Business Interruption Damage Risk 
Prof. Allan Manning
JANUARY 29, 2025
Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. This is where the wording has a Defined Events cover and sometimes an Option for Accidental Damage. I think this is something that we should all be aware of and assess each risk on its merits.
Tosten Marketing
FEBRUARY 27, 2025
Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances.
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Prof. Allan Manning
JULY 29, 2024
A wide range of topics were covered from an update on recent court cases involving general insurance claim decisions, a detailed analysis of the Reasonable Care Condition found in many policies by LMI Legal, lessons learned from business interruption losses by LMI Forensics, issues around storm damage to solar panels by LMI Claims, a detailed run through (..)
The Property Insurance Law Observer
SEPTEMBER 23, 2024
American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]
American Agents Alliance
MAY 26, 2025
Becoming a trusted risk advisor is about more than just delivering quotes and writing policies. Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Risk management solutions can help lower a policyholders total cost of risk and increase retention.
Protect Commercial Insurance
JUNE 6, 2025
This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. Just like you wouldn’t drive without car insurance, your business premises need protection too. Business owners in areas prone to such events should consider additional coverage.
Property Insurance Centre
FEBRUARY 10, 2025
Whether you own an office building, a retail store, a warehouse, or a manufacturing facility, this type of coverage safeguards your physical assets, ensuring financial stability in the face of damage or loss. Lets break down the perils typically included in standard policies and additional coverages that businesses might consider.
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