ProWriters

JUNE 4, 2025

Thats the model Cyber Insurance brokers are starting to expect from their carriers. Coalition combines coverage with hands-on support , making it easier for brokers to offer policies that do both. Below are three ways Coalitions approach helps brokers deliver better client outcomes. Carr put it simply: Time is of the essence.

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Insurance Broker Cyber Broker Protection 61

American Agents Alliance

JANUARY 4, 2025

Establishing strong, trusting policyholder relationships drives long-term success for many agents and brokers. However, these relationships can also lead to unintended risks, like the possibility of E&O claims if professional boundaries are missed. Practice active listening techniques to learn more about policyholder needs.

Policyholder 52

Policyholder Broker-Agent Agents Claim 52

American Agents Alliance

FEBRUARY 14, 2025

Cross-selling is an important tool for independent insurance agents and brokers, but it must be done ethically. Policyholders benefit from their agents expertise and knowledge when cross-selling is done well. Learn more about the ethics of cross-selling and how to use it to help policyholders in this blog.

Broker-Agent 52

Broker-Agent Insurance Agents Insurance Agent Broker 52

Zywave

NOVEMBER 13, 2024

But with growth opportunities comes risk. We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. And your own first-party data isn’t going to get you there.

Cyber 97

Cyber Policyholder Insurer Insurance 97

Distinguished

MARCH 20, 2025

Could you start by describing the most common housing violations in Philadelphia that property owners and brokers should be aware of? Additionally, defects in windows, doors, handrails, and stairs not only contribute to drafts and security concerns but also increase the risk of falls.

Broker 52

Broker License Insurance Broker Risk 52

American Agents Alliance

APRIL 8, 2025

With the potential rise in the cost of auto insurance, policyholders cant afford an accident due to distracted driving right now. Agents and brokers can help play a role in risk mitigation by offering educational resources and talking with their policyholders to provide distracted driving awareness tips.

Auto Insurance 52

Auto Insurance Policyholder Broker-Agent Agents 52

American Agents Alliance

DECEMBER 8, 2024

Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close. Read more about 2025 insurance trends and consider how these risks and opportunities may impact your agency.

Broker-Agent 40

Broker-Agent Agents Broker Risk 40

American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. Learn more about social inflation and E&O risks and how to manage these concerns.

Broker-Agent 52

Broker-Agent Risk Policyholder Agents 52

American Agents Alliance

JANUARY 11, 2025

The recent Eaton and Palisades fires in the greater Los Angeles area are evidence of the increasingly prevalent wildfire risk in California. As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders.

Insurance Industry 52

Insurance Industry Risk Broker-Agent Policyholder 52

American Agents Alliance

APRIL 17, 2025

As technology advances, so do the risks and exposures associated with digital products. These risks are a daily threat to businesses and individuals. Ransomware, phishing attempts, and AI-generated fraud, cyber risks are evolving faster than most people and organizations can keep up.

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Cyber Agents Risk Broker-Agent 52

ProWriters

FEBRUARY 7, 2025

At the same time, AI makes improved risk assessment and protection against cyber threats possible. No insurance broker or agent today can afford to ignore the presence of artificial intelligence in cyber security. AI-driven advancements in malicious tactics mean brokers must account for evolving risks in the underwriting process.

Cyber 53

Cyber Broker-Agent Broker Liability 53

American Agents Alliance

DECEMBER 3, 2024

Agents, brokers, carriers, vendors, and others across the insurance ecosystem regularly share content, advertise, and engage with customers on various social media platforms. But for agents and brokers, the social media E&O risks should be considered before engaging on social media. Confidentiality issues.

Broker-Agent 40

Broker-Agent Broker Agents Risk 40

American Agents Alliance

JANUARY 17, 2025

Policyholders are looking for more than just the best rate for their insurance coverage. Many want a trusted insurance advisor to help them understand their risks and how to become more resilient. Read on to learn ways to become a risk resilience expert and optimize customer retention. Conduct personalized risk assessments.

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Risk Policyholder Broker-Agent Agents 52

American Agents Alliance

MAY 15, 2025

Policyholders are enjoying recreational activities like pools and backyard BBQs, hosting family and friends, and traveling to local events and weekend getaways. While fun, these activities can increase summertime risks for policyholders. Wildfire and drought-related property risks. Losses from summer activities.

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Risk Policyholder Broker-Agent Cyber 52

American Agents Alliance

NOVEMBER 9, 2024

Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. This requires experience, expertise, and a proactive approach to risk management and mitigation. Some policyholders may be unaware of the coverage gap.

Agents 40

Agents Risk Broker-Agent Policyholder 40

American Agents Alliance

SEPTEMBER 30, 2024

Learn more about how to help policyholders prepare for the unexpected with helpful tips. How to Help Policyholders With Proactive Disaster Planning An important start to disaster planning is considering whether or not a potential loss would be covered by insurance. Provide expert educational services for policyholders.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

Distinguished

MARCH 19, 2025

Mold & Water Damage are also major concerns; leaks or excessive moisture can lead to mold growth that poses health risks. Additionally, Electrical Hazards like exposed wiring or unpermitted electrical workpose serious safety risks. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 52

Building Broker Damage Insurance Broker 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies.

Broker 52

Broker Insurance Broker Building Underwriter 52

Zywave

NOVEMBER 5, 2024

Discover how Zywave's suite of cyber solutions can help brokers and insurers educate policyholders, reduce risk and maximize profitability. It's time to strengthen your cyber skillset.

Cyber 52

Cyber Policyholder Broker Risk 52

ProWriters

FEBRUARY 23, 2025

Security experts also believe China and Iran pose significant cyber risks. Yet this high-profile case illustrates the insurance industry’s need to evolve policy language to address contemporary cyber risks, including state-sponsored cyber attacks. ” Russia isn’t the only actor in current cyber geopolitics.

