TGS

MARCH 4, 2025

Is It Illegal to Drive Without Insurance in Florida? Yes, driving without insurance in Florida is illegal. The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. This often comes with higher premiums.

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Mark Jackson Insurance Agency

MAY 7, 2025

A car titled in your teens name may require a separate policy, depending on your insurer. Before making any purchases or policy changes, speak with your insurance agent to determine the best setup for coverage, cost, and flexibility. Our insurance agents can check for insurance discounts that might be available to you.

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Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. The potential premium savings are worth the data sharing.

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American Agents Alliance

AUGUST 10, 2024

Severe weather is transforming the auto insurance industry. This means insurers must adapt to changing weather patterns and increasing unpredictability. Focused on the impacts of severe weather events on the auto insurance and repair industries, the report gives timely details on the future of the industry.

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate.

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Agency MVP

DECEMBER 20, 2021

Auto insurance leads are the lifeblood of the insurance agency. You can generate auto insurance leads for yourself through advertisements online, social media, or television. There are many ways to generate car insurance leads. Continue below to learn more about how auto insurance leads are generated.

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Frankenmuth Insurance

JULY 25, 2024

Wondering what is the best type of insurance for a small business like yours? Your local, independent agent is here to help you decide. What factors affect my premiums? What specific factors are affecting my premium? If I use vehicles for my business, do I need commercial auto insurance?

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. What is a Captive Agent? What is an Independent Agent? But theres a catch.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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HBW Leads

MAY 9, 2024

One of the ongoing challenges of running an agency is determining how to find insurance customers. One of the biggest concerns of agency owners, and agents themselves, is about how to find insurance customers. The Role of Continuous Education and Training The auto insurance industry is constantly evolving.

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Wren Insurance Agency

AUGUST 20, 2024

These discounts are then applied to your premium at renewal and used as an incentive to keep you with that carrier. However, while these programs may seem like an easy way to save some money on your car insurance, depending on your driving habits, your rates could significantly increase as well! So what should you do?

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American Agents Alliance

MARCH 3, 2025

However, for agents and brokers, these new AI-driven processes can introduce new E&O risks to mitigate and manage. How AI is Changing E&O Risks for Agents and Brokers While AI is transforming industries, it also introduces new risks. Agents may be held responsible for faulty or misleading information given by their chatbots.

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Zywave

APRIL 11, 2025

Zywave recently featured a webinar highlighting how the TurboRater quoting platform helps personal lines agents overcome challenges of quoting home and auto insurance and connecting your tech together. Do you want your prospects to be able to quote on your website without you being online?

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TGS

SEPTEMBER 14, 2023

What Is An Additional Insured? An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. As a household member who is covered by the home insurance policy, that retiree is an additional insured.

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TGS

OCTOBER 17, 2023

In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. On the flip side, an independent agency works fluidly with several insurance carriers.

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Distinguished

APRIL 21, 2025

For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities. Hired and non-owned auto insurance: Covers vehicles used for property management. Crime insurance: Safeguards against theft, fraud, and vandalism.

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Tosten Marketing

APRIL 3, 2025

For insurance agencies, educational videos prove particularly effective. Try creating short, informative videos on topics like: How to file a claim Understanding different types of coverage Tips for reducing premiums Infographics simplify complex information and are highly shareable on social media.

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Triple-I: Homeowners Insurance

DECEMBER 3, 2024

As we’re trying to raise awareness of this problem with consumers, ‘social inflation’ doesn’t work,” said discussion moderator and Triple-I’s Chief Insurance Officer Dale Porfilio. Louisianans Need to Know Legal Reforms Boost Florida Insurance Market; Premium Relief Will Require More Time How Georgia Might Learn From Florida Reforms U.S.

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Freeway Insurance

OCTOBER 26, 2023

Does where you live have an impact on how much you pay for car insurance? Surprisingly, it does indeed make a difference where you live when your insurer is determining what you’ll be quoted for your auto insurance coverage. What Other Factors Determine What I’ll Pay for Auto Insurance?

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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TGS

OCTOBER 30, 2024

Don’t Chase the Cheapest Premium—Focus on Coverage We’ve all been there: drawn to the lowest price, only to realize it wasn’t quite the bargain we thought. The same thing happens with insurance. Sure, the premium—the amount you pay for the policy—matters. What’s more important is what that premium gets you. More savings.

