Insurance, Insurance Policy and Insurer - Insurance Industry Brief

Is My Dog Covered By My Homeowner’s Insurance Policy?

Central Insurance

MAY 29, 2025

Wondering how dogs and homeowners insurance connect? Learn whats covered, whats not, and how to protect your pet with the right insurance strategy. The post Is My Dog Covered By My Homeowner’s Insurance Policy? appeared first on Central Insurance Blog.

Insurance Policy

Insurance Policy Policy Insurer Insured

Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Insurance Journal

JUNE 11, 2025

sued a group of lawyers, medical providers and rideshare drivers it claims staged car accidents, manufactured damages and received unnecessary medical procedures to take advantage of insurance policies in Florida, costing the rideshare giant “several million dollars” … Uber Technologies Inc.

Damage

Damage Insurance Policy Claim Insurer

Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? appeared first on Property Insurance Coverage Law Blog. where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa!

Commercial Insurance

Commercial Insurance Insurance Policy Commercial Policy

What Appliance Store Insurance Policies Should I Invest In?

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy

Insurance Policy Policy Property Damage Theft

What Machine Shop Insurance Policies Do I Need to Protect My Business?

Central Insurance

JUNE 16, 2025

Protect your machine shop with tailored insurance. The post What Machine Shop Insurance Policies Do I Need to Protect My Business? appeared first on Central Insurance Blog. Learn key coverages that help safeguard equipment, employees, and operations from costly risks.

Insurance Policy

Insurance Policy Protection Policy Insurer

Keep Track of Your Insurance Policies—Make Insurance Checkups

Property Insurance Coverage Law

APRIL 12, 2025

Most people dont think much about their insurance policies after they buy them. Insurance becomes almost invisibleuntil something happens. A bill shows up, they pay it, and life moves on.

Insurance Policy

Insurance Policy Policy Insurer Insured

Protect Your Packaging Business With the Right Insurance

Central Insurance

MAY 27, 2025

Learn how the right insurance policies can help protect your packaging business from equipment breakdowns, liability claims, and costly interruptions. The post Protect Your Packaging Business With the Right Insurance appeared first on Central Insurance Blog.

Protection

Protection Liability Insurance Policy Insurer

Insurance Policy Assignment Provisions: What They Are and When Insurers Have to Consent

Property Insurance Coverage Law

AUGUST 18, 2024

Many policyholders forget that their insurance policy is a contract and is subject, with exceptions, to the usual laws of contract. An issue that frequently arises is whether the named insured is able to assign insurance proceeds under the policy to another.

Insurance Policy

Insurance Policy Policy Policyholder Insurer

North Carolina Insurance Agent Charged With Forgery, ID Theft on Life Insurance Policy

Insurance Journal

FEBRUARY 11, 2025

A North Carolina insurance agent is awaiting a court appearance next week after he was charged with fraudulently taking out a life insurance policy with Southern Farm Bureau Life Insurance Co. The North Carolina Department of Insurance said that Matthew …

Life Insurance

Life Insurance Insurance Agent Insurance Agents Insurance Policy

Deeper Analysis of How to Interpret Insurance Policy Language—Where Insurance Coverage Nerds Go for the Weekend

Property Insurance Coverage Law

JANUARY 4, 2025

This … The post Deeper Analysis of How to Interpret Insurance Policy LanguageWhere Insurance Coverage Nerds Go for the Weekend appeared first on Property Insurance Coverage Law Blog.

Insurance Policy

Insurance Policy Policy Insurer Insured

NC Insurance Agent Charged With Manipulating Life Policies for Personal Gain

Insurance Journal

JUNE 16, 2025

A 43-year-old North Carolina insurance agent is out on bond after she was charged with using clients’ identities to gain illicit commissions on life insurance policies, the state Department of Insurance announced. Ashley Barnhardt, of Locust, near Charlotte, was charged …

Insurance Agent

Insurance Agent Insurance Agents Agents Policy

Allstate Agent Can be Sued Over Non-Renewal of ‘Grandfathered’ Flood Insurance Policy

Insurance Journal

APRIL 14, 2025

A Connecticut agent for Allstate Insurance may be sued by an insured who faults the agent for not renewing a flood insurance policy in a timely fashion, thereby depriving the insured of the benefit of lower “grandfathered” flood insurance coverage.

