Redbird Agents

FEBRUARY 3, 2025

How Final Expense Commissions Work Final expense insurance is typically sold as a simplified issue whole life policy, meaning no medical exams are required, and policies are issued quickly. If a policy lapses within the first six to nine months, the insurance company will take back your commission through a chargeback.

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Agents Premium Policy Life Insurance 130

AMAXX

MARCH 24, 2025

In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. These foundational aspects are crucial for ensuring accurate premium calculations and avoiding costly mistakes.

Workers Comp 102

Workers Comp Premium Workers Compensation Compensation 102

Distinguished

JULY 7, 2025

Brokers, your next course will be featuring our Business Owner’s Policy (BOP), prepared by our Restaurant experts. If you missed our recent webinar, “Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate,” don’t worry. A: We offer a $1M excess policy over our Restaurant BOP.

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Policy Protection Underwriter Underwriting 59

Solstice Insurance Broker

JANUARY 23, 2025

Brokers should advocate for clients year-round, assisting with claims and policy updates. Be the Lighthouse In the often murky waters of insurance jargon and policy complexities, your role as an insurance broker is akin to a lighthouse. Be proactive about policy updates that might affect them.

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Out-Of-Pocket Broker Insurance Broker Deductible 100

Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. What is a Business Owners Policy (BOP)? A BOP is an efficient way to safeguard against these operational risks with one comprehensive policy.

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Policy Business Owners Policy General Liability Liability 40

Top Insurance Blogs

MAY 29, 2025

I have seen firsthand how powerful the SF Class, also known as the no-claims bonus class, can be in determining car insurance premiums in Germany. What is the […] The post How Does the SF Class (No-Claims Bonus) Affect Premiums in Germany? appeared first on My Top Insurance Blogs.

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Insurance Journal

JULY 6, 2025

By Ezra Amacher A Michigan lawmaker has proposed legislation that would mandate auto insurance premium reductions of at least 10% on any new or renewed policy, a bill that the American Property Casualty Insurance Association (APCIA) says would destabilize the …

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Auto Insurance Casualty Insurance Premium Insured 130

Top Insurance Blogs

JUNE 20, 2025

But what many policyholders fail to realize is that even minor driving offences can lead to noticeable increases in vehicle insurance premiums.

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Premium License Policyholder Insurance Broker 104

Distinguished

MARCH 10, 2025

While adding these items to a property or package policy might seem convenient, museums face unique exposures that such generalized policies often fail to address. A stand-alone Fine Art & Collectibles insurance policy is designed to provide museums with comprehensive coverage of the items and their vulnerabilities.

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Policy Deductible Damage Claim 52

Top Insurance Blogs

JUNE 1, 2025

One of the most common questions I get from clients, especially expats and young families, is: Can I pause my life insurance premium payments in Germany? The short answer is: Yes, in many cases, you can pause your life insurance premium payments in Germany, but it […] The post Can I Pause My Life Insurance Premium Payments in Germany?

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Life Insurance Premium Insured Insurance 71

Protect Commercial Insurance

APRIL 11, 2025

This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters. The policies are often tailored to meet the specific needs of different industries, whether you own a quaint bakery on the high street or a bustling tech startup in the middle of a business district.

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Commercial Property Property Insurance Commercial Insured 52

Insurance Journal

JULY 7, 2025

The number of Maryland auto insurance policies enrolled in a telematics program has been consistently growing, increasing by about 45% from 2021 to 2023. About 55% of the enrolled policies experienced an increase or decrease in premiums, according to results …

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Auto Insurance Premium Insurance Policy Policy 179

Simply Insurance

JUNE 28, 2025

How Much Is A $100,000 Life Insurance Policy? So whether youre just starting your search or you already have a policy and are looking for a better deal, keep reading for the best information on homeowners insurance in Maryland. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs.

Home Insurance 97

Home Insurance Insurance Quotes Life Insurance Insured 97

AMAXX

JULY 17, 2025

Click Link to Access Free PDF Download “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue Impact” Let’s look at how payroll and class codes affect your mod, and how to keep them accurate to protect your bottom line. means fewer-than-expected claims and lower premiums. A mod of 1.00

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Workers Comp Workers Compensation Premium Injury 106

Protect Commercial Insurance

JUNE 6, 2025

Definition and Scope Commercial property insurance is a policy designed to protect businesses from financial losses related to damage or destruction of their physical assets. It’s essential for business owners to have a detailed chat with their insurance provider to understand what specific protections their policy includes.

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Commercial Property Property Insurance Commercial Business Interruption 52

Distinguished

MARCH 20, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

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Broker License Insurance Broker Risk 52

Triple-I: Homeowners Insurance

JUNE 19, 2025

Among the initiative’s goals is aggregating more data from insurers to better understand challenges to affordability and availability on state levels, which the NAIC can then translate into actionable policy proposals. We’re talking about why premiums are where they are.”

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Premium Insured Insurance Insurer 64

Simply Insurance

JUNE 23, 2025

How Much Is A $100,000 Life Insurance Policy? So whether youre just starting your search or you already have a policy and are looking for a better deal, keep reading for the best information on homeowners insurance in Illinois. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs.

