Wren Insurance Agency

JANUARY 29, 2025

Security First Insurance and Embark MGA, announced a new "HO5" product at the end of 2024 that integrates home insurance quotes into the homebuying and mortgage qualification process for those purchasing new construction. Less risk means less cost, making these policies typically more affordable for the homebuyer.

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TGS

FEBRUARY 4, 2025

Simply put, equipment breakdown coverage is an optional endorsement that may be added to certain homeowners insurance policies. What Does Equipment Breakdown Insurance Cover? This type of coverage depends on the carrier and policy but typically includes: HVAC Systems Air conditioners, furnaces, boilers, and heat pumps.

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TGS

MAY 6, 2025

When changing home insurance with escrow, youll need to coordinate with both your lender and your new insurance provider to avoid any gaps in coverage. Why Change Your Home Insurance? Life Changes: Updates like home renovations or changes in property value might require a new policy.

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Home Insurance Insurance Policy Policy Premium 52

Zywave

APRIL 11, 2025

Get millions of datapoints from the Commercial Policy Benchmark API to supplement and inform your benchmarking of your offering against competitors in Cyber, D&O, and many others. Zywaves APIs can serve many industries outside of the insurance agency. Within Auto Related Industries (Dealerships, Parking, Servicing, etc.)

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TGS

APRIL 30, 2025

Insurance tip: Many policies require a protective barrier like a fence or enclosure. Insurance tip: Equipment failures and pool-related damage (like leaks) are often excluded from homeowners policies if they stem from neglect. Make sure your homeowners policy is up to the task. Make sure the gate locks when closed.

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TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. Bodily injury liability picks up the tab for the other persons injuries if youre at fault, up to your policys limits. Your own injuries.

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TGS

FEBRUARY 14, 2025

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Imagine losing a $10,000 diamond engagement ring, only to find out your insurance only covers $1,500 of it. Ready to protect your most valuable gifts?

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TGS

SEPTEMBER 14, 2023

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. What Is An Additional Insured?

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TGS

MAY 22, 2025

Here are key preparation tips: Review Your Insurance Coverage : Confirm that your homeowners insurance includes sufficient windstorm and flood protection. Many standard policies exclude flood damage, so consider adding a flood insurance policy through the National Flood Insurance Program (NFIP) or private insurers.

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TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Zywave

JUNE 10, 2025

This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting. Learn actionable strategies to gain a competitive edge and maximize revenue in the evolving insurance industry in this blog. But is your website making the right first impression?

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Zywave

JUNE 19, 2025

This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting. Learn actionable strategies to gain a competitive edge and maximize revenue in the evolving insurance industry in this blog. But is your website making the right first impression?

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General Liability Liability Broker-Agent Underwriting 52

TGS

MAY 21, 2025

Similarly, if a fire damages a deck or neighboring property, homeowners insurance can help with repair costs, subject to policy limits. Contact TGS Insurance to review coverage and confirm adequate protection for these scenarios, ensuring peace of mind during the holiday. Heres to a memorable start to summer!

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Property Damage Liability Injury Damage 52

TGS

MARCH 4, 2025

Common reasons include: Cost Concerns: Some drivers think insurance is too expensive and skip it to save money. Lapsed Policies: Others let their coverage lapse unintentionally due to missed payments or forgetting to renew. Misunderstanding the Law: A few assume that if theyre careful drivers, they dont need insurance.

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TGS

OCTOBER 6, 2023

TGS Insurance » Blog Who to List as a Named Insured on Your Homeowners Policy When your living situation changes, it’s important to make sure your insurance still makes sense. A big first step is confirming that you have the correct person or people listed on your homeowners policy!

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TGS

DECEMBER 13, 2024

While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you.

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TGS

SEPTEMBER 22, 2023

Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end of your contract each year, when your policy is up for renewal. Shop for a new policy with other carriers.

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Companies like State Farm or Allstate often use captive agents to sell their policies. No problem.