Insurance Policy

Insurance Policy Agents Policy Insurer

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

Policyholder

Policyholder Property Insurance Damage Insurance Policy

Florida Premium Written up by a Third, Average Premiums Up by 40% Since 2022

Insurance Journal

JUNE 16, 2025

Newly posted data from Florida regulators show that, in the last three years, the number of property insurance policies in the state has risen only slightly while direct premium written and average premiums have climbed significantly. The first-quarter 2025 data …

Premium

Premium Property Insurance Insurance Policy Policy

New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

Insurance Journal

JUNE 13, 2025

Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for property damage under auto, residential or commercial property insurance policies. House Bill 1084 prohibits the solicitation or acceptance of an assignment of any post-loss insurance benefit …

Property Damage

Property Damage Damage Commercial Property Commercial

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Property Insurance Coverage Law

APRIL 30, 2025

The article … The post Understanding the Total Constructive Loss Doctrine in Property Insurance Policies appeared first on Property Insurance Coverage Law Blog.

Property Insurance

Property Insurance Insurance Policy Policy Insurer

Is the Address Correct on the Property Insurance Policy?

Property Insurance Coverage Law

SEPTEMBER 25, 2024

In my basic course about property insurance coverage to public adjusters, and as a standard issue regarding case intake at Merlin Law Group, I first emphasize to always make certain the named insureds and clients have a right to bring the claims. appeared first on Property Insurance Coverage Law Blog.

Property Insurance

Property Insurance Insurance Policy Policy Insurer

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

Policyholder

Policyholder Property Insurance Damage Insurance Policy

Uber Alleges Fraud Scheme by New York Groups Faking Car-Crash Injuries

Insurance Journal

JANUARY 30, 2025

filed a racketeering lawsuit against a group of law firms, doctors and pain-management clinics it claims staged fake car accidents and performed unnecessary surgeries to take advantage of New York’s lucrative no-fault insurance policies. Ride-sharing giant Uber Technologies Inc. Since …

Injury

Injury Insurance Policy Claim Policy

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

Five Charged in Multi-Million-Dollar Insurance Fraud Case

Insurance Journal

APRIL 14, 2025

Five people have been charged in a large-scale insurance fraud scheme involving misrepresented life insurance policies that resulted in fraudulent commissions totaling over $1.4 The five, which include a former insurance agent, reportedly fraudulently obtained more than $1.4 million …

Life Insurance

Life Insurance Insurance Agent Insurance Agents Insurance Policy

What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies?

Property Insurance Coverage Law

AUGUST 28, 2024

An “other insurance” clause is a provision found in property insurance policies that establishes how a loss is to be apportioned among insurers when more than one policy covers the same loss. The original purpose of an “other insurance” clause is debatable.

Property Insurance

Property Insurance Insurance Policy Policy Policyholder

Fortune 500’s Insured Losses for CrowdStrike Could Reach $1 Billion: Parametrix

Insurance Journal

JULY 24, 2024

billion, modeling and insurance services firm Parametrix estimates. The portion of the loss covered under cyber insurance policies … The total direct financial loss facing the US Fortune 500 companies, excluding Microsoft, from the CrowdStrike outage on July 19 is $5.4

Financial Loss

Financial Loss Cyber Insurance Policy Insurer

Michigan DIFS Urges Residents to Review Insurance Policies

Insurance Journal

MARCH 26, 2025

The Michigan Department of Insurance and Financial Services (DIFS) is encouraging Michiganders to carefully review and understand their existing insurance policies with a licensed insurance agent or trusted advisor, and to shop around to ensure the best coverage to protect …

Insurance Policy

Insurance Policy Policy License Insurance Agent

Lack of Insurable Interest Precludes Recovery for Property Damage

The Property Insurance Law Observer

MARCH 20, 2025

Hawley Insurance Co. 2025)), the United States District Court for the Southern District of New York determined that the plaintiff lacked an insurable interest in property it insured because it did not own or possess the property or suffer economic loss due to the propertys destruction. Hawley Insurance Co.

