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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

The global economy is increasingly interconnected, and even in industries like insurance, global issues like supply chain challenges, tariffs, and trade agreements can have significant impacts. While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders.

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The Rising Cost of Litigation — Social Inflation and E&O Risk

American Agents Alliance

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

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Tips for Buying Home Insurance

Bankers Insurance

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Insurance companies must raise rates so they can afford to pay for all the policies they issue. Any impactful results can take years to observe.

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The Importance of Accurate Valuation in Commercial Property Insurance

Bankers Insurance

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. Under a coinsurance clause, a policyholder faces a penalty — usually a reduced payout — if their coverage limit is not at least equal to a predetermined percentage (e.g.,

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9 Insurance Blog Topics to Attract Leads to Your Agency

Constant Contact

This infographic from the Doeren Mayhew Insurance Group demonstrates the power of visuals for blogs. Q&A features In-depth content is vital to establishing your company as a respected resource within the insurance industry. This is a difficult objective to accomplish in the insurance industry.

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LGBTQIA+ Homeownership Gap May Be Fueling Insurance Protect Gap

Triple-I: Homeowners Insurance

They can reap tax benefits through mortgage deductions. Thus, homeownership status can drive participation in the insurance market. Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. To join the discussion, register for JIF 2025.

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Professional Agent’s Guide for Learning How to Sell Annuities

Redbird Agents

Unless you’re securities licensed and registered with FINRA, you cannot market your services as financial planning as fixed and indexed annuities are insurance products. Agent’s falsifying as financial planners is a common problem in the insurance industry, make sure you are working within all your compliance guidelines.