Top Insurance Blogs

JUNE 7, 2025

The proposed legislation, introduced during a special legislative session, aims to offer tax deductions tied to home insurance deductibles paid for repairs following […] The post Missouri Proposes Home Insurance Tax Deduction for Storm Damage Relief appeared first on My Top Insurance Blogs.

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Insurance Journal

JUNE 13, 2025

JEFFERSON CITY, Mo. (AP) AP) — Missouri lawmakers on Wednesday approved hundreds of millions of dollars of financial aid to try to persuade the Kansas City Chiefs and Royals to remain in the state and help the St. Louis area recover …

Deductible 130

Deductible Insured Insurance Insurer 130

Insurance Journal

JANUARY 16, 2025

While cash is limited and reinsurance has a deductible that … There has been some question about whether California’s insurer of last resort the FAIR Plan has enough cash on hand to pay for its share of wildfire claims.

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Claim Deductible Insured Insurance 264

Insurance Journal

DECEMBER 11, 2024

The Michigan Department of Insurance and Financial Services (DIFS) is urging residents to review their auto, home, and renters’ insurance policies to ensure they fully understand their coverage and have a plan to pay policy deductibles in the event of …

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Policy Deductible Risk Insurance Policy 245

Solstice Insurance Broker

JANUARY 23, 2025

Break down the plans into digestible pieces: explain premiums, deductibles, and out-of-pocket costs in relatable terms. Use analogies or visual aids if necessarypicture a plan's structure like a house, with deductible floors and coverage ceilings. Making complex information accessible.

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Broker Out-Of-Pocket Insurance Broker Deductible 100

The Property Insurance Law Observer

FEBRUARY 14, 2024

The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.” The Windstorm or Hail deductible does not apply to coverage under 7. That provision stated: 5. Loss of Use.

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Policy Deductible Damage Property Damage 130

Simply Insurance

JANUARY 23, 2025

If you've ever asked yourself is home insurance tax deductible then you need to read this post as we cover the answer to that question and more.

Deductible 52

Deductible Home Insurance Insured Insurance 52

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you? So, how do you choose the right auto insurance deductible ?

Deductible 52

Deductible Auto Insurance Out-Of-Pocket Premium 52

Insurance Journal

AUGUST 4, 2024

Highlights include aggressive pricing through various deductible programs and very reasonable collateral requirements on the deductible programs, A … GC/General Contractor Workers’ Comp – High Risk Market Detail: HR and PEO Consultants offers high risk workers’ compensation programs for general contractors.

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Deductible Compensation Risk 130

Word & Brown

APRIL 1, 2025

Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Other health care-related expenses may also be deductible for your clients, depending on their incomes.

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Deductible Premium Out-Of-Pocket Insurance Policy 52

PSM Brokerage

NOVEMBER 12, 2024

Part A Deductible $1,632 $1676 $2.7 Part B Deductible $240 $257 $7.1 Here is a comparison chart of Medicare Parts A & B premiums and deductibles for 2024 and 2025, highlighting the percentage increases for each. Part A Deductible : Increased by 2.7% Part A Deductible : Increased by 2.7%

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Deductible Premium 52

Insurance Journal

JULY 14, 2024

My previous two columns (May and June 2024) addressed issues with hail and windstorm claims regarding the discovery and reporting of damage, actual cash value versus replacement cost valuation and 180-day reporting conditions, percentage deductibles, special cosmetic damage limitations, and …

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Claim Deductible Damage 147

PSM Brokerage

NOVEMBER 12, 2024

Download PDF The Centers for Medicare & Medicaid Services (CMS) released the 2025 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2025 Medicare Part D income-related monthly adjustment amounts. The standard monthly premium for Medicare Part B enrollees will be $185.00 from $174.70

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The Property Insurance Law Observer

JANUARY 23, 2025

Actual Cash Value v. Replacement Cost Value: In order to understand Clear Blues arguments, it is important to discuss the difference between actual cash value (ACV) and replacement cost value (RCV).

