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Discover the Added Value of Renter’s Insurance in Michigan

Shield Insurance Agency

In this comprehensive guide, we’ll explore the value that comes with having renters insurance in Michigan, and why it’s essential for all renters in the Great Lakes State. With the right insurance plan, you can rest easy knowing that your valuables are covered.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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Do You Own a Townhome? If so, you may be over-insured!

Wren Insurance Agency

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures. Roof included.

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How to Read Homeowners Insurance Quotes

TGS

Coverage: Section I This section of your home insurance quote details the coverages relating to your property: Coverage A ( Dwelling ) : This covers the structure of your house. Coverage B ( Other Structures ) : This covers any structures on your property not directly attached to your house, like your fence or detached garage.