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TGS

NOVEMBER 7, 2024

Now, you might be wondering, what exactly does “agreed value” mean in the world of car insurance? It’s simple yet powerful: it’s an agreement between you and your insurance provider on the precise value of your car at the start of the policy. With an agreed value policy, you establish that number with your insurer from day one.

Auto Insurance 52

Auto Insurance Protection Insurer Insured 52

TGS

NOVEMBER 7, 2024

Now, you might be wondering, what exactly does “agreed value” mean in the world of car insurance? It’s simple yet powerful: it’s an agreement between you and your insurance provider on the precise value of your car at the start of the policy. With an agreed value policy, you establish that number with your insurer from day one.

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Auto Insurance Protection Insurer Insured 52

TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. Why Do Home Insurance Inspections Happen?

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TGS

DECEMBER 16, 2024

It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Include Important Documents Dont forget non-physical items like birth certificates, passports, or insurance policies.

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TGS

SEPTEMBER 29, 2023

Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. In short, electric vehicle insurance is just auto insurance!

Auto Insurance 52

Auto Insurance Insurer Insured Insurance 52

Zywave

APRIL 11, 2025

Get millions of datapoints from the Commercial Policy Benchmark API to supplement and inform your benchmarking of your offering against competitors in Cyber, D&O, and many others. Zywaves APIs can serve many industries outside of the insurance agency. Within Auto Related Industries (Dealerships, Parking, Servicing, etc.)

Broker-Agent 52

Broker-Agent Broker Agents Cyber 52

TGS

JANUARY 6, 2025

How TGS Insurance Agency Can Help The new minimum insurance limits represent a step toward better financial protection on North Carolinas roads. However, they also highlight the importance of reviewing your policy and making informed decisions about your coverage.

Auto Insurance 52

Auto Insurance Insurer Insured Insurance 52

TGS

SEPTEMBER 11, 2023

With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Your property must have a roof that is in good condition (determined by the insurance provider). Why Would I Have to Get South Carolina Wind Pool Insurance?

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Insurer Insured Insurance Out-Of-Pocket 52

TGS

OCTOBER 3, 2024

If your credit score has improved over time, it might be worth revisiting your insurance policy to see if you qualify for a better rate. Save On Your Florida Homeowners Insurance With TGS Insurance Managing these factors that affect homeowners insurance premiums could add money back into your wallet.

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TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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TGS

OCTOBER 10, 2023

TGS Insurance » Blog Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. Storage: Some carriers require covered or indoor storage to qualify for a classic car policy. What’s Included in Classic Car Insurance?

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Auto Insurance Insurer Insured Insurance 52

TGS

NOVEMBER 25, 2024

Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. If a guest is injured during a fire or related accident, your policy can help cover medical expenses or legal fees. Ready to review your policy?

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TGS

JANUARY 15, 2025

Stay Protected with the Right Homeowners Insurance Coverage Preparing your home for a freeze is a smart move, but accidents can still happen. Having a robust homeowners insurance policy ensures youre ready for the unexpected. Contact us today to secure your peace of mind.

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. Most PIP policies cap benefits at $10,000, which can be quickly exhausted in a serious accident.

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TGS

NOVEMBER 20, 2024

Beyond Credit: Other Ways to Save on Home Insurance Improving your credit score is one strategy, but it’s not the only one. Here are a few additional ways to lower your premiums: Bundle Your Policies: Combine your home and auto insurance for a discount. A Closer Look appeared first on TGS Insurance Agency.

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TGS

NOVEMBER 5, 2024

TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Maybe you’ve just bought a new home, or maybe it’s time to revisit your current policy to make sure you’re covered in all the right places.

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TGS

OCTOBER 28, 2024

Finding The Right Auto Insurance Deductible is Easy with TGS Insurance Agency Choosing the right auto insurance deductible isn’t a one-size-fits-all decision. Our experienced agents are here to help you navigate your options and find the best auto insurance policy for you!

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