Property Damage

Property Damage Damage Insurer Insured

Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

Insurance Journal

OCTOBER 28, 2024

A federal appeals court has affirmed that a homeowners insurance policy does not cover the theft of cryptocurrency because the loss of a digital currency does not involve a “direct physical loss” as required by the policy. The Fourth Circuit …

Theft

Theft Insurance Policy Policy Insurer

What Vacant Land Insurance Policies Should I Invest In?

Central Insurance

FEBRUARY 20, 2025

The post What Vacant Land Insurance Policies Should I Invest In? appeared first on Central Insurance Blog. Discover key coverage options, risks, and best practices for landowners.

Insurance Policy

Insurance Policy Policy Insurer Insured

Insurance 101: Understanding Insurance Carrier Terminations

Insurance Journal

AUGUST 6, 2024

In the insurance industry, the term “termination” can refer to a few different things. First, there are policy terminations. These occur when an insurance policy runs its course and the … This post is part of a series sponsored by AgentSync.

Insurance Carrier

Insurance Carrier Insurer Insured Insurance

North Sea Ship Collision Could Cost Insurers Up to $100M, Hitting Marine Line’s Profits

Insurance Journal

MARCH 13, 2025

The collision of a cargo ship and a fuel tanker off the eastern coast of England in the North Sea is likely to hit multiple marine insurance policies, carrying an estimated combined insured value of between $50 million and $100 …

Marine

Marine Insurance Policy Insurer Insured

Why You Should Purchase Riders with Life Insurance Policies

Top Insurance Blogs

APRIL 20, 2025

Living and working as one whose family depends on their financial support can be very risky without a life insurance policy. Though life […] The post Why You Should Purchase Riders with Life Insurance Policies appeared first on My Top Insurance Blogs.

Life Insurance

Life Insurance Insurance Policy Policy Insurer

Louisiana Insurers Required to Submit Hurricane Season Data by Aug. 30 Deadline

Insurance Journal

AUGUST 26, 2024

Insurers in Louisiana have until Friday, Aug. 30 to compete a data call relating to property and casualty homeowners’ insurance policies and commercial lines property policies during the 2024 hurricane season. Louisiana Insurance Commissioner Tim Temple issued Directive 224 to …

Commercial

Commercial Insurance Policy Policy Insurer

Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

Insurance Journal

NOVEMBER 17, 2024

By Andrew Simpson A federal appeals court has affirmed that a homeowners insurance policy does not cover the theft of cryptocurrency because the loss of a digital currency does not involve a “direct physical loss” as required by the policy.

Theft

Theft Insurance Policy Policy Insurer

People Moves: Bertoldi Joins Alliant to Lead Litigation Insurance Practice

Insurance Journal

DECEMBER 3, 2024

Jason Bertoldi has joined Alliant Insurance Services, headquartered in Irvine, California, as global team leader, litigation and contingent risk insurance. Bertoldi assists clients in obtaining bespoke contingent risk insurance policies and structuring transactions that incorporate insurance policies as investment collateral.

Insurance Policy

Insurance Policy Policy Insurer Insured

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

Protection

Protection Policyholder Property Insurance Policy

Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders

Property Insurance Coverage Law

MARCH 13, 2025

1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property Insurance Coverage Law Blog. 1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property Insurance Coverage Law Blog.

Policyholder

Policyholder Commercial Insurance Commercial Property Insurance

Markets/Coverages: Chaucer Offers Nuclear Power Stations Insurance for Cyberattacks

Insurance Journal

NOVEMBER 6, 2024

Chaucer has launched a new nuclear insurance policy that provides nuclear power plants (NPP) with insurance cover for cyberattacks. Called CyNuC, the malicious act cyber insurance policy was developed specifically by Chaucer’s Lloyd’s Syndicate 1176 in conjunction with the insurer’s …

Cyber

Cyber Insurance Policy Policy Insurer

Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insured

State Farm Loses Roof Water Damage and Bad Faith Trial

Property Insurance Coverage Law

JUNE 16, 2025

A Missouri jury found that State Farm Fire and Casualty Company acted in breach of its insurance policy and engaged in vexatious refusal to pay, awarding The Progress Project, LLC substantial damages.

