Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival.

Liability 52

Liability Protection Claim Property Insurance 52

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. A critical component of property insurance for restaurants is business income coverage. What is a Business Owners Policy (BOP)?

Policy 40

Policy Business Owners Policy General Liability Liability 40

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. This is crucial if someone is injured on your property.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Property Insurance Centre

AUGUST 12, 2024

Automatic Fire Alarms in Commercial Properties New Rules 2024 As of October 2024 the London Fire Brigade will cease to attend alarms at commercial properties between the hours of 7am & 8:30 pm. It has been found that 99% of alarms at commercial properties are, in fact, false alarms and take up significant resources.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Jackson & Jackson

APRIL 10, 2024

Investing in commercial property is a significant step for any entrepreneur or business entity. Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Distinguished

JUNE 16, 2025

Homeowners association insurance is a package policy designed to protect the shared property and liability exposures of a residential community — whether that’s a condo complex, townhomes, or a single-family home subdivision governed by an HOA. What is HOA Insurance? What Does HOA Insurance Typically Cover?

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Triple-I: Homeowners Insurance

MAY 15, 2025

This advancement was largely attributable to robust net written premium (NWP) expansion, with growth rates of 14.4 Impending challenges and market pressures: The general liability segment is encountering increased financial strain, as evidenced by the least favorable NCR since 2016 and the third worst since 2010. percent in 2024.

Workers Compensation 45

Workers Compensation General Liability Liability Underwriter 45

Property Insurance Centre

MAY 2, 2025

Business Owners not only have to think about insuring their stock or contents, but will also have to consider having the correct Liability Cover on the policy. Employers Liability is normally covered up to 10,000,000 and will ensure you have insurance in the event of an accident at work where an employee alleges you have been negligent.

Insured 52

Insured Insurance Insurer Policy 52

Property Insurance Centre

JUNE 5, 2025

Insurance for Residential Landlords is also essential, especially when faced with a trip or fall, the correct Liability cover should be in place. Property Owners Liability is included under this policy as standard. The limit can be increased from the standard 2m up to 5m, for an additional premium.

Insured 52

Insured Insurance Insurer Policy 52

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Much of the overall underwriting gain was due to growth in personal lines net premiums written. Commercial lines underwriting profitability remained mostly flat. The ongoing performance gap between personal and commercial lines remains, but that gap is closing,” said Triple-I Chief Insurance Officer Dale Porfilio.

Commercial 68

Commercial Underwriter Underwriting General Liability 68

Property Insurance Centre

JANUARY 30, 2025

Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage FIND OUT MORE GET A QUOTE Restaurant FIND OUT MORE GET A QUOTE Takeaway FIND OUT MORE (..)

Property Insurance 52

Property Insurance Insured Insurance Insurer 52

Property Insurance Centre

MARCH 21, 2025

Growing Property Market with Diverse Building Types Manchester has seen rapid urban development, especially in areas like Ancoats, Salford Quays, and Deansgate, with a mix of modern high-rises and older converted mills. Insurers may insist on security upgrades like CCTV, secure entry, and well-lit communal areas.

Premium 52

Premium Insured Insurance Insurer 52

Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Weather conditions and natural disasters contribute to higher property losses.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

Risk 52

Risk Insured Insurance Insurer 52

Jackson & Jackson

MAY 22, 2024

Multi-unit commercial properties in California offer investors the potential for significant returns. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It covers property damage, loss of income, liability claims, etc.

Property Insurance 52

Property Insurance Commercial Property Commercial Insured 52

Property Insurance Centre

JANUARY 27, 2025

Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage FIND OUT MORE GET A QUOTE Restaurant FIND OUT MORE GET A QUOTE Takeaway FIND OUT MORE (..)

Building 52

Building Broker-Agent Insured Insurance 52

Property Insurance Centre

JANUARY 16, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE The Growing Need for Commercial Flood Insurance Flooding is the most common natural disaster in the UK, with 5.2 million properties at risk, according to the Environment Agency.

Commercial 52

Commercial Commercial Property Insured Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. Insurers will not always insist on having all of these protections, however, it may reduce their risk and in turn reduce your premium.

Commercial Property 52

Commercial Property Insured Insurance Insurer 52

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. A series of repudiated claims, where a lack of maintenance has been illustrated, is a sure-fire way to have insurance renewals offered with high premiums, higher excesses & restricted levels of cover.

Insured 52

Insured Insurance Insurer Premium 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insured 52

Insured Insurance Insurer Premium 52

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. Long-Term Implications for the Market The combination of rising claims, more frequent extreme weather events, and increasing premiums is putting significant pressure on the UK property insurance market.

Property Insurance 52

Property Insurance Premium Insured Insurance 52

Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insured 52

Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. Buildings insurance covers the physical structure of the property. Consider additional covers like public liability and landlord home emergency.

Building 52

Building Insured Insurance Insurer 52

Distinguished

SEPTEMBER 25, 2024

Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. Premises liability claims : Legal expenses and liability coverage related to any injuries, including trips and falls, that occur on the site.

Risk 52

Risk Broker-Agent Insured Insurance 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insured 52

Insured Insurance Insurer Commercial 52

Property Insurance Centre

MAY 20, 2024

However, block of flats insurance is classed as commercial property , and Terrorism cover is often excluded. The residential property management team should carefully consider whether the terrorism cover is necessary, which may be determined by the lease terms, mortgage company requirements, or the property’s location.

Building 52

Building Liability Insured Insurance 52

Property Insurance Centre

JULY 21, 2024

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Claim 52

Claim Property Damage Building Property Insurance 52

Property Insurance Centre

SEPTEMBER 11, 2024

Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage FIND OUT MORE GET A QUOTE Restaurant FIND OUT MORE GET A QUOTE Takeaway FIND OUT MORE (..)

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insured 52

Protect Commercial Insurance

DECEMBER 6, 2024

Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. Enter the digital age, with its rapid pace of change, and commercial insurance once again had to pivot to accommodate new realities.

Commercial Insurance 52

Commercial Insurance Commercial Insured Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. These can be added to your policy for an additional premium. Take the time to carefully understand what is required and accurately assess the value of your property and its contents.

Building 52

Building Insured Insurance Insurer 52

Property Insurance Centre

JULY 30, 2024

Arrange Landlord Insurance Coverage Landlords need to get the right kind of insurance for their rental properties. This includes insurance for the building itself, liability risks, and coverage for lost rental income. An 80% Loan-to-Value ratio is standard for these loans. This way, they’re protected if something goes wrong.

Building 52

Building Policy Property Insurance Commercial 52

Property Insurance Centre

MARCH 19, 2024

Source Links [link] educated consumer can be an insurers best customer/408 [link] [link] Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage (..)

Property Insurance 52

Property Insurance Policyholder Insured Insurance 52

Property Insurance Centre

NOVEMBER 26, 2024

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Injury 52

Injury Protection Risk Damage 52

Property Insurance Centre

APRIL 22, 2025

Whether you are a Leaseholder of a converted house with 2 flats, or an owner of a flat within a purpose built block of flats with 20 other flats owners or tenants, a property owners policy will cater for the building only. The larger the building will often determine the amount you will require.

Insured 52

Insured Insurance Insurer Policy 52