Paragon Independent Insurance Agencies

JUNE 16, 2025

Renting out your home can be a smart move, but it’s essential to understand how it affects your insurance coverage. At Paragon Independent Insurance Agency, serving the Plano, TX community, we frequently receive questions from homeowners considering becoming landlords. Do You Need Landlord Insurance?

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Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong.

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Mark Jackson Insurance Agency

JUNE 16, 2025

Overlooking Liability Exposures Not all liability is covered by a standard general liability policy. How to avoid it: Ask about a home-based business endorsement or a standalone business policy that protects your equipment, liability, and income. We can help explore different options to find the right fit.

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TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

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TGS

APRIL 30, 2025

TGS Insurance Blog Theres nothing like a pool to turn your backyard into a summer paradisebut its not all fun and floaties. Home pools come with serious responsibilities, especially when it comes to keeping everyone safe and protecting yourself from potential liability. What to check: Do you have enough personal liability coverage ?

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TGS

MARCH 4, 2025

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault.

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Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Umbrella insurance covers these additional costs, ensuring that you’re not left financially vulnerable.

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TGS

JANUARY 6, 2025

What Are the New North Carolina Minimum Auto Insurance Requirements? The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Why Are the Minimum Limits Increasing? Independent Agent: Whats the Difference and Why Does It Matter?

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Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

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TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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Paragon Independent Insurance Agencies

MARCH 29, 2024

Optimizing Your Business Security – Paragon Independent Insurance Agency in Plano, TX Running a successful business entails a ton of responsibilities, with one of the key areas being protection. At Paragon Independent Insurance Agency in Plano, TX, we understand the dynamics of commercial insurance.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

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Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

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Mark Jackson Insurance Agency

MAY 21, 2024

Here are some critical insurance considerations every home-based business owner should evaluate. The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. We can recommend policies that ensure comprehensive protection for your home-based business.

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TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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TGS

DECEMBER 2, 2024

Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property.

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Mark Jackson Insurance Agency

JUNE 17, 2024

Understanding whether your business requires workers' compensation insurance, and the benefits it offers, is crucial for maintaining a healthy, lawful, and productive workplace. Benefits for Employees For employees, the assurance that workers' comp insurance provides cannot be overstated.

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Mark Jackson Insurance Agency

NOVEMBER 12, 2024

Buying a Home: Ensuring Your Property and Belongings Are Protected Buying a home is a significant investment, and homeowners insurance is critical to protecting that investment. Homeowners policies can cover the home structure, personal belongings, and liability.

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Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. Insurance provides financial protection against damage, theft, and liability, providing you with assistance in case of a covered loss.

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TGS

OCTOBER 10, 2023

Classic car insurance starts with the minimum liability requirements established by your state (for both property damage and bodily injury ). Some great examples are uninsured/ underinsured motorist coverage and medical payments/ personal injury protection coverage.

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TGS

OCTOBER 3, 2023

How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. This section of your home insurance quote details the coverages relating to your liability: Coverage E ( Personal Liability ) : This covers a claim or lawsuit against you for bodily injury or personal property damage that occurred at your homesite.

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TGS

SEPTEMBER 6, 2023

Here are some common renovations that call for a second look at the gaps in your standard home insurance policy: DIY: If you choose to take on a home renovation yourself, you will be fully responsible for any accidents and injuries throughout the project. That includes house guests or friends lending a hand with the renovation.

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Wren Insurance Agency

AUGUST 14, 2024

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300 coverage"), while Florida only requires $10,000/$20,000 for this coverage.

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TGS

APRIL 18, 2025

Insurance tip: Drafty or unsecured windows could become a liability during stormsor worse, break-ins. Insurance tip: Clutter can pose fire and injury risks. Keeping your home tidy and safe makes you a better insurance riskand can protect your family in an emergency. Check locks and latches for functionality.

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Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. In some states, workers’ comp insurance can only be purchased from state agencies; in others, you can buy an insurance policy through an insurance agent of your choosing, such as from Mark Jackson Insurance Agency.

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ProWriters

JANUARY 9, 2024

Substantial Risk of Future Injury Qualifies for Standing” In the past, many data breach lawsuits were dismissed due to the plaintiffs’ lack of standing. Plaintiffs had to demonstrate they suffered actual injury as a result of the breach. Alleged Injuries Arising from the Risk of Future Harm Are Concrete” In August 2023, the 2nd U.S.

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Redbird Agents

JUNE 14, 2024

Yes, this can be a great way to maximize tax liability and growth within annuities. Additional income due to personal injury. Fixed Annuities force you to consider a great many more issues than life insurance. Do you have a solid work life balance in your insurance agency? 500,000 / 26.5 = $18,867.92

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TGS

JANUARY 28, 2025

Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Verify Contractor Credentials If youre hiring professionals, ensure theyre licensed, insured, and experienced. Dont hesitate to request proof before signing any contracts. Ready to Renovate?

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Shield Insurance Agency

MAY 30, 2025

Ignoring dehydration can result in serious health issues like heat injury, kidney problems, and even death. * **Sun Safety:** Use sunscreen, wear hats, and sunglasses. At the very least, have liability coverage. The post **Summer SafetyTips** first appeared on Blog | Shield Insurance Agency. – 4:00 p.m.).

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