Property Insurance Coverage Law

SEPTEMBER 28, 2024

Many insureds and even insured representatives have never dealt with a flood insurance claim and the intricacies of the National Flood Insurance Program. Resources are available at … The post Navigating Flood Insurance Claims from Hurricane Helene appeared first on Property Insurance Coverage Law Blog.

Insurance Claim 203

Insurance Claim Claim Insured Insurance 203

Property Insurance Coverage Law

JUNE 1, 2025

But you dont get paid by the insurer. Because even … The post Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid? appeared first on Property Insurance Coverage Law Blog.

Insurance Claim 100

Insurance Claim Claim Property Insurance Damage 100

Property Insurance Coverage Law

OCTOBER 4, 2024

National Flood Insurance claims are notoriously complex and exacting. Most policyholders are unaware that National Flood claims are among the most difficult property insurance claims to handle correctly, and that the National Flood Insurance adjuster has limited authority.

Insurance Claim 203

Insurance Claim Claim Policyholder Property Insurance 203

Property Insurance Coverage Law

OCTOBER 3, 2024

Filing a property insurance claim can feel unfamiliar to many. However, once you’ve submitted your claim, there are key steps you can take to ensure the best possible outcome. Here’s a guide on what to do next, from tracking your claim to ensuring your rights are protected.

Insurance Claim 203

Insurance Claim Claim Property Insurance Insured 203

Central Insurance

MAY 19, 2025

Discover why customers rave about Centrals insurance claim processplus 6 more reasons they trust us to protect what matters most. The post 7 Things Customers Love About Working With Central appeared first on Central Insurance Blog.

Insurance Claim 243

Insurance Claim Claim Protection Insured 243

Property Insurance Coverage Law

OCTOBER 11, 2024

In the wake of the devastating Hurricanes Helene and Milton that recently struck Florida and neighboring states, policyholders are facing the daunting task of rebuilding their lives and navigating complex insurance claims.

Policyholder 246

Policyholder Insurance Claim Claim Property Insurance 246

Property Insurance Coverage Law

APRIL 6, 2025

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters.

Property Insurance 100

Property Insurance Insurance Claim Claim Insured 100

Property Insurance Coverage Law

APRIL 6, 2025

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters.

Property Insurance 100

Property Insurance Insurance Claim Claim Insured 100

Property Insurance Coverage Law

NOVEMBER 7, 2024

Representatives Jamie Raskin, Maxwell Alejandro Frost, and Jared Moskowitz have issued formal requests to insurance regulators in five states, including Florida, Tennessee, Georgia, South Carolina, and North Carolina.

Insurance Claim 214

Insurance Claim Claim Policyholder Property Insurance 214

Insurance Journal

OCTOBER 14, 2024

Damage to private property from Iran’s recent missile barrage on Israel amounted to 150 million to 200 million shekels ($40 million to $53 million), according to figures provided by Israel’s tax authority, making it the costliest since the start of …

Damage 305

Damage Insurance Claim Claim Insured 305

Property Insurance Coverage Law

FEBRUARY 5, 2025

A recent viral social media post following the California wildfires has brought to light a critical issue: homeowners are finding their insurance claims denied because their properties are held in trusts, yet the trusts are not listed on their insurance policies.

Insurance Claim 100

Insurance Claim Claim Insurance Policy Insured 100

Property Insurance Coverage Law

JANUARY 9, 2025

1 … The post Delay, Deny, Defend Professor Offers Suggestions for Meaningful Insurance Claims Reform appeared first on Property Insurance Coverage Law Blog.

Insurance Claim 203

Insurance Claim Claim Property Insurance Insured 203

Property Insurance Coverage Law

SEPTEMBER 24, 2024

In a significant move to protect policyholders, the Michigan Department of Insurance and Financial Services (DIFS) issued a groundbreaking bulletin that explicitly prohibits insurers from depreciating labor costs when calculating actual cash value (ACV) in homeowner insurance claims.

