Distinguished

MARCH 20, 2025

For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. It covers physical damage to the other vehicle, bodily injuries, medical expenses for anyone injured (other than the insured driver), and legal expenses if the insured is sued for negligence.

Building 52

Building Protection Damage Insurer 52

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. These benefits include medical coverage, wage replacement, and rehabilitation services for work-related injuries or illnesses.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Broker-Agent 98

Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

Liability 52

Liability Liability Insurance Insurer Insured 52

AMAXX

JULY 30, 2024

So this is your premium adjustments, and these are discretionary adjustments that can be given by your underwriter based on how well they perceive you managing your risk, how well they perceive you managing your risk. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center.

Workers Comp 64

Workers Comp Risk Workers Compensation Injury 64

Distinguished

APRIL 29, 2025

Broad risk coverage: Protects landlords from tenant injuries, property damage claims, and other liability concerns beyond standard policies. Receive a quote: Our underwriting team will review your submission and provide a competitive, bindable quote. How to get started: Register with us : Gain access to our landlord insurance programs.

Liability 52

Liability Financial Loss Insurer Insured 52

Distinguished

APRIL 21, 2025

General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Receive a customized quote: Our underwriting team evaluates each submission to provide bindable quotes. Loss of rental income: Replaces rental income if a covered event makes the property uninhabitable.

Broker 52

Broker Liability Broker-Agent Building 52

Distinguished

MARCH 20, 2025

These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. She oversees the programs strategic planning, product management, and underwriting profitability. Katie is based in Rhode Island.

Broker 52

Broker License Insurance Broker Risk 52

Risk Management Monitor

SEPTEMBER 21, 2021

Another company may have an unusually high experience modification rate that they want to bring down by reducing the frequency of worker injuries. The claims review should be designed to account for how frequency and severity may affect underwriting decisions so that the policyholder can move toward its coverage objectives.

Claim 75

Claim Injury Workers Compensation Risk 75

Distinguished

MARCH 19, 2025

These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. She oversees the programs strategic planning, product management, and underwriting profitability. Katie is based in Rhode Island.

Building 52

Building Broker Damage Insurance Broker 52

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Liability Coverage Commercial insurance also includes liability coverage, which protects businesses from legal claims and lawsuits alleging property or physical injury.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

LexisNexis

OCTOBER 8, 2024

This unique handbook on the issues of employment in the context of work-related injuries features the relevant statutes, regulations, and case law that has developed pertaining to the issue of whether a worker is an employee or independent contractor.

Workers Compensation 40

Workers Compensation Compensation Workers Compensation Insurance Liability 40

Property Insurance Centre

JANUARY 4, 2024

” In response to rising property losses, insurance companies have adjusted their underwriting guidelines, resulting in higher premiums and limited coverage for properties located in high-risk areas. Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Louisiana recently enacted a law enforcing some oversight over TPLF, Temple noted, as well as repealed a unique “three-year rule” that impeded actuarially-sound underwriting. But as the state’s bodily injury claims climb well over the national average, more reform is needed to return insurance profitability to the state.

Out-Of-Pocket 65

Out-Of-Pocket Broker-Agent Premium Claim 65

Distinguished

SEPTEMBER 10, 2024

These include: Damage done intentionally to a covered item Injuries to employees working on the project Costs related to manufacturing defects Damages related to terrorism, nuclear attacks, or military actions Other policies should offer coverage for some of these risks. Our Builder’s Risk program does not cover some specific risks.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Distinguished

SEPTEMBER 25, 2024

Premises liability claims : Legal expenses and liability coverage related to any injuries, including trips and falls, that occur on the site. Errors or omissions in their work could cause costly mistakes, injuries, or property damage. Materials : The loss of building materials that are on the site or in transit between covered sites.

Risk 52

Risk Broker-Agent Insurer Insured 52

Triple-I: Workers Compensation

APRIL 20, 2021

The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

TGS

OCTOBER 3, 2023

Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. Coverage F ( Medical Payments ) : The amount your insurance carrier will pay for medical treatment of injuries that happened at your homesite falls under this coverage.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. What is Homeowners Insurance? Furthermore, technological advancements have also played a role in shaping the insurance industry.

Insurer 52

Insurer Insured Insurance Risk 52

Jackson & Jackson

MAY 22, 2024

Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Distinguished

MAY 13, 2025

It also includes auto liability coverage for costs related to property damage or injuries caused by a crash. Slips and Falls Swimming pools and spas are a major selling point for hotels, but theyre also hotspots for accidents, injuries, and lawsuits. Garagekeepers : A policy that covers cars parked by the hotels valet service.

Broker 52

Broker General Liability Liability Insurer 52

LexisNexis

OCTOBER 10, 2024

If no benefits are being paid on account of an injury, counsel for the injured worker should name the PEO or employee leasing company, the special employer and its insurer, and any servicing agent of the PEO and their insurer as parties because there is joint and several liability between the general and special employers.

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Triple-I: Workers Compensation

JULY 27, 2023

In recent years, it has been the most profitable property/casualty line of business, having experienced its sixth consecutive year of combined ratios under 90 and its ninth straight year of underwriting gains. A combined ratio below 100 represents an underwriting profit, and one above 100 represents a loss.

Workers Comp 40

Workers Comp Workers Compensation Workers Compensation Insurance Compensation 40

Word & Brown

OCTOBER 20, 2024

With an A&H license, you are generally allowed authority in California to sell products offering coverage for sickness, bodily injury, or accidental death (that may include disability income benefits). The licensee may also transact 24-hour care coverage and Long Term Care insurance.

License 59

License Insurer Insured Insurance 59

Distinguished

JUNE 2, 2025

Under Ohio premises liability law , property owners are frequently held liable for injuries sustained on their properties, making liability coverage crucial. Liability protection: Covers injuries to tenants or visitors, with limits of $1M per occurrence and $2M aggregate. Why Choose Distinguished for Ohio Landlord Insurance?

Liability 52

Liability Insurer Insured Insurance 52

Word & Brown

JANUARY 23, 2025

Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills). Small businesses and their employees are no longer subject to medical underwriting for health insurance. Prescription drugs. Laboratory services.

Out-Of-Pocket 52

Out-Of-Pocket Insurer Insured Insurance 52