Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market.

Building 52

Building Protection Damage Liability 52

AMAXX

AUGUST 27, 2024

Supervisors play a critical role in the management of workplace injuries. They are often the first to respond when an employee is hurt and are responsible for guiding both the injured employee and the organization through the post-injury process. First Responder Role: When an injury occurs, the supervisor is often the first to know.

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

JANUARY 27, 2025

Misidentifying the Problem A frequent mistake is attributing WC challenges solely to injury management partners or external factors, such as adjuster turnover or physician behavior. Do supervisors and employees understand their roles in the post-injury process? Build a Strong Foundation Reforming WC begins with a solid framework.

Workers Comp 94

Workers Comp Injury Workers Compensation Claim 94

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp 84

Workers Comp Claim Injury Workers Compensation 84

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Set a Clear Goal The gold standard for reporting an injury should be within 10 minutes.

Claim 71

Claim Workers Comp Injury Workers Compensation 71

AMAXX

JANUARY 6, 2025

Many employers point fingers at their injury management partners, assuming they are the primary issue. Injury management partners can only be as effective as the employers level of engagement and activity in the program. To build a resilient and successful workers compensation program, you need goals that go beyond numbers.

Workers Comp 105

Workers Comp Building Workers Compensation Compensation 105

AMAXX

MAY 19, 2025

When injuries occurred, the only recourse available to the worker was to sue their employer for negligence. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim. Its a timeless framework for how we should manage workplace injuries today.

Workers Comp 89

Workers Comp Injury Workers Compensation Claim 89

AMAXX

MARCH 4, 2025

Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. Making it clear in company policies that an injury will not automatically lead to job loss. The consequences of these fears are significant. Heres how: 1.

Workers Compensation 82

Workers Compensation Compensation Claim Workers Comp 82

AMAXX

JUNE 12, 2025

When your organization builds a reputation for integrity, preparation, and readiness, fewer attorneys want to fight you, and fewer claims escalate. Take photos or, better yet, capture video of the job site or mechanism of injury. When there are inconsistencies in the injury report. Document prior injuries.

Workers Comp 71

Workers Comp Workers Compensation Injury Claim 71

AMAXX

JANUARY 20, 2025

For instance, the use of evidence-based guidelines for managing musculoskeletal injuries can reduce unnecessary surgeries or prolonged physical therapy sessions, leading to faster recovery times. Consistency not only enhances fairness but also builds trust in the workers’ compensation system. All state laws vary.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

AMAXX

JUNE 9, 2025

It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. When employees feel discouraged from reporting injuries or suspect they’ll be punished for doing so, trust erodes—and litigation increases. Fear of being fired. Fear of medical bills piling up.

Workers Comp 66

Workers Comp Workers Compensation Injury Compensation 66

AMAXX

APRIL 28, 2025

On the other hand, when employers actively show care and concern , setting clear expectations and building trust, claim durations shorten, litigation rates plummet, and employees heal faster. Reduced medical costs : Studies show that empathetic injury response can cut costs by up to 40% and reduce claim duration by nearly 60%.

Workers Compensation 66

Workers Compensation Compensation Workers Comp Injury 66

AMAXX

MAY 13, 2025

Total Recordable Incident Rate (TRIR) Why it matters: TRIR, an OSHA metric, tracks how often injuries happen. How to calculate it: (Number of OSHA recordable injuries 200,000) total hours worked by all employees. If youre significantly higher, prioritize injury prevention before focusing on post-injury systems.

Workers Comp 59

Workers Comp Injury Workers Compensation Claim 59

AMAXX

JUNE 10, 2025

The Solution: Build a Real Team 1. Build consistency: Use the same attorney or small team for ongoing claims. vague injury report, delayed treatment, combative tone), they call their defense attorney. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center.

Workers Comp 71

Workers Comp Workers Compensation Injury Claim 71

AMAXX

JUNE 17, 2025

The Return-to-Work Ratio measures the percentage of injured employees who return to work within 0–4 days of the injury. Build a Transitional Duty Job Bank Have a library of light-duty or modified assignments ready in advance. Workers’ Comp Roundup Blog: [link] Injury Management Results (IMR) Software: [link] ©2025 Amaxx LLC.

Workers Comp 66

Workers Comp Workers Compensation Injury Claim 66

AMAXX

JUNE 16, 2025

Real-World Benefits of Collaboration Organizations that use collaborative RTW methods see measurable improvements in both injury outcomes and cost savings. Collaborative programs help bring employees back within 0–4 days of injury—a crucial window that keeps claims within the waiting period in most states, eliminating indemnity costs.

Workers Comp 71

Workers Comp Workers Compensation Injury Claim 71

AMAXX

FEBRUARY 17, 2025

” Fear of termination often outweighs the physical and financial stress of an injury. These concerns could be addressed proactively with a structured post-injury communication plan. Consider using an injury triage system to connect employees with medical professionals early in the process.

Workers Comp 66

Workers Comp Claim Workers Compensation Injury 66

Triple-I: Homeowners Insurance

MAY 27, 2025

The legislative success represents the culmination of sustained advocacy efforts including a Triple-I-backed awareness campaign, StopLegalSystemAbuse.org to build public support. Louisianas Senate passed five tort reform bills last week to curb legal system abuse driven by billboard attorneys in the Pelican State. Jeff Landrys signature.

