Damage Insurance Policy Risk 
Tosten Marketing
FEBRUARY 27, 2025
Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances.
Triple-I: Homeowners Insurance
JUNE 3, 2025
Worters, Vice President, Media Relations, Triple-I Vacant homes often carry more risk than meets the eye. Without anyone home to detect the issue, water had leaked for days possibly weeks causing severe damage to ceilings, walls, flooring, heating and electrical systems. The estimated cost of repairs exceeded $60,000.
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The Property Insurance Law Observer
MARCH 12, 2024
On November 20, 2021, after the home was vacant for an extended period of time, unidentified individuals broke into and damaged Plaintiffs’ property, taking various items. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Citing to Allemand v.
Prof. Allan Manning
JANUARY 29, 2025
This is where the wording has a Defined Events cover and sometimes an Option for Accidental Damage. I think this is something that we should all be aware of and assess each risk on its merits. The focus of course should not just be on this one, hopefully very low risk. ” [ emphasis mine] 1.
The Property Insurance Law Observer
SEPTEMBER 23, 2024
American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]
Boyle Agency Insurance
NOVEMBER 4, 2024
Floods are natural disasters that can cause extensive damage to homes and properties, leaving homeowners with significant financial burdens. While standard homeowners’ insurance may cover certain perils, it often excludes floods. That’s where flood insurance comes in.
TGS
MARCH 17, 2025
TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it?
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