Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial projects also often involve higher-risk factors, particularly when renovating existing properties such as restaurants, office buildings, or retail stores.

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Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

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Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils.

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Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

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Distinguished

AUGUST 12, 2024

However, with growth comes risk, and that’s where Builder’s Risk insurance plays a critical role. In this article, we’ll take a deep dive into Distinguished’s Builder’s Risk insurance offerings in Georgia. How Much Does Builder’s Risk Cost in Georgia?

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Risk Broker-Agent Insurance Insurer 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

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Distinguished

DECEMBER 4, 2024

NEW YORK – Distinguished Programs, a leading insurance program manager, has announced an increase in its Fine Art & Collectibles program capacity to $125 million for single risks in the United States, effective now. The expanded capacity addresses a market need for higher limits, offering clients increased financial protection.

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Distinguished

AUGUST 7, 2024

. “By offering incentives for sustainable practices, we are supporting their efforts to make a positive environmental impact while ensuring their collections are protected.” Property and Liability products are distributed through a national network of agents and brokers.

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Distinguished

AUGUST 27, 2024

Before joining Distinguished , Ashley served as Claims Supervisor at Berkley Asset Protection, where she oversaw the accuracy and efficiency of claims , including those related to Jewelers Block, Personal Jewelry, Fine Art, Specie, and Commercial Property.

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Claim Broker-Agent Inland Marine Commercial Property 52

Distinguished

DECEMBER 2, 2024

However, they also face unique risks, from vandalism and weather damage to transport and installation challenges. At Distinguished, we understand that protecting public art requires specialized coverage tailored to its unique exposures. Property and Liability products are distributed through a national network of agents and brokers.

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Deductible Broker-Agent Insurance Insurer 52

Distinguished

OCTOBER 9, 2024

Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Property and Liability products are distributed through a national network of agents and brokers.

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Crime Broker-Agent Inland Marine Broker 52

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble.

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Protect Commercial Insurance

OCTOBER 25, 2024

This approach ensures that you choose a policy that doesn’t just tick boxes but genuinely covers your specific risks and requirements. What are the specific risks associated with your industry? Every industry comes with its own set of risks. How much coverage do you need to fully protect your assets?

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Distinguished

NOVEMBER 7, 2024

Surety’s Defenses : The surety may invoke certain defenses against the obligee’s claim, such as contract modifications that increase the surety’s risk without consent or the obligee’s failure to comply with contractual conditions that mitigate the surety’s obligations.

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Distinguished

OCTOBER 1, 2024

In some rare instances where clients are unable to install centrally monitored alarms due to association rules in condo or co-op buildings, we can accept 24-hour doorman or alternate equivalent protections in lieu of centrally monitored alarms. Q: Is there a program available for art and antiquities restoration?

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Broker Broker-Agent Inland Marine Insurance 52

Distinguished

JANUARY 7, 2025

Distinguisheds national Fine Art & Collectibles insurance programs recent expansion to $125 million in capacity per risk establishes it as a leader in this specialized market. We cover both owned and loaned exhibits, with adjustable policy terms to accommodate planned exhibitions.

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Broker-Agent Inland Marine Damage Broker 52

Distinguished

AUGUST 5, 2024

This can include: Antique toys Rare collectibles Trading cards And more So whether your client collects classic GI Joe action figures or Victorian rocking horses, they should be able to get a collectibles insurance policy that will give them the protection they’re looking for.   What Specific Risks Do Toys Face?

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Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Clients wouldn’t be fully protected unless they had updated appraisals and coverage.

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Distinguished

OCTOBER 1, 2024

Protecting them requires special storage facilities with key characteristics. Individuals are passionate about their collectibles, spending a lot of time and money adding to their collections, whether it’s fine art, sculptures, antiques, wine, or other valuables.

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Distinguished

OCTOBER 24, 2024

Yet without proper licensing, establishments are taking a big risk of being hit with a copyright infringement lawsuit. Even when the music is background noise, it’s integral to the establishment’s ambiance and elevating the guest experience. Property and Liability products are distributed through a national network of agents and brokers.

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License Broker-Agent General Liability Commercial General Liability 52

Distinguished

JANUARY 28, 2025

Tailoredfor middle-market businesses, these products address risks with unique challenges, including those that are tough-to-place, with past claims, are facing financial challenges, or are involved in mergers, acquisitions, or restructuring transactions.

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Broker-Agent Inland Marine Liability Broker 52

Distinguished

JANUARY 28, 2025

With the proper knowledge and expertise, you can help protect your clients’ personal and corporate assets, attract top talent to their boards, and ensure compliance with contractual requirements. Why Do Clients Need Management Liability Insurance?

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Liability Insurance Liability Broker-Agent Insurance 52