Claim Personal Property Underwriting 
Simply Insurance
JUNE 23, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.
Simply Insurance
JUNE 15, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.
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Simply Insurance
JUNE 12, 2025
Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? If you own an investment property thats rented out full time, landlord insurance rather than the usual homeowners policy is required for the protection of your business property.
Simply Insurance
JUNE 17, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.
Simply Insurance
JUNE 11, 2025
Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? If you own an investment property thats rented out full time, landlord insurance rather than the usual homeowners policy is required for the protection of your business property.
Distinguished
JUNE 16, 2025
While many homeowners policies technically cover personal property like harps, they often cap payouts for musical instruments at low limits — sometimes as little as $1,000 to $5,000 — and exclude key risks like transit damage, climate-related cracking, or professional use. Why Do Harps Need Specialized Insurance?
Simply Insurance
JUNE 17, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.
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