Insurance Journal

OCTOBER 2, 2024

What is being called the first sensor-triggered earthquake parametric insurance policy in the U.S. Liberty Mutual Reinsurance, part of Liberty Mutual Insurance Group, and Safehub, a technology provider in seismic sensor and risk … was purchased by The University of California.

Policy 261

Policy Insurance Policy Risk Insurance 261

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

Protection 188

Protection Policyholder Property Insurance Policy 188

Central Insurance

NOVEMBER 22, 2024

Protect your business from fire, liability, and equipment risks with tailored food trailer insurance. The post What Food Trailer Insurance Policies Best Protect Against Risks appeared first on Central Insurance Blog. Stay secure and focus on serving your customers.

Insurance Policy 130

Insurance Policy Protection Policy Risk 130

Insurance Journal

AUGUST 18, 2024

Security leaders should be exercising every available option to upgrade their security posture, and cyber insurance policies could make or break the resiliency for many organizations across nearly all industries — K-12 education, retail, healthcare, manufacturing and more. Just last …

Cyber 298

Cyber Risk Insurance Policy Policy 298

Central Insurance

FEBRUARY 28, 2025

Discover the essential florist business insurance coverages to protect your shop, reduce risk, and keep your flower business blooming year-round. The post What Florist Business Insurance Policies Do I Need to Protect My Shop? appeared first on Central Insurance Blog.

Business Insurance 130

Business Insurance Insurance Policy Protection Policy 130

The Property Insurance Law Observer

MARCH 12, 2024

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. In Cheung, the Plaintiffs, who resided in California, purchased property in scenic Mount Vernon, Washington, in July 2021, and insured the property through a policy of insurance issued by Allstate.

Theft 130

Theft Insurance Policy Policy Personal Property 130

Insurance Journal

DECEMBER 3, 2024

Jason Bertoldi has joined Alliant Insurance Services, headquartered in Irvine, California, as global team leader, litigation and contingent risk insurance. Bertoldi assists clients in obtaining bespoke contingent risk insurance policies and structuring transactions that incorporate insurance policies as investment collateral.

Insurance Policy 246

Insurance Policy Policy Insurance Insurer 246

Insurance Journal

JULY 19, 2024

Independent agents play a critical role in helping clients find the right home insurance policies for them. They are also instrumental in sharing information about general safety considerations for homeowners, which is especially essential during the summer when risks tend …

Home Insurance 255

Home Insurance Insurance Policy Agents Insurance 255

The Property Insurance Law Observer

MARCH 25, 2024

March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as the named insured where the builder’s risk policy limited the scope of recovery for soft costs and rental income.

Policy 130

Policy Risk Insurance Insurer 130

Insurance Journal

JULY 24, 2024

billion, modeling and insurance services firm Parametrix estimates. The portion of the loss covered under cyber insurance policies … The total direct financial loss facing the US Fortune 500 companies, excluding Microsoft, from the CrowdStrike outage on July 19 is $5.4

Financial Loss 321

Financial Loss Cyber Insurance Policy Insurance 321

Insurance Journal

FEBRUARY 26, 2025

Smartwatches and other wearable technologies have the potential to change the pricing of life insurance policies by offering better data about individuals’ mortality risk, according to a new report by reinsurance company Munich Re and analytics firm Klarity. The study …

Risk 147

Risk Life Insurance Insurance Policy Insurance 147

Triple-I: Homeowners Insurance

JUNE 3, 2025

Worters, Vice President, Media Relations, Triple-I Vacant homes often carry more risk than meets the eye. Unfortunately, their standard homeowners insurance policy excluded coverage due to a vacancy clause, which had been triggered by the home’s unoccupied status. The estimated cost of repairs exceeded $60,000.

Theft 72

Theft Damage Liability Insurance 72

Central Insurance

JULY 12, 2024

Learn about essential masonry insurance policies to protect your business from risks and ensure its long-term success. The post Masonry Insurance: Seven Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection 130

Protection Policy Insurance Policy Insurance 130

Central Insurance

DECEMBER 23, 2024

Six must-have tow truck insurance policies to protect your fleet, manage risk, and safeguard your business. The post Tow Truck Insurance: The Six Policies You Need for Your Business appeared first on Central Insurance Blog.