Injury 52

Injury Damage Home Insurance Compensation 52

AMAXX

APRIL 10, 2025

Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams. An effective risk manager evaluates whether current structures support the companys injury management goalsor if change is needed.

Workers Comp 59

Workers Comp Risk Workers Compensation Injury 59

AMAXX

JUNE 19, 2025

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” Here are 8 essential steps to build union support for your RTW program and avoid unnecessary conflict along the way. Involving the union early builds buy-in and reduces grievances.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

Shield Insurance Agency

JUNE 19, 2025

Protection for Your Business and Assets Insurance can cover the costs of repairing or replacing damaged buildings, equipment, inventory, and other assets due to events like fires, theft, or natural disasters.

Business Insurance 59

Business Insurance Financial Loss Property Damage Business Interruption 59

AMAXX

MAY 27, 2025

Avoid It : Create a structured program, designate internal responsibility, and build partnerships with stakeholders who are aligned with your goals. Set benchmarks, monitor performance, and proactively train your supervisors and staff before the next injury occurs. They have no plan, no goals, and no system in place.

Workers Comp 59

Workers Comp Workers Compensation Injury Claim 59

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. This can include property insurance for your building and contents, liability insurance for any injuries or damages caused by your operations, and workers’ compensation insurance for employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Agency Injury 52

AMAXX

MAY 12, 2025

So how do you escape the chaos and build a streamlined, high-performance comp program? Establish a brand and identity for your injury management program (like the IPAR Program), and align your internal team around it. Is it a cultural shift where employees trust the injury process? Whats your vision?

Workers Comp 59

Workers Comp Workers Compensation Injury Compensation 59

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

AMAXX

APRIL 30, 2025

First-Day Phone Call: The Empathy Sandwich The first 24 hours after an injury are the most critical. This 10-minute call reduces confusion, builds trust, and gives the worker a roadmap. Distribute this brochure at hire and again after an injury. Here are four high-impact ways to start: 1.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

DECEMBER 19, 2024

The challenge was simple yet revealing: participants had to build the tallest tower possible using 20 pieces of uncooked spaghetti, one yard of transparent tape, one yard of string, and a single marshmallow, which had to sit on top of the tower. Communicate Expectations Clearly: Transparency fosters collaboration.

Workers Comp 98

Workers Comp Workers Compensation Injury Compensation 98

AMAXX

APRIL 14, 2025

Injuries are an inevitable part of the workplace, but lost time doesnt have to be. Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” For example, a nurse with a back injury may be medically restricted from lifting patients.

Workers Comp 59

Workers Comp Workers Compensation Injury Compensation 59

AMAXX

OCTOBER 24, 2024

Workplace injuries can have significant financial and operational impacts on businesses, but the cost to the employee is often much greater. From physical pain to financial insecurity, an injury can be life-altering. Despite this, many employers overlook one of the most critical aspects of workplace injury management: rehabilitation.

Workers Compensation 105

Workers Compensation Compensation Injury Workers Comp 105

AMAXX

MAY 21, 2025

Injury response scripts: Reinforce during claims that the employer is covering their wages and care. Key areas where employer leadership matters: Injury response : Fast, supportive responses reduce litigation and speed up healing. And most importantly, you build a culture of trust where both the company and the injured worker can win.

Workers Comp 66

Workers Comp Workers Compensation Premium Injury 66

Triple-I: Homeowners Insurance

APRIL 8, 2024

billion in dog-related injury claims in 2023, according to research by Triple-I and State Farm. It is important to recognize that any dog, including ones that are in the home, can bite or cause injury.” Not all illnesses and injuries are obvious, and dogs are more likely to bite if they are sick or in pain. Take it slow.

Injury 52

Injury Claim Liability Property Insurance 52

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in Wyoming is only responsible for the insurance on the building itself and not the propertys contents.

Insurance Quotes 94

Insurance Quotes Life Insurance Insurance Insurer 94

Mark Jackson Insurance Agency

JUNE 16, 2025

Conduct regular reviews to update building, contents, and inventory limits. Not Getting Proof of Insurance from Vendors or Subcontractors If a subcontractor causes damage or injury, your business could be held liable if that subcontractor is not properly insured.

Commercial Insurance 52

Commercial Insurance Commercial Out-Of-Pocket Deductible 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you own a physical location, commercial property insurance can help protect your building, inventory, and equipment from fire, theft, or natural disasters.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency Cyber 40

Distinguished

APRIL 21, 2025

General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Building ordinance: Helps landlords cover expenses for meeting updated building codes after damage. No age limit on buildings: Covers well-maintained properties, including older and historic buildings.

Broker 52

Broker Broker-Agent Liability Building 52

Property Insurance Centre

MAY 19, 2025

Having adequate insurance cover for your Commercial Building is essential. If you are responsible for a Commercial Building it is imperative you choose the correct policy and pay close attention to the Conditions of the Policy. If those injuries are deemed a result of the Property Owners Negligence, the you may have to foot the bill.

Commercial Property 52

Commercial Property Commercial Insurance Insurer 52

Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in West Virginia is only responsible for the insurance on the building itself and not the propertys contents.

Insurance Quotes 86

Insurance Quotes Life Insurance Insurance License 86