Property Insurance Centre

MAY 19, 2025

The limit can be increased from the standard 2m up to 5m, for an additional premium. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Commercial Property 52

Commercial Property Commercial Insurer Insured 52

Zywave

MARCH 3, 2025

” If you don’t have the opportunity to check out the full webinar, read on for key insights from the discussion and actionable advice for insurers, brokers, and policyholders. And when you take into consideration that Direct Premiums Written (DPW) increased by 2.0% million loss records.

Casualty Insurance 52

Casualty Insurance Policyholder Liability General Liability 52

Word & Brown

FEBRUARY 25, 2025

If youre a CaliforniaChoice broker, dont overlook the value-added benefits of a Premium Only Plan (POP) that allows employees to pay insurance premiums pre-tax, while also reducing the employers tax liability. For example, some carriers offer wellness or other programs that could help you seal the deal.

Premium 52

Premium Broker Insurance Broker Liability 52

Distinguished

MARCH 19, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. However, for more significant violationssuch as major plumbing failures or fire hazardscoverage may be denied entirely, leaving the property ineligible for insurance. Yes, indeed.

Building 52

Building Broker Damage Insurance Broker 52

Property Insurance Centre

JANUARY 30, 2025

If you’re unsure, consult a broker or insurer experienced in property management to ensure you’re fully protected. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Property Insurance 52

Property Insurance Insurer Insured Insurance 52

Property Insurance Centre

MARCH 21, 2025

This diversity in building age and structure affects insuranceolder buildings may face higher premiums due to maintenance risks, while newer developments may require higher coverage for cutting-edge amenities. Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies.

Premium 52

Premium Insurer Insured Insurance 52

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

Risk 52

Risk Insurer Insured Insurance 52

Distinguished

MARCH 21, 2025

In Chicago, housing code violations not only affect tenant safety and property values but also play a critical role in insurance risk assessments. Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Insurance brokers are pivotal in this arena.

Building 52

Building Insurance Broker Broker Damage 52

Property Insurance Centre

FEBRUARY 10, 2025

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Property Insurance Centre

JANUARY 27, 2025

Shared Ownership Flats If youre in a shared ownership scheme, the housing association usually arranges insurance, but you should confirm this in your agreement. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

Building 52

Building Broker-Agent Insurer Insured 52

AMAXX

JANUARY 14, 2025

This arrangement, often referred to as the workers compensation bar, is designed to provide a fair resolution for both parties: For employees , it ensures a no-fault system where benefits are guaranteed without needing to prove the employers liability in court. All rights reserved under International Copyright Law. All state laws vary.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

Friendly Agent

SEPTEMBER 21, 2020

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. How do you make money as an insurance agent? The insurance premium is the money that the person or the business has for the policy.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Let’s dive in!

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. We speak with Katie Vespia, President of Distinguisheds Real Estate program , about common NYC violations, their fines, resolution processes, and the impact on insurance coverage.

Broker 52

Broker Insurance Broker Building Underwriter 52

Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. However, taking specific protective measures against these risks can help reduce premiums.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurer 52

Insurer Insured Insurance Premium 52

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. By mid-2024, the average cost of home insurance had risen by 19% compared to 2023, with flood-prone areas facing even steeper increases​ CityAM.

Property Insurance 52

Property Insurance Premium Insurer Insured 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

Here is where brokers come in, not merely as middlemen, but as invaluable partners in the quest for the best commercial insurance deals. Let’s delve into the multifaceted roles brokers play and understand the irreplaceable value they bring to the table.

Commercial Insurance 52

Commercial Insurance Broker Commercial Broker-Agent 52

Jackson & Jackson

MAY 22, 2024

. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. It covers property damage, loss of income, liability claims, etc. Every property is unique, with different risks and potential exposures.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account.

Insurer 52

Insurer Insured Insurance Building 52

Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions.

Insurer 52

Insurer Insured Insurance Premium 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurer 52

Insurer Insured Insurance Property Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

Insurers will not always insist on having all of these protections, however, it may reduce their risk and in turn reduce your premium. We have access to a large panel of insurers where we can find cover that is not overpriced and tailored to your requirements.

Commercial Property 52

Commercial Property Insurer Insured Insurance 52

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Property Insurance Centre

AUGUST 12, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Property Insurance Centre

MAY 20, 2024

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. cleaner or gardener). Who is Considered an Employee? tents, caravans) Land itself and landscaping (e.g.,

Building 52

Building Insurer Insured Insurance 52

Property Insurance Centre

JULY 21, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Claim 52

Claim Property Damage Building Property Insurance 52

Distinguished

MARCH 6, 2025

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations.

Building 52

Building Damage Insurance Broker Underwriter 52

Property Insurance Centre

JANUARY 16, 2025

Regional Variations and Challenges The availability and cost of flood insurance often depend on geographical risk factors. Areas with a history of flooding typically face higher premiums or reduced access to coverage. These tools consider: Flood Zones: Proximity to rivers, coasts, or floodplains.

Commercial 52

Commercial Commercial Property Insurer Insured 52

Property Insurance Centre

SEPTEMBER 11, 2024

Such cover may include the following: Removing Debris Dismantling or Demolishing Shoring up or Propping of equipment Please contact us if you would like to discuss your options or if you would like to add a Lift Insurance Policy to your Purpose Built Block of Flats Insurance Policy. Looking for a quote now?

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurer 52

Word & Brown

FEBRUARY 18, 2025

and Voluntary coverage from leading insurers and administrators for Small Group and Large Group. If your clients want something more like EAP, COBRA services, a Premium Only Plan, and ERISA services we can help you there, too. Choose from Major Medical, Ancillary (Dental, Vision, Life, Disability, etc.),

Broker-Agent 52

Broker-Agent Broker Agents Underwriter 52

Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. It is important not to rely only on the words that a broker tells you, try to read all the details. These can be added to your policy for an additional premium. – Picking a low excess.

Building 52

Building Insurer Insured Insurance 52

Cover4LetProperty

OCTOBER 10, 2022

In practice, there may be many variations and additional elements of cover provided by your landlord insurance policy (such as the loss of rental income that we have already mentioned) – and it is typically a broker’s responsibility to help you understand what those additional areas are and how they might benefit you.

Insurer 52

Insurer Insured Insurance Property Insurance 52

Leadsurance

APRIL 5, 2024

There are multiple types of coverage that are included in student insurance, such as health insurance, property insurance, and liability insurance. Understanding the ins and outs of student insurance is key to making sure you have the right coverage for your needs.

Broker-Agent 52

Broker-Agent Insurer Insured Insurance 52

Property Insurance Centre

JULY 30, 2024

Arrange Landlord Insurance Coverage Landlords need to get the right kind of insurance for their rental properties. This includes insurance for the building itself, liability risks, and coverage for lost rental income. An 80% Loan-to-Value ratio is standard for these loans.

Building 52

Building Property Insurance Policy Commercial 52

Property Insurance Centre

MARCH 19, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Property Insurance 52

Property Insurance Policyholder Insurer Insured 52