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Home Insurance Insurance Quotes Life Insurance Insured 88

Tosten Marketing

FEBRUARY 27, 2025

Many business owners find themselves surprised by what their policies do and don’t cover. Sudden and Accidental Water Damage Most commercial property insurance policies cover sudden and accidental water damage. If rain enters through a roof damaged by wind or hail, the resulting water damage typically falls under the policy.

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Commercial Property Property Insurance Damage Commercial 52

Simply Insurance

JUNE 16, 2025

How Much Is A $100,000 Life Insurance Policy? Thats why the IRS has implemented policies that allow you to deduct the costs over a certain threshold from your taxes. These deductions dont apply to all long-term care insurance policies, though. Your deductions also vary based on your situation. The cost goes up as you get older.

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Deductible Insurance Quotes Life Insurance Insured 85

AMAXX

MARCH 24, 2025

In this final part of our series exploring the nine elements of independent premium audits, we turn our focus to specialized situations and nuanced adjustments auditors carefully evaluate. Auditors disallow estimates, making precise documentation vital to receiving the intended premium savings associated with this exception.

Workers Comp 59

Workers Comp Premium Workers Compensation Compensation 59

R&R Insurance

FEBRUARY 20, 2025

This rate reduction will affect work comp policies with renewal dates between 10/01/24 to 09/30/25. Workers compensation rates are state mandated in Wisconsin, meaning all insurance carriers must use the same rates resulting in premiums from one carrier to another are basically the same. Rates in 2024 fell an average of 10.5%

Workers Compensation 52

Workers Compensation Insurance Carrier Premium Compensation 52

Mark Jackson Insurance Agency

JUNE 16, 2025

From underinsuring key assets to misunderstanding policy exclusions, commercial insurance missteps can leave your business exposed to financial loss. Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. In many cases, it doesn’t.

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Commercial Insurance Commercial Deductible Out-Of-Pocket 52

Zywave

JUNE 10, 2025

Account Management and Policy Data: Provides a modern user experience and centralized location for managing customers and prospects, enhanced data entry with automatic pre-fill for key fields – like client or prospect websites, revenue, employee size, address, and key contacts – enabling better tracking and overall customer journey management.

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Commercial Automobile Broker Commercial Policy 52

Neilson Marketing Services

JANUARY 30, 2025

Interactive quizzes and chatbots: Guiding users through policy selection based on their needs improves engagement. Localized content: Clients in different states or regions have different requirements, and localized content makes policies more relevant.

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Insurance Agency Insured Insurance Insurer 98

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Additionally, even if insurance is provided, policies may come with exclusions that specifically limit coverage for risks related to unresolved violations. Yes, indeed.

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Building Damage Policy Insurance Broker 59

Simply Insurance

JUNE 15, 2025

How Much Is A $100,000 Life Insurance Policy? So whether youre just starting your search or you already have a policy and are looking for a better deal, keep reading for the best information on homeowners insurance in Arizona. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs.

Home Insurance 83

Home Insurance Insurance Quotes Life Insurance Insured 83

Simply Insurance

JUNE 11, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

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Insurance Quotes Life Insurance Insured Liability 86

American Agents Alliance

APRIL 3, 2025

Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums. Many industries are feeling the uncertainty of tariffs and changing trade policies, which can make underwriting more challenging and pricing less certain. Education is often the first step.

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Agents Policyholder Premium Auto Insurance 52

Simply Insurance

JUNE 15, 2025

How Much Is A $100,000 Life Insurance Policy? DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. Any insurance policy premium quotes or ranges displayed are non-binding.

Workers Comp 52

Workers Comp Insurance Quotes Small Business Insurance Life Insurance 52

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

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Insurance Quotes Life Insurance Insured Insurance 94

Property Insurance Centre

JUNE 29, 2025

When your commercial property becomes empty, such as in between lease, your policy will provide cover for limited perils. The insurer will also place some important conditions on the policy that you must comply with. Every policy is different. You will be required to undertake some steps to comply with the policy conditions.

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Commercial Property Commercial Property Insurance Building 52

AMAXX

MAY 27, 2025

If you’re serious about lowering premiums, reducing claim durations, and improving outcomes for injured workers, start by identifying and correcting these ten common pitfalls. Enabling Policy Disincentives Unintended policy structures can sabotage return-to-work efforts.

Workers Comp 59

Workers Comp Workers Compensation Injury Claim 59

Distinguished

MARCH 20, 2025

Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way. This allows the owner-occupant to insure both the building and their personal unit under the same policy.

Building 52

Building Protection Damage Liability 52

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? With the right tools and information, you can easily compare rates and find a policy that suits your needs. These platforms provide comprehensive tools and resources to help you find the best policy for your needs. For those seeking longer coverage, a 5-year policy might be ideal.

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Insurance Quotes Insured Insurance Insurer 52

Shield Insurance Agency

JULY 10, 2025

Our agents take the time to understand your business, its specific needs, unique risks, and vulnerabilities, recommending appropriate coverage options with various policy types and legal requirements. As an independent insurance agency, we offer policies from over 40 of the most trusted carriers.

Protection 59

Protection Insurance Agency Business Insurance Policy 59

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

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Insurance Quotes Life Insurance Insured Liability 52