Policy 130

Policy Insurance Policy Insurance Insurer 130

Central Insurance

OCTOBER 28, 2024

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

Workers Comp 130

Workers Comp Policy Liability Insurance Policy 130

Simply Insurance

JUNE 12, 2025

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Insurance Quotes 94

Insurance Quotes Life Insurance Insurance Insurer 94

Property Insurance Coverage Law

JANUARY 5, 2025

I often hear this question when discussing a loss with a potential client or public adjuster: Chip, isnt it an all-risk insurance policy? This question is often in response to a question I asked them: What caused the loss?

Policyholder 214

Policyholder Property Insurance Insurance Policy Policy 214

Boyle Agency Insurance

NOVEMBER 4, 2024

Exclusion from Homeowners’ Insurance Many homeowners are surprised to find that their standard homeowners’ insurance policies do not cover flood damage. Without a separate flood insurance policy, homeowners may be left with significant repair costs in the aftermath of a flood.

Insurance Policy 75

Insurance Policy Damage Policy Insurance 75

Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. While adding these items to a property or package policy might seem convenient, museums face unique exposures that such generalized policies often fail to address. What Does Distinguisheds Fine Art & Collectibles Policy Cover?

Policy 52

Policy Deductible Damage Claim 52

Simply Insurance

JUNE 23, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Home Insurance 88

Home Insurance Insurance Quotes Life Insurance Damage 88

Property Insurance Coverage Law

AUGUST 29, 2024

Steve Coombs should be at least nominated for membership into the Insurance Nerds Hall of Fame. He read my post, What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies? and sent Mara Essick and me numerous articles about “other insurance” clauses.

Property Insurance 203

Property Insurance Insurance Insurer Insured 203

Simply Insurance

JUNE 11, 2025

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Insurance Quotes 86

Insurance Quotes Life Insurance Workers Comp Insurance 86

Insurance Journal

MAY 27, 2025

As colleges and universities prepare to legally pay athletes for the first time in National Collegiate Athletic Association history, collegiate sports programs are exploring insurance policies designed to mitigate the risks that come with dishing out tens of millions of …

Insurance Policy 165

Insurance Policy Insurance Insurer Insured 165

Distinguished

MAY 29, 2025

Thats why Distinguished offers coverage for your valuables during transport in our Fine Art and Collectibles Insurance policies. With a Distinguished Personal Fine Art & Collectibles policy, a collector transporting a selection of rare, vintage, or expensive items can be covered in the event of in-transit damage.

Risk 52

Risk Insurance Insurer Insured 52

Simply Insurance

JUNE 15, 2025

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Home Insurance 83

Home Insurance Insurance Quotes Life Insurance Damage 83

TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it?

Auto Insurance 59

Auto Insurance Liability Risk Out-Of-Pocket 59

Simply Insurance

JUNE 17, 2025

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Home Insurance 72

Home Insurance Insurance Quotes Life Insurance Damage 72

Simply Insurance

JUNE 10, 2025

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Insurance Quotes 72

Insurance Quotes Life Insurance Insurance Insurer 72

Top Insurance Blogs

JUNE 11, 2025

Berkshire Hathaway Specialty Insurance (BHSI) has unveiled a new management liability insurance policy specifically designed for Australia’s life sciences, biotech, and pharmaceutical companies. This move signals a strong commitment to supporting one of the country’s most dynamic and innovation-driven industries.

Liability Insurance 59

Liability Insurance Liability Insurance Policy Policy 59

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK.

Risk 52

Risk Insurance Insurer Insured 52

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurance 52

Simply Insurance

JUNE 17, 2025

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Home Insurance 64

Home Insurance Insurance Quotes Life Insurance Damage 64

Simply Insurance

JUNE 10, 2025

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Insurance Quotes 64

Insurance Quotes Life Insurance Insurance Insurer 64

Simply Insurance

JUNE 14, 2025

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Insurance Quotes 52

Insurance Quotes Cyber Business Interruption Life Insurance 52

The Property Insurance Law Observer

FEBRUARY 14, 2024

29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. Several statutes refer to windstorms and tornadoes as distinct risks: Tex. Dallas Jan.

Policy 130

Policy Deductible Damage Property Damage 130

Simply Insurance

JUNE 11, 2025

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Insurance Quotes 59

Insurance Quotes Life Insurance Insurance Insurer 59