Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong.

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Policy Business Owners Policy General Liability Liability 40

TGS

MARCH 4, 2025

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Heres how to stay on the right side of the law: Shop for Affordable Coverage: At TGS Insurance , we work with top providers to find you competitive rates that meet Floridas minimum requirementsand beyond.

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TGS

JANUARY 6, 2025

What Are the New North Carolina Minimum Auto Insurance Requirements? The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Why Are the Minimum Limits Increasing?

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Auto Insurance Insurance Insurer Insured 52

TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. Plus, with affordable insurance options available, there’s really no excuse to drive without it. At TGS Insurance Agency, we specialize in helping drivers navigate the complexities of Florida auto insurance.

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TGS

NOVEMBER 18, 2024

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play. appeared first on TGS Insurance Agency.

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Auto Insurance Injury Damage Claim 52

TGS

SEPTEMBER 14, 2023

As a household member who is covered by the home insurance policy, that retiree is an additional insured. Additional Insured On Your Auto Insurance Auto insurance is similar! Additional Insured vs. Additional Interest Which One Will Impact My Premium?

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Policy Auto Insurance Home Insurance Insurance Policy 52

TGS

OCTOBER 3, 2024

If you own a breed of dog that’s considered high-risk (like a pit bull or Rottweiler), your insurer may increase your premium—or even refuse coverage. This is because some dog breeds are statistically more likely to be involved in liability claims. Get an instant quote with TGS Insurance Agency to see how you can save.

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Premium Deductible Out-Of-Pocket Insurance 52

TGS

NOVEMBER 5, 2024

Sure, a pool or trampoline can be a ton of fun, but they also come with liability risks. Insurers aren’t trying to rain on your parade; they just need to know what potential liabilities exist so they can price your policy accurately. Are there pets, especially large dogs, living on the property?

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Underwriter Underwriting Insurance Insurer 52

TGS

NOVEMBER 25, 2024

Here’s how it can help if things don’t go quite as planned: Property Protection: Whether it’s smoke damage in the kitchen or a full-scale rebuild after a larger fire, insurance can cover repair and replacement costs. Liability Coverage: Hosting a big gathering? Ready to review your policy?

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TGS

NOVEMBER 1, 2024

A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. What You Can Do: Call the police and wait for them to arrive, even if the other driver suggests skipping this step. Document the Scene This step is crucial.

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Injury Home Insurance Claim Damage 52

TGS

DECEMBER 9, 2024

Those are liability magnets, so your coverage should reflect the increased risks. And its not just about dividing assetsits about dividing insurance, too. Self-employed individuals face unique challenges, from securing affordable health insurance to protecting their business with liability or property coverage.

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TGS

SEPTEMBER 6, 2023

Here are some common renovations that call for a second look at the gaps in your standard home insurance policy: DIY: If you choose to take on a home renovation yourself, you will be fully responsible for any accidents and injuries throughout the project. It all starts with a free, instant quote on your home insurance.

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Insurance Policy Policy Home Insurance Personal Property 52

TGS

OCTOBER 10, 2023

What’s Included in Classic Car Insurance? Classic car insurance starts with the minimum liability requirements established by your state (for both property damage and bodily injury ). With our roster of over 55 A-rated carriers, our expert agents will find you the best deal for your classic car insurance!

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TGS

NOVEMBER 15, 2024

On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Talk with your insurance representative to find the right coverage balance based on each car’s purpose and value.

Auto Insurance 52

Auto Insurance Deductible Policy Insurance 52

Simply Insurance

JUNE 13, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

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TGS

APRIL 18, 2025

Insurance tip: Drafty or unsecured windows could become a liability during stormsor worse, break-ins. And when it comes to making sure your insurance has your back through every season, TGS Insurance Agency is here to help. What to do: Reseal or replace worn caulk and stripping.

Home Insurance 52

Home Insurance Damage Protection Policy 52

Mark Jackson Insurance Agency

APRIL 15, 2024

You should consider general liability insurance and perhaps additional commercial umbrella insurance to protect your business in the event that your business is responsible for injury or harm to a non-employee, but workers’ comp is meant for providing coverage to your employees.

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TGS

JANUARY 2, 2025

Auto Insurance Remains a Legal Requirement in Texas While safety inspections for non-commercial vehicles have been eliminated, auto insurance remains a legal requirement for all Texas drivers. The state mandates a minimum level of liability coverage to ensure financial responsibility in the event of an accident.

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TGS

JANUARY 28, 2025

Verify Contractor Credentials If youre hiring professionals, ensure theyre licensed, insured, and experienced. Contractors should carry liability insurance and workers compensation to protect you from being held liable for damages or injuries. It also provides proof of upgrades, which might qualify you for premium discounts.

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