Property Insurance 203

Property Insurance Insurance Claim Claim Policyholder 203

Property Insurance Coverage Law

OCTOBER 16, 2024

I was thinking about this while calling FAPIA Managing Director Nancy Dominguez to take down a wrong proof of loss form that some ignorant attorney had sent to a group as the proper NFIP proof of loss to be filed … The post Policyholders Beware of Whom You Hire Regarding Your National Flood Insurance Claim appeared first on Property Insurance (..)

Policyholder 203

Policyholder Insurance Claim Claim Property Insurance 203

Top Insurance Blogs

JUNE 11, 2025

Crawford & Company, a leading global claims management provider, has released its latest industry report, revealing key trends and operational challenges that are reshaping the insurance claims environment worldwide. The report sheds light on the mounting pressures insurers and claims professionals face.

Insurance Claim 59

Insurance Claim Claim Insured Insurance 59

Insurance Journal

JUNE 10, 2025

Kansas Insurance Commissioner Vicki Schmidt and Kansas Department of Insurance staff will be on-site Tuesday, June 10 in El Dorado to assist Kansans affected by widespread flooding in Butler County, the department said. KDI staff will assist with insurance claims …

Insurance Claim 179

Insurance Claim Insured Insurance Insurer 179

Top Insurance Blogs

JUNE 10, 2025

Are you aware of your business insurance claim and how to make use of it? And what are the steps for filing a business […] The post What You Need to Know About Filing a Business Insurance Claim appeared first on My Top Insurance Blogs.

Insurance Claim 52

Insurance Claim Business Insurance Claim Property Damage 52

Property Insurance Coverage Law

NOVEMBER 18, 2024

This distinction remains critically important for today’s insurance practitioners and policyholders alike. This post is a follow-up to Where Did the Proof of Loss … The post Proof of Loss Requirements: A 222-Year-Old Case Still Relevant for Modern Insurance Claims appeared first on Property Insurance Coverage Law Blog.

Insurance Claim 203

Insurance Claim Claim Policyholder Property Insurance 203

Insurance Journal

AUGUST 8, 2024

August 8, 2024 — Sutherland is excited to introduce CognilinkClaims™, an innovative AI-powered solution that integrates Classic AI and Generative AI capabilities to redefine and streamline the entire claims process. Pittsford, NY. This advanced AI solution represents a significant advancement …

Claim 264

Claim Insurance Claim Insured Insurance 264

Property Insurance Coverage Law

AUGUST 18, 2024

Property damage insurance claims funding by factoring companies is a relatively recent phenomenon in the property insurance claims industry.

Property Insurance 189

Property Insurance Insurance Claim Claim Property Damage 189

Property Insurance Coverage Law

FEBRUARY 14, 2025

The latest revelations about Allstates use of artificial intelligence (AI) in drafting insurance claims emails should serve as a wake-up call for policyholders, insurance regulators, and insurance industry claims handlers.

Claim 211

Claim Policyholder Property Insurance Insurance Claim 211

Property Insurance Coverage Law

MARCH 10, 2025

Fraud allegations in insurance disputes are serious business. When an insurer claims a policyholder intentionally misrepresented facts, its essentially saying, “You lied, and we dont have to pay.”

Policyholder 189

Policyholder Property Insurance Insurance Claim Claim 189

Property Insurance Coverage Law

MAY 8, 2025

In a recent decision that should raise red flags for public adjusters and policyholders, a federal judge granted summary judgment in favor of Indian Harbor Insurance Company. 1 The ruling is a lesson that when it comes to insurance claims and litigation, it is not enough to argue about fairness or merely present repair invoices.

Policyholder 195

Policyholder Damage Property Insurance Insurance Claim 195

Insurance Journal

DECEMBER 16, 2024

The Philadelphia Eagles football team has lost its bid for federal court reconsideration of the dismissal of the team’s claim for insurance coverage for COVID-19 losses. The Eagles tossed a red flag in November after the federal district for Eastern …

Claim 246

Claim Insurance Claim Insured Insurance 246

Insurance Journal

FEBRUARY 3, 2025

A Connecticut man has been arrested and charged with insurance fraud for allegedly running a scam involving filing fraudulent insurance claims for iPhones. Connecticut State Police said its investigation linked Esmaylin Delacruz of Milford to at least $50,000 in value …

Insurance Claim 147

Insurance Claim Claim Insured Insurance 147

Top Insurance Blogs

APRIL 22, 2025

As someone who has insured my car in Germany for over 20 years and spent a decade working as an insurance agent, I’ve seen the ins and outs of the car insurance industry. Whether you’re a citizen or an expat living in Germany, understanding how to process a car insurance claim is important.

