Trending Articles

article thumbnail

Brown & Brown to Acquire Risk Strategies, One80 Parent for $9.8 Billion

Insurance Journal

Brown & Brown Inc. said it has entered into an agreement to buy Accession Risk Management, the parent company of specialty brokerage firm Risk Strategies and wholesaler One80 Intermediaries, for about $9.8 billion.

Risk 253
article thumbnail

Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

Property Insurance Coverage Law

A printed memo from a prominent independent adjusting firm with a company name that sounds almost like a mantra: Trust, Service, Integrity. The message in bold, however, conveyed something quite different. TSI Adjusters warns their field adjusters: Warning: Do not share your estimate with anyone. If you were found to give your estimate to anyone, … The post Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

In El Dueno, LLC v. Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings. Factual Overview This insurance coverage dispute arose from alleged roof damage caused by a hailstorm.

Damage 130
article thumbnail

Wildfire Insurance Coverage: How to Prepare For & Protect From These Disasters in 2025

Central Insurance

Learn how to reduce wildfire risk, prepare for evacuation, and ensure your insurance coverage protects your home and family. The post Wildfire Insurance Coverage: How to Prepare For & Protect From These Disasters in 2025 appeared first on Central Insurance Blog.

article thumbnail

Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

article thumbnail

HanseMerkur: Everything German Policyholders Need to Know

Top Insurance Blogs

As a professional insurance agent in Germany with over 10 years of experience, I’ve guided countless clients through their insurance decisions. One German provider that consistently stands out is HanseMerkur Insurance Group. Drawing from its century‑plus history, robust offerings, and customer‑centred approach, HanseMerkur excels in meeting both private and corporate needs.

More Trending

article thumbnail

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Property Insurance Coverage Law

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. This new law mandates that all personal auto and residential property insurance policies in Texas include a binding appraisal clause, a move that restores and strengthens a key consumer protection tool. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Cove

100
100
article thumbnail

Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

article thumbnail

What is Business Income Insurance?

Central Insurance

Learn how business interruption insurance protects your business stability and income during a temporary closure. The post What is Business Income Insurance? appeared first on Central Insurance Blog.

article thumbnail

What is Captive Insurance and How Does It Work in Germany?

Top Insurance Blogs

One concept that continues to gain traction, especially among medium to large enterprises in Germany, is captive insurance. While still considered a niche in the German insurance market, captive insurance is becoming an essential risk management tool for companies looking to gain more control over their insurance needs. In this article, I will explain what […] The post What is Captive Insurance and How Does It Work in Germany?

Insured 72
article thumbnail

Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

article thumbnail

AM Best: US P/C Industry Records $1.1B Underwriting Loss for Q1

Insurance Journal

Growth in net earned premiums during the first three months of 2025 was offset by losses and expenses, resulting in a $1.1 billion net underwriting loss of the U.S. P/C industry.

article thumbnail

Are California Insurers Playing “See No Evil” When It Comes to Wildfire Smoke?

Property Insurance Coverage Law

The Los Angeles wildfires of early 2025 left more than scorched hillsides. They left thousands of ostensibly “undamaged” homes infused with an invisible cocktail of heavy-metal dust, corrosive salts and carcinogenic organic compounds. Merlin Law Group attorney Rob Rahmani saw the problem up close this week when he accompanied a certified industrial hygienist retained by … The post Are California Insurers Playing “See No Evil” When It Comes to Wildfire Smoke?

article thumbnail

Breaking the Cycle: How Fear Drives Workers’ Comp Litigation—and What to Do About It

AMAXX

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. More often, it’s something far more basic—and far more preventable: fear of the unknown. Fear of being fired. Fear of medical bills piling up.

article thumbnail

Understanding Contractor Liability Insurance: What You Need to Know

Central Insurance

Contractor liability insurance can be complex—here’s what to know before your next project starts. The post Understanding Contractor Liability Insurance: What You Need to Know appeared first on Central Insurance Blog.

article thumbnail

5 Best Insurance Quotes Comparison Websites in Germany

Top Insurance Blogs

Whether you’re new to Germany or have lived here for years, navigating the insurance market can be overwhelming. From health insurance to liability, car, life, and household coverage, there’s a lot to understand. Fortunately, there are comparison websites that make it easier than ever to find the best insurance policies tailored to your needs in […] The post 5 Best Insurance Quotes Comparison Websites in Germany appeared first on My Top Insurance Blogs.

article thumbnail

Erie Insurance Still Working to Restore Systems After Outage

Insurance Journal

Pennsylvania-based Erie Insurance is still working to restore systems following a network outage that it revealed on Sunday. “A network outage impacting Erie systems continues.

Insured 265
article thumbnail

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

100
100
article thumbnail

Best Landlord Insurance In Louisiana For Your Rental Property!