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Jackson & Jackson

MAY 23, 2024

Factors such as the dense population, diverse industries, and varying geographical conditions contribute to the complexity of the insurance landscape. As a result, insurance premiums tend to be higher in California compared to other states. Start by conducting a detailed review of your business operations.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

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Jackson & Jackson

FEBRUARY 14, 2025

Erie Insurance offers a unique benefit to customers who have maintained a clean driving record Rate Lock. If you qualify, this benefit can offer you the peace of mind of not worrying about premium increases for the next three years. What Is Erie Insurance Rate Lock? But what happens when that term ends?

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Leadsurance

JANUARY 26, 2024

Insurance agents face the challenge of standing out in a crowded online marketplace. This introduction to interactive content for lead generation will guide insurance agents through the various types, from quizzes to calculators, and offer a step-by-step approach to creating and leveraging these tools effectively.

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Leadsurance

AUGUST 1, 2023

Secondly, gamification can boost sales performance by motivating insurance agents or sales teams to achieve targets and compete with each other. Boosting sales performance Gamification can be used to motivate insurance agents or sales teams to achieve their targets and increase sales.

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American Agents Alliance

SEPTEMBER 26, 2024

Why Surety Bonds Are a Game-Changer for Your Business In today’s competitive insurance landscape, differentiation is key. Insurance agents who can offer a broader range of products not only meet more of their clients’ needs but also position themselves as indispensable partners in their clients’ success.

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Majesco

OCTOBER 10, 2024

[ii] According to the Insurance Journal article, Progressive “outdistanced” GEICO on growth and profitability measures in the first quarter with Progressive reporting a 12% increase in written premiums and a combined ratio of 94.5, Insurers have the capital that could be reallocated to investing in the future. [i]

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TGS

NOVEMBER 1, 2024

This documentation is crucial if you need to make a claim for medical expenses through your auto insurance or if you decide to pursue a personal injury case. By seeking medical attention promptly, you not only protect your health but also ensure that there’s a medical record of any injuries related to the accident.

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Majesco

JULY 11, 2024

Insurance Shopping Study, SM highlights that a notable increase in premiums combined with lackluster customer satisfaction scores is incentivizing insurance customers to go to market for a new policy more than ever before, with nearly half (49%) of U.S. auto insurance customers actively shopping. Power 2024 U.S.

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Constant Contact

JANUARY 28, 2021

For example, a blog feature on life insurance may begin by differentiating term and whole life insurance before delving into specifics such as guaranteed whole life or indeterminate premium whole life. Insight into local insurance requirements Insurance requirements vary dramatically from one state to the next.

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Triple-I: Homeowners Insurance

MAY 2, 2025

homeowners insurance claims, but more than 76 percent of U.S. property claim lawsuits, pushing premium rates up to three times the national average. Post-reform, in 2024, 40 percent of all insurers in the state filed for rate decreases, with average home insurance premiums down 5.6

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American Agents Alliance

AUGUST 22, 2024

For insurance agents, it is critical to understand the implications of these new requirements and proactively communicate with clients as the changes approach. The most immediate impact will be an increase in premiums for drivers currently holding minimum coverage policies. What Should Be Top of Mind for Agents?

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Distinguished

MAY 13, 2025

Explaining the Costs of Hotel Insurance The above section can give your clients an idea of what their premiums might look like, but it doesnt explain why. The following is an overview of the costs behind each coverage type and some of the factors that go into the cost of hotel insurance. Amenities need to be considered as well.

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Agency MVP

DECEMBER 20, 2021

Insurance leads are connections that have the potential to turn into sales. While all insurance agents know that generating leads is an essential element of running a successful business, few know how to nurture those leads throughout the buying process. The relationship is just beginning once that first premium is paid.

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Neilson Marketing Services

JULY 16, 2024

In the insurance industry, the intention behind many searches is to secure an insurance policy after researching different providers, reading reviews, and gathering quotes. In recent times, consumers have been feeling the pinch from rising insurance premiums, along with inflation, elevated costs of living, and other economic factors.

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R&R Insurance

APRIL 3, 2025

Find an Agent that You Trust When investing in something as important as insurance, it is vital to make sure the people guiding you through the decision-making process are trustworthy. For instance, Don advises that you find an agent who is not selling insurance based off which company will pay them the most.

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