Crime Insurance Agency Insurance Companies 
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JULY 31, 2025
Agency Acquisition Brokers Insurance Legal Services Insurance Agency Loans Insurance Agency Valuation Agency Value Calculator Insurance News Stay updated with the latest insurance trends. How Insurance Companies Calculate Risk: The Real Mechanics Insurance pricing in the U.S.
TGS
OCTOBER 3, 2024
Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company.
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TGS
NOVEMBER 27, 2024
Let’s dive into some budget-friendly safety upgrades that can help you save money while giving your home insurance provider fewer reasons to worry. Why Home Safety Affects Insurance Premiums Insurance companies calculate premiums based on risk. Simply put, the safer your home, the lower the chance you’ll file a claim.
TGS
OCTOBER 25, 2024
Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases. What You Can Do: One way to counteract the higher costs of insuring an aging home is to invest in upgrades that can reduce the risk of claims.
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