Damage

Damage Commercial Property Commercial Property Insurance

State Farm Loses Roof Water Damage and Bad Faith Trial

Property Insurance Coverage Law

JUNE 16, 2025

A Missouri jury found that State Farm Fire and Casualty Company acted in breach of its insurance policy and engaged in vexatious refusal to pay, awarding The Progress Project, LLC substantial damages.

Damage

Damage Commercial Property Commercial Property Insurance

Insurance Broker Caught Pocketing $137K Commissions by Forging Policy Applications

Insurance Journal

OCTOBER 9, 2024

An insurance broker who collected nearly $137,000 in sales commissions by submitting fabricated insurance applications for end-of-life insurance policies in clients’ names without their knowledge, and used those clients’ personal and banking information to pay for those policies, was sentenced …

Insurance Broker

Insurance Broker Broker Policy Life Insurance

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog. .

Policyholder

Policyholder Property Insurance Insurance Claim Insurance Policy

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

Protection

Protection Policyholder Property Insurance Policy

Utah Insurance Department Warns of Phony Policies Sold on Social Media

Insurance Journal

APRIL 10, 2025

The Utah Insurance Department’s Fraud Division is warning consumers about an increase in fake auto insurance policies being marketed to the Hispanic community using WhatsApp. The department has not identified the sellers, but they believe them to be located outside …

Policy

Policy Auto Insurance Insurance Policy Insurer

Is My Dog Covered By My Homeowner’s Insurance Policy?

Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Trending Sources

Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

What Appliance Store Insurance Policies Should I Invest In?

What Machine Shop Insurance Policies Do I Need to Protect My Business?

Keep Track of Your Insurance Policies—Make Insurance Checkups

Protect Your Packaging Business With the Right Insurance

Insurance Policy Assignment Provisions: What They Are and When Insurers Have to Consent

North Carolina Insurance Agent Charged With Forgery, ID Theft on Life Insurance Policy

Deeper Analysis of How to Interpret Insurance Policy Language—Where Insurance Coverage Nerds Go for the Weekend

NC Insurance Agent Charged With Manipulating Life Policies for Personal Gain

Allstate Agent Can be Sued Over Non-Renewal of ‘Grandfathered’ Flood Insurance Policy

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Florida Premium Written up by a Third, Average Premiums Up by 40% Since 2022

New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Is the Address Correct on the Property Insurance Policy?

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Uber Alleges Fraud Scheme by New York Groups Faking Car-Crash Injuries

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Five Charged in Multi-Million-Dollar Insurance Fraud Case

What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies?

Fortune 500’s Insured Losses for CrowdStrike Could Reach $1 Billion: Parametrix

Michigan DIFS Urges Residents to Review Insurance Policies

Lack of Insurable Interest Precludes Recovery for Property Damage

Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

What Vacant Land Insurance Policies Should I Invest In?

Insurance 101: Understanding Insurance Carrier Terminations

North Sea Ship Collision Could Cost Insurers Up to $100M, Hitting Marine Line’s Profits

Why You Should Purchase Riders with Life Insurance Policies

Louisiana Insurers Required to Submit Hurricane Season Data by Aug. 30 Deadline

Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

People Moves: Bertoldi Joins Alliant to Lead Litigation Insurance Practice

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders

Markets/Coverages: Chaucer Offers Nuclear Power Stations Insurance for Cyberattacks

Best Landlord Insurance In Wyoming For Your Rental Property!

State Farm Loses Roof Water Damage and Bad Faith Trial

State Farm Loses Roof Water Damage and Bad Faith Trial

Insurance Broker Caught Pocketing $137K Commissions by Forging Policy Applications

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Utah Insurance Department Warns of Phony Policies Sold on Social Media

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