Cyber 53

Cyber Insurer Insurance Insured 53

Distinguished

MARCH 21, 2025

In Chicago, housing code violations not only affect tenant safety and property values but also play a critical role in insurance risk assessments. Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Insurance brokers are pivotal in this arena.

Building 52

Building Insurance Broker Broker Damage 52

Distinguished

MARCH 6, 2025

Insurers view these violations as signs of deferred maintenance and increased risk. Additionally, even if insurance is provided, policies may come with exclusions that specifically limit coverage for risks related to unresolved violations. What role can insurance brokers play in managing these challenges for their clients?

Building 59

Building Damage Insurance Broker Policy 59

American Agents Alliance

JULY 5, 2024

Agents and brokers can leverage data analytics to help reduce their E&O risk and mitigate losses in several ways. Ways to Leverage Data Analytics to Mitigate E&O Risk Here are some actionable ways independent agents and brokers can use data to mitigate their E&O risk.

Risk 40

Risk Broker-Agent Agents Policyholder 40

American Agents Alliance

APRIL 28, 2025

This means they need access to agents and brokers who understand their specific needs and concerns. Small businesses need expert help mitigating and managing their risks. Tailor coverage to the specific needs of small commercial policyholders. Customize renewal conversations to individual policyholders.

Agents 52

Agents Broker-Agent Commercial Policyholder 52

Zywave

FEBRUARY 12, 2025

Join Risk Strategies Mike Vitulli, Zurich North Americas Bill Chepulis, and Zywaves Jim Blinn and Jeff Cohen for a discussion on how carriers, brokers, and policyholders are responding to the marketplaces rapid evolution. Where is the market headed? Whats the best way to navigate these turbulent waters?

General Liability 52

General Liability Liability Policyholder Broker 52

American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. How to Use Data Analytics to Keep Policyholders Engaged Retaining a policyholder long-term leads to recurring revenue and an ongoing referral source.

Agents 52

Agents Insurance Agents Insurance Agent Policyholder 52

American Agents Alliance

MARCH 9, 2025

For agents and brokers, this is a significant opportunity to grow their business while better serving an evolving market. This insurance gender gap could be related to a lack of information directed toward women, leaving them less confident in financial planning and risk transfer.

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Agents Insurance Agents Insurance Agent Broker-Agent 52

Risk Management Monitor

SEPTEMBER 21, 2021

Spotting problem areas and opportunities sooner makes it easier to develop and implement steps to reduce risk pre-loss and better control costs post-loss. In addition to claims experts, it may also be helpful for the carrier’s loss control team to attend, as well as agent/broker staff.

Claim 75

Claim Injury Workers Compensation Risk 75

Simply Insurance

JUNE 12, 2025

Age Monthly Premium Notes 30 $60 Healthy individual 40 $80 Moderate risk 50 $100 Higher risk How Much Does a 5 Years Disability Insurance Policy Cost Per Month? Age Monthly Premium Notes 30 $70 Healthy individual 40 $90 Moderate risk 50 $110 Higher risk How Much Does a Benefit Period Own-Occupation Coverage Policy Cost?

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American Agents Alliance

NOVEMBER 17, 2024

The changing climate brings unprecedented challenges to the insurance industry, especially to insurance professionals working in high-risk areas like California. Learn more about the impacts of climate change on E&O exposures for P&C agents and brokers. But this can leave policyholders without coverage when they need it.

Agents 40

Agents Broker-Agent Policyholder Risk 40

Cowbell

JULY 26, 2024

Small and mid-sized businesses are particularly vulnerable to attacks and cyber insurers can help mitigate these risks by ensuring they have the protection and tools they need to navigate rising threats. Their deep expertise in risk and footprint in global markets will be critical as we continue to grow.

Cyber 52

Cyber Policyholder Broker Risk 52

American Agents Alliance

JUNE 24, 2024

With innovations changing the way policyholders buy insurance, interact with their agents, and file a claim, the entire ecosystem looks and feels different than in the past. Utilizing technology to streamline agency operations and processes is a strategy agents and brokers can use to embrace change and use it to their advantage.

Insurance Agency 52

Insurance Agency Broker-Agent Agents Policyholder 52

American Agents Alliance

OCTOBER 18, 2024

Tough insurance markets make managing the industry a challenge for independent agents and brokers. These challenging conditions call for a strategic approach focused on policyholder needs. Read on to learn more about how agents and brokers can best manage tough insurance markets.

Agents 40

Agents Broker-Agent Policyholder Broker 40

Majesco

FEBRUARY 15, 2024

The concept of speed is increasingly becoming an important competitive factor when presenting rating information for specialty insurance risk coverage. Insurance risks are diverse and ever-evolving, especially specialty insurance, which plays a crucial role in providing coverage for unique and high-risk situations.

Policyholder 40

Policyholder Broker-Agent Risk Broker 40

Cowbell

JULY 25, 2024

The Cowbell and DarkOwl teams not only gave a rare glimpse of the darknet, but they also showed agents how Cowbell helps to protect policyholders by determining the level of risk associated with an organization’s exposure on the dark web. This is why partnerships with companies like DarkOwl are crucial.

Broker-Agent 52

Broker-Agent Policyholder Agents Cyber 52

American Agents Alliance

OCTOBER 8, 2024

Effectively managing these risks is a critical part of agency operations for any independent agent or broker. Learn more about ways to analyze and lower your risk of E&O losses with technology. An effective way to reduce E&O losses is by using software to help monitor potential risks in real time.

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Claim Broker-Agent Agents Broker 40

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

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Property Insurance Policyholder Insurer Insurance 52