Insurance Claim 52

Insurance Claim Claim Insurance Agents Insurance Agent 52

Agency Height

MAY 8, 2025

What to Do If Your Insurance Claim Is Denied? This guide explains your rights, appeal options, and how to handle a denied insurance claim.

Insurance Claim 52

Insurance Claim Claim Insured Insurance 52

Insurance Journal

JUNE 1, 2025

Vendor-related risks, whether from technology suppliers or non-technology partners, have always been a concern and often drive a large number of cyber insurance claims notifications. Vendor risks have traditionally come in the form of data breaches, but increasingly, ransomware attacks …

Cyber 147

Cyber Insurance Claim Risk Claim 147

Property Insurance Coverage Law

FEBRUARY 14, 2025

The latest revelations about Allstates use of artificial intelligence (AI) in drafting insurance claims emails should serve as a wake-up call for policyholders, insurance regulators, and insurance industry claims handlers.

Claim 187

Claim Policyholder Property Insurance Insurance Claim 187

Property Insurance Coverage Law

FEBRUARY 22, 2025

How do insurance claims work when your home has already been damaged once? A recent Florida Office of Insurance Regulation (OIR) Bulletin clarifies how insurers must handle claims for multiple hurricanes. As Florida residents, we know that hurricane season can be relentless.

Policyholder 167

Policyholder Property Insurance Damage Insurance Claim 167

Top Insurance Blogs

JUNE 12, 2025

Although the situation escalated, most of the damages caused are likely covered by insurance, according to experts. What Happened […] The post How is the Los Angeles Protest Affecting Insurance Claims? appeared first on My Top Insurance Blogs.

Insurance Claim 52

Insurance Claim Claim Damage Insured 52

Insurance Journal

SEPTEMBER 12, 2024

Did you hear the one about cat poop clogging a toilet, resulting in thousands of gallons of sewage water in the home and a big insurance claim? Lin Werkheiser, an insurance fraud investigator, has heard that one and many more …

Claim 312

Claim Insurance Claim Insured Insurance 312

Insurance Journal

JUNE 12, 2025

California Insurance Commissioner Ricardo Lara on Thursday said he has launched a formal investigation into State Farm’s handling of thousands of insurance claims from wildfire survivors affected by the Palisades and Eaton wildfires in January. The California Department of Insurance …

Claim 130

Claim Insurance Claim Insured Insurance 130

Property Insurance Coverage Law

MAY 7, 2025

I will deliver a presentation at the Annual Meeting of the National Association of Public Insurance Adjusters (NAPIA) next month, focusing on two cornerstones of property insurance claims: proofs of loss and examinations under oath. Its a topic I first addressed for NAPIA exactly forty years ago.

Property Insurance 178

Property Insurance Insurance Claim Insured Insurance 178

Top Insurance Blogs

APRIL 18, 2025

How long your submission of insurance claim takes depends on your insurer’s terms. appeared first on My Top Insurance Blogs.

Insurance Claim 52

Insurance Claim Claim Insured Insurance 52

Property Insurance Coverage Law

JANUARY 29, 2025

It seems like yesterday, but the world of property insurance claims has changed significantly since 1985. The 2025 Windstorm conference had more of a Texas flare … The post Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference appeared first on Property Insurance Coverage Law Blog.

Policyholder 200

Policyholder Property Insurance Insurance Claim Claim 200

Insurance Journal

OCTOBER 2, 2024

The number of property insurance claims in Florida from Hurricane Helene had topped 65,700 by Tuesday, far more than the 25,000 seen in Hurricane Idalia a year ago, the Florida Office of Insurance Regulation reported. The total estimated insured losses …

Claim 290

Claim Insurance Claim Property Insurance Insured 290