Property Insurance Coverage Law

JUNE 11, 2025

Protective Safeguards Endorsements (PSEs) are a never-ending source for denials of property insurance claims. I quoted an insurance agent who warned against these endorsements in Why Are Protective Safeguard Endorsements Dangerous?

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Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

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Central Insurance

JULY 30, 2024

Furniture store insurance is a handful of policies designed to protect your business. Learn the right policies to protect your physical assets and ensure your operations can quickly recover after disruptions.

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Central Insurance

FEBRUARY 24, 2025

This article will explore key insights from Jason McConkey, Director of Transportation Underwriting at […] The post Cargo Insurance: The Five Policies You Need to Protect Your Fleet appeared first on Central Insurance Blog.

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Insurance Journal

OCTOBER 18, 2024

Florida’s insurance commissioner this week issued emergency orders, extending some policyholder cancellation protections in the wake of Hurricanes Helene and Milton. The orders, seen here and here, are in line with similar actions taken after hurricanes. The orders: Extend grace …

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Central Insurance

DECEMBER 12, 2024

Learn what damages a CGL policy covers, common exclusions, and how tailored endorsements protect contractors and builders. The post What Damages Are Covered by a CGL Policy? appeared first on Central Insurance Blog.

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Insurance Journal

DECEMBER 25, 2024

A New Jersey appeals court has ruled that the state bar association’s diversity policy of setting aside a certain number of its governance seats for members of under-represented minority groups is a legal exercise of the association’s First Amendment right …

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Central Insurance

JULY 12, 2024

Learn about essential masonry insurance policies to protect your business from risks and ensure its long-term success. The post Masonry Insurance: Seven Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

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Central Insurance

NOVEMBER 22, 2024

Protect your business from fire, liability, and equipment risks with tailored food trailer insurance. The post What Food Trailer Insurance Policies Best Protect Against Risks appeared first on Central Insurance Blog. Stay secure and focus on serving your customers.

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Central Insurance

JANUARY 20, 2025

Discover how excavation contractor insurance protects your business from risks like property damage, liability, and equipment loss. The post Excavation Contractor Insurance: Five Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

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Central Insurance

JUNE 27, 2024

Read our blog to learn five policies you need for painting business insurance. The post Painting Insurance: Five Policies You Need to Protect Your Painting Company appeared first on Central Insurance Blog.

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Central Insurance

FEBRUARY 28, 2025

Discover the essential florist business insurance coverages to protect your shop, reduce risk, and keep your flower business blooming year-round. The post What Florist Business Insurance Policies Do I Need to Protect My Shop? appeared first on Central Insurance Blog.

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Central Insurance

MAY 5, 2025

Protect your construction business with the right builders insurance. Learn which policies matter most, from liability to Workers' Comp and commercial auto. The post Home Builders Insurance: The 6 Policies You Need to Protect Your Company From Losses appeared first on Central Insurance Blog.

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Central Insurance

JANUARY 23, 2025

Protect your business with the right lawn care insurance. The post Lawn Care Insurance: The Top Risks in Your Field and the Policies to Protect Against Them appeared first on Central Insurance Blog. Learn about essential coverage options to manage risks and keep your operations running smoothly.

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Insurance Journal

MARCH 26, 2025

The Michigan Department of Insurance and Financial Services (DIFS) is encouraging Michiganders to carefully review and understand their existing insurance policies with a licensed insurance agent or trusted advisor, and to shop around to ensure the best coverage to protect …

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Central Insurance

AUGUST 21, 2024

Learn why business insurance for LLCs is essential to protect your assets and operations. Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

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Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection.

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Central Insurance

JULY 20, 2024

In this article, we explore a few of the common HVAC risks and the types of insurance coverage you need to protect your business, employees, and livelihood. The post HVAC Insurance: Five Policies for Your Business appeared first on Central Insurance Blog. HVAC contractors face a unique set of liabilities.

