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Business Owner’s Policy for Restaurants

Distinguished

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong.

Policy 40
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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Most policies have very limited coverage for business property and no liability protection for clients visiting your home. High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles.

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Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

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Discover the Added Value of Renter’s Insurance in Michigan

Shield Insurance Agency

In this comprehensive guide, we’ll explore the value that comes with having renters insurance in Michigan, and why it’s essential for all renters in the Great Lakes State. With the right insurance plan, you can rest easy knowing that your valuables are covered.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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Do You Own a Townhome? If so, you may be over-insured!

Wren Insurance Agency

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures. Roof included.

Policy 52
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How to Read Homeowners Insurance Quotes

TGS

Coverage: Section I This section of your home insurance quote details the coverages relating to your property: Coverage A ( Dwelling ) : This covers the structure of your house. Coverage B ( Other Structures ) : This covers any structures on your property not directly attached to your house, like your fence or detached garage.