18, 2025

Consider Psychosocial Factors Recovery from work injuries is often influenced by psychological and social barriers that go beyond physical healing. How to Overcome This Barrier Engage a Medical Advisor for Peer Review A peer review physician evaluates whether the treating doctors recommendation aligns with best practices for injury recovery.

Workers Comp 91

Workers Comp Injury Workers Compensation Compensation 91

AMAXX

MARCH 24, 2025

Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 104

Workers Comp Premium Workers Compensation Compensation 104

AMAXX

MAY 13, 2025

Total Recordable Incident Rate (TRIR) Why it matters: TRIR, an OSHA metric, tracks how often injuries happen. How to calculate it: (Number of OSHA recordable injuries 200,000) total hours worked by all employees. If youre significantly higher, prioritize injury prevention before focusing on post-injury systems.

Workers Comp 58

Workers Comp Injury Workers Compensation Claim 58

Agency Height

MAY 13, 2025

Protect your future with comprehensive Insurance for College Athletescovering injuries, loss of scholarships, and career-ending risks.

Injury 52

Injury Insured Insurer Insurance 52

AMAXX

MAY 14, 2025

This could be: A risk manager An HR director A safety leader An injury coordinator What matters is not the titleits the accountability. You need representation from all the critical areas involved in the injury lifecycle. Think of it like branding for your injury management program. And no one really does.

Workers Comp 68

Workers Comp Building Injury Workers Compensation 68

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. This ensures that EBM guidelines reflect a comprehensive, well-rounded approach to injury treatment.

Workers Compensation 65

Workers Compensation Compensation Workers Comp Injury 65

AMAXX

MARCH 4, 2025

OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive. A proactive safety strategy aligned with OSHA standards can drastically reduce workplace injuries, lowering both direct and indirect costs. Analyzing injury trends , near-miss reports, and incident rates can help identify weak spots in your operations.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

AMAXX

MARCH 24, 2025

Payroll serves as a primary measure of the employer’s exposure to potential workplace injury and thus significantly impacts premium costs. Accurate payroll accounting reflecting these deductions helps maintain appropriate premium charges aligned with actual exposure to injury risk. However, strict rules apply.

Workers Comp 71

Workers Comp Premium Injury Workers Compensation 71

AMAXX

FEBRUARY 17, 2025

” Fear of termination often outweighs the physical and financial stress of an injury. These concerns could be addressed proactively with a structured post-injury communication plan. Consider using an injury triage system to connect employees with medical professionals early in the process. All state laws vary.

Workers Comp 65

Workers Comp Claim Workers Compensation Injury 65

Property Insurance Centre

MAY 19, 2025

Commercial Property Owners Insurance Specialists, Est. 1976 [link] Listen to Commercial Property Owners Insurance explained by one of our directors/p> What Is Commercial Property Owners Insurance? Having adequate insurance cover for your Commercial Building is essential. Some insurers, will have no cap.

Commercial Property 52

Commercial Property Commercial Insurer Insured 52

AMAXX

APRIL 28, 2025

Reduced medical costs : Studies show that empathetic injury response can cut costs by up to 40% and reduce claim duration by nearly 60%. Make a First-Day Phone Call Call the injured employee the same day or the day after the injury. Clear communication builds trust before injuries happen and maintains it afterward.

Workers Compensation 65

Workers Compensation Compensation Workers Comp Injury 65

AMAXX

MARCH 17, 2025

For example: If production is prioritized over safety , employees may feel pressured to work through injuries or avoid reporting them. While this seems logical, it often results in employees not reporting injuries out of fear theyll cost their team a bonus. Small injuries go unaddressed, leading to more severe claims down the road.

Workers Comp 65

Workers Comp Workers Compensation Injury Compensation 65

AMAXX

JULY 29, 2024

In the realm of workers’ compensation, the role of an injury coordinator is pivotal. This position is crucial for managing the complex processes associated with workplace injuries, ensuring both compliance with regulations and the well-being of employees.

Workers Compensation 58

Workers Compensation Injury Compensation Workers Comp 58

AMAXX

MARCH 10, 2025

Pressure in an Uncertain Job Market When layoffs occur, employees might rush to file claims for minor injuries they’ve previously worked through, feeling pressured by the uncertain job market. Invite them to tour your facility beforehand to enhance their understanding of potential injury contexts. All state laws vary.

Workers Comp 58

Workers Comp Claim Workers Compensation Injury 58

AMAXX

APRIL 30, 2025

First-Day Phone Call: The Empathy Sandwich The first 24 hours after an injury are the most critical. Distribute this brochure at hire and again after an injury. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. Here are four high-impact ways to start: 1.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

FEBRUARY 11, 2025

On occasion, work injuries arise for employees traveling in motor vehicles. As a general rule, workers compensation insurance is the primary insurance, which requires the claim team to investigate and make determinations regarding compensability and subrogation rights.

Workers Compensation 58

Workers Compensation Workers Comp Injury Compensation 58

AMAXX

APRIL 10, 2025

Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams. Are you fully insured, self-insured, or working with a third-party administrator (TPA)? Each model has different implications for oversight, reporting, and control.

Workers Comp 58

Workers Comp Risk Workers Compensation Injury 58

AMAXX

MAY 12, 2025

Establish a brand and identity for your injury management program (like the IPAR Program), and align your internal team around it. External Systems Finally, engage adjusters, brokers, attorneys, and medical providers. Is it a cultural shift where employees trust the injury process? Whats your vision? All state laws vary.

Workers Comp 58

Workers Comp Workers Compensation Injury Compensation 58

AMAXX

MARCH 24, 2025

Assignment of Classification Codes Initially, insurance brokers typically assign classification codes when securing coverage for employers. Brokers discuss the nature of the employer’s work to determine the most suitable code. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 58

Workers Comp Premium Workers Compensation Compensation 58

AMAXX

MARCH 10, 2025

Be meticulous in updating personnel files, health insurance documentation, and records of sick leave. Prepare Universal Transitional Duty Options Be ready to place all employees, regardless of their injury status, into transitional duty roles. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 58

Workers Comp Claim Workers Compensation Injury 58

Protect Commercial Insurance

MAY 9, 2025

That’s where retail shop and salon insurance come into play. This guide will walk you through the essentials, helping you understand how the right commercial insurance can be your business’s best ally. That’s where retail shop and salon insurance swoop in to save the day.

Liability Insurance 40

Liability Insurance Business Interruption Liability Insurer 40

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

Liability 52

Liability Liability Insurance Insurer Insured 52