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Central Insurance

FEBRUARY 4, 2025

Learn why Homeowner Association Insurance is essential, the key policies HOAs need, and how to protect your community. The post Homeowner Association Insurance: The Four Policies You Need appeared first on Central Insurance Blog.

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Central Insurance

FEBRUARY 18, 2025

Discover key policies to protect your property and board members from financial risks. The post Condominium Insurance: The Policies You Need When Purchasing Property appeared first on Central Insurance Blog. Learn why condominium insurance is essential for condo associations.

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Central Insurance

FEBRUARY 12, 2025

Protect your business with the right truck repair insurance. Learn about policies to safeguard your assets, liability, and operations. The post Truck Repair Insurance: What Policies Does My Repair Business Need? appeared first on Central Insurance Blog.

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The Property Insurance Law Observer

MAY 20, 2025

Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Shortly after the Plaintiff purchased the Policy, the house was damaged by a fire. The Policy The Policy contained the following relevant language: C.

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Central Insurance

AUGUST 2, 2024

Learn how to protect your business and ensure peace of mind in the flooring industry. The post Flooring Installer Insurance: What Policies Do I Need? Explore comprehensive insights on flooring installer insurance, including coverage options, benefits, and expert tips. appeared first on Central Insurance Blog.

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Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog.

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Central Insurance

DECEMBER 23, 2024

Six must-have tow truck insurance policies to protect your fleet, manage risk, and safeguard your business. The post Tow Truck Insurance: The Six Policies You Need for Your Business appeared first on Central Insurance Blog.

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Central Insurance

OCTOBER 28, 2024

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

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Central Insurance

NOVEMBER 19, 2024

Learn why pet store insurance is essential for protecting your business. Discover key policies to safeguard your assets, employees, and customers from risks. The post Pet Store Insurance: The 5 Policies You Need for Your Business appeared first on Central Insurance Blog.

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Insurance Journal

JULY 21, 2024

A 2% surcharge on property insurance policies, mandatory fees on the oil and gas industries, and holding a public referendum are ways a public-private group formed in the aftermath of Superstorm Sandy recommends to pay for projects to protect New …

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Central Insurance

NOVEMBER 13, 2024

Protect your snow removal business with the right insurance. The post Snow Removal Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog. Learn about the five essential coverage options.

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Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. While adding these items to a property or package policy might seem convenient, museums face unique exposures that such generalized policies often fail to address. What Does Distinguisheds Fine Art & Collectibles Policy Cover?

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Insurance Journal

NOVEMBER 26, 2024

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

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TGS

FEBRUARY 14, 2025

TGS Insurance Blog Valuable Articles Insurance: Protect What You Love This Valentine’s Day Roses wilt, chocolates disappear, and even the most extravagant date nights become cherished memories. Thats why valuable articles insurance existsto provide specialized protection for your most cherished possessions.

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Shield Insurance Agency

FEBRUARY 28, 2025

Essential Home Insurance Tips for Your Adobe Oasis Create an Inventory The first step towards protecting your home and its contents is to create an inventory of your home’s interior and exterior. Investing in a home insurance policy with comprehensive fire protection can help shield your home from wildfire-related damage.

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Distinguished

MARCH 20, 2025

In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market. Earthquake and flood coverage : Provides protection for damage to the building and common areas caused by earthquakes or floods.

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Redbird Agents

FEBRUARY 4, 2025

For insurance agents selling final expense policies , staying informed about the funeral industry and consumer trends is essential. Consumer behaviors and industry trends shape the size and structure of policies people are purchasing. For example, one major trend is the declining face amounts of final expense policies.

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Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

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Mark Jackson Insurance Agency

MARCH 5, 2025

Whether youre dealing with hurricanes, tornadoes, blizzards, or thunderstorms, here are key steps to protect your home from severe weather. Consider installing storm shutters, impact-resistant windows, or heavy-duty doors for added protection. Contact Mark Jackson Insurance Agency for a home insurance policy review.

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