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Damage Insured Insurance Insurer 130

Elmore

FEBRUARY 21, 2025

Decision is latest in broader dispute between business policyholders and insurers over Covid coverage The post Companies fail to stop furlough funds being deducted from pandemic payouts appeared first on Elmore Insurance Brokers.

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Deductible Policyholder Insurance Broker Broker 52

Insurance Marine News

NOVEMBER 28, 2024

Join Us The post Shipowners’ Club announces no general increase or general changes to deductibles appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Deductible 52

Deductible Marine Insured Insurance 52

Insurance Journal

NOVEMBER 17, 2024

As insurers look to 2025, several trends are emerging that affect premium and deductible costs — leading to lengthy conversations between insurance agents and brokers and their customers. For worship facilities, some of the most prevalent trends include: • Weather-related …

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Underwriter Underwriting Broker-Agent Deductible 130

Insurance Journal

MARCH 23, 2025

Vitulli said there is “relatively good competition” for large accounts with high deductibles. Cohen asked the speakers to discuss whether some industry-geography combinations were more palatable for casualty underwriters. “The market is actively looking to write those. If you’ve got …

Deductible 130

Deductible Underwriter Underwriting 130

Paragon Independent Insurance Agencies

JULY 31, 2024

The deductible is one of the most important decisions to make when choosing a homeowners policy. We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? The deductible isn’t just a one-time payment. Reach out to us today!

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Deductible Home Insurance Out-Of-Pocket Insurance Agency 40

Distinguished

MARCH 10, 2025

Fine Art & Collectibles policies cover loaned items from the first dollar of damage, typically with no deductible, ensuring compliance with contractual obligations. Custom Deductibles : Property policies typically come with higher deductibles, which may leave museums financially vulnerable to smaller claims.

Policy 52

Policy Deductible Damage Claim 52

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 72

Insurance Quotes Life Insurance Insured Insurance 72

American Agents Alliance

JANUARY 30, 2025

The California Department of Insurance worked closely with local, state, and federal leaders to ensure that the programs costs are not deducted from insurance benefits. In recent wildfires, the average cost of debris removal was more than $100,000 per property for those who did not utilize the free program.

Protection 52

Protection Out-Of-Pocket Policyholder Deductible 52

The Insurance Pro

JANUARY 25, 2025

So while we can definitively say that 4% paid on cash value is greater than 3% paid on cash value, we do not necessarily know that the net gain in the policy will be higher on the 4% universal life contract if we do not also know the exact amount of expenses deducted from the policy.

Life Insurance 91

Life Insurance Policy Insurance Policy Policyholder 91

AMAXX

MARCH 24, 2025

Click Link to Access Free PDF Download “Workers’ Comp Claims Review Checklist: 9 Must-Have, Serious-Impact Elements” A common and costly mistake employers make is overlooking allowable payroll deductions. Employer Classification Classifying employers properly is the cornerstone of accurate premium assessment.

Workers Comp 71

Workers Comp Premium Injury Workers Compensation 71

Shield Insurance Agency

MAY 21, 2025

MedicalCoverage: Thiscancover medical expenses for you or your passengers if injuries occur on your boat, often without a deductible. It can also help coverrepairs to your boat if it’s damaged in an accident involving other vessels or stationary objects.

Insured 59

Insured Insurance Insurer Injury 59

The Property Insurance Law Observer

JULY 29, 2024

Actual cash value of the stolen or damaged property less the deductible; or 2. Amount necessary to repair or replace the property with other property of like kind and quality less the deductible. Our limit of liability for loss will be the lesser of the: 1. We may, at our expense, return any stolen property to: 1.

Policyholder 130

Policyholder Damage Deductible Liability 130

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 64

Insurance Quotes Life Insurance Insured Insurance 64

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

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Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Workers Comp 52

Protect Commercial Insurance

JUNE 6, 2025

– Increase Deductibles : Opting for a higher deductible can lower your premium. However, ensure you can afford the deductible in the event of a claim. For example, combining commercial property insurance with general liability insurance might save you money.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

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Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

52

52

Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

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Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

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Simply Insurance

JUNE 9, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 9, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52