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

article thumbnail

What Appliance Store Insurance Policies Should I Invest In?

Central Insurance

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

article thumbnail

Markel Launches InsurtechRisk+: An Insurance Solution for Insurtech Firms

Top Insurance Blogs

Markel Insurance has announced the launch of InsurtechRisk+, a cutting-edge insurance product specifically designed to meet the unique needs of insurtech companies operating in the UK, Europe, Australia, Asia, and Canada. This innovative solution addresses growing cyber, financial, and operational risks in a rapidly evolving tech landscape. What Is InsurtechRisk+?

Cyber 66
article thumbnail

Erie Insurance Dealing With Network Outage Affecting All Systems

Insurance Journal

Pennsylvania-based Erie Insurance on Sunday reported it is experiencing a “network outage that is affecting all systems.

Insured 227
article thumbnail

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

Claim 100
article thumbnail

Jon Holmes named as next CEO of Shipowners’ Club Singapore branch

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Jon Holmes named as next CEO of Shipowners’ Club Singapore branch appeared first on Insurance Marine News.

Marine 99
article thumbnail

Insurance for Compact Construction Equipment Manufacturers: How to Protect Your Tools, Business, and Future

Central Insurance

Protect your compact construction equipment manufacturing business with tailored insurance. The post Insurance for Compact Construction Equipment Manufacturers: How to Protect Your Tools, Business, and Future appeared first on Central Insurance Blog.

article thumbnail

Munich RE: German Multinational Insurance Company

Top Insurance Blogs

As a professional insurance agent with over 10 years of experience in Germany, I’ve worked closely with many reputable providers. One that consistently stands out is Munich Re. Known as a global leader in reinsurance, German based Munich Re has played a pivotal role in shaping the global insurance industry. In this blog post, you’ll […] The post Munich RE: German Multinational Insurance Company appeared first on My Top Insurance Blogs.

article thumbnail

Insurance Companies Urged to Respond to TDI Data Call by July 11

Insurance Journal

The Texas Department of Insurance (TDI) said it has issued a data call to Insurance companies writing personal automobile and residential property policies to gather information for the HelpInsure.com website.

article thumbnail

Will California’s Smoke Claims Task Force Actually Protect Homeowners?

Property Insurance Coverage Law

The announcement of California’s Smoke Claims & Remediation Task Force by Insurance Commissioner Ricardo Lara is a welcome development. The success of this initiative will depend entirely on who is appointed to serve. After years of mounting complaints from wildfire survivors and consumer advocates, this task force represents a long-overdue attempt to establish uniform, science-based … The post Will California’s Smoke Claims Task Force Actually Protect Homeowners?

article thumbnail

BP Marsh updates on marine insurance investments

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post BP Marsh updates on marine insurance investments appeared first on Insurance Marine News.

Marine 101
article thumbnail

The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. Without it, all your hard work could crumble in an instant. Just like you wouldn’t drive without car insurance, your business premises need protection too.

article thumbnail

Celebrity Insurance: 3 Celebrities Who Insured Their Body Parts For Millions

Top Insurance Blogs

One of the weirdest things celebrities in the United States have ever insured is their body parts. Celebrity insurance policy is gradually becoming popular. This is because of the value they place on their legs, hair, tongue, etc. In this article, we will answer the question of whether celebrities can insure their body parts, the […] The post Celebrity Insurance: 3 Celebrities Who Insured Their Body Parts For Millions appeared first on My Top Insurance Blogs.

Insured 95
article thumbnail

Long-Term Thinking and Scale Keys to Travelers Success: CEO Schnitzer

Insurance Journal

When an S&P Global Ratings executive asked the leader of Travelers how current challenges like tariff uncertainty, inflation, geopolitical risks influence the insurer’s strategy, Alan Schnitzer delivered an answer than Larry Wilkinson may not have expected.

Risk 249
article thumbnail

Don’t Like the Appraisal Award? Here’s Why That’s Not Enough to Avoid Its Finality

Property Insurance Coverage Law

The recent decision in Briarwood Office Center II Condominium Association v. West Bend Mutual Insurance Company 1 highlights a critical lesson for anyone involved in the insurance appraisal process about the finality of an appraisal award. Allegations alone are not enough to overturn a binding appraisal award. Briarwood brought a breach of contract claim against its insurer … The post Don’t Like the Appraisal Award?

article thumbnail

From Adversaries to Allies: Why Employers and Defense Attorneys Must Act Like a Team

AMAXX

In workers’ comp, there’s a widespread but deeply flawed notion that employers and their defense attorneys are on opposite sides of the table—adversaries negotiating costs, time, and trust. But this outdated mindset creates inefficiencies, inflates litigation costs, and undermines outcomes. The truth is, when employers and defense attorneys work in true partnership , litigation becomes smarter, faster, and far less frequent.