Property Insurance Centre

MAY 2, 2025

Business Owners not only have to think about insuring their stock or contents, but will also have to consider having the correct Liability Cover on the policy. Employers Liability is normally covered up to 10,000,000 and will ensure you have insurance in the event of an accident at work where an employee alleges you have been negligent.

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Simply Insurance

JUNE 11, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Wisconsin?

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Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7

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Distinguished

JUNE 16, 2025

Homeowners association insurance is a package policy designed to protect the shared property and liability exposures of a residential community — whether that’s a condo complex, townhomes, or a single-family home subdivision governed by an HOA. What is HOA Insurance? What Does HOA Insurance Typically Cover?

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Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. million uninsured drivers in the state.

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Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. General Liability Coverage Restaurants are high-traffic spaces. What is a Business Owners Policy (BOP)?

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Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In North Carolina?

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Simply Insurance

JUNE 10, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In New Hampshire?

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Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Theft deterrent devices are another route to lower premiums. These carriers make it easier for you to get a policy that meets your needs.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Let’s dig into the 10 factors that affect homeowners insurance premiums in Florida—and everywhere else, too.

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Simply Insurance

JUNE 11, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In New York?

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Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Oklahoma?

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Simply Insurance

JUNE 9, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Connecticut?

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Simply Insurance

JUNE 9, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In DC?

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Simply Insurance

JUNE 10, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Arkansas?

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Simply Insurance

JUNE 9, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Minnesota?

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Protect Commercial Insurance

APRIL 11, 2025

This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters. – Environmental Liability Coverage : Particularly useful for businesses dealing with hazardous materials, covering clean-up costs from damage caused by pollution.

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Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In New Mexico?

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Simply Insurance

JUNE 10, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In New Jersey?

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Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

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Property Insurance Centre

MAY 19, 2025

The limit can be increased from the standard 2m up to 5m, for an additional premium. Standard Perils can include cover for Fire, Lightning, Earthquake, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals, Subsidence, Landslip or Heave.

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Property Insurance Centre

JUNE 5, 2025

Insurance for Residential Landlords is also essential, especially when faced with a trip or fall, the correct Liability cover should be in place. Property Owners Liability is included under this policy as standard. The limit can be increased from the standard 2m up to 5m, for an additional premium.

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Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas.

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Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. The minimum premium of $500 makes our program accessible, while our high capacity of $125 million ensures suitability for even the most extensive collections.

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Property Insurance Centre

FEBRUARY 10, 2025

Theft and Vandalism Burglary, robbery, and vandalism are significant threats, especially for retail businesses and warehouses storing valuable goods. Fire and Smoke Damage One of the most significant risks to any business, fire can destroy buildings, equipment, and inventory. Businesses can purchase sewer backup coverage as an add-on.

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Protect Commercial Insurance

NOVEMBER 1, 2024

– Liability Insurance : Protects landlords from legal and medical expenses if a tenant or visitor is injured on the property and holds the landlord accountable. Definition and Purpose Standard home insurance is designed for individuals who live in their property, covering both the home and possessions inside it from damage and theft.

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Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors.

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Freeway Insurance

OCTOBER 8, 2023

It could be an accident, theft or storm damage, for example. Increased premiums When you make an insurance claim after an accident, especially if it is your fault or a large claim, there is a chance that your insurance company will charge you more for your insurance in the future. This is called a premium increase.

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Cover4LetProperty

JANUARY 29, 2024

Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer. Landlords are essentially running a small business, and the associated risks and responsibilities are reflected in the cost of insurance.

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Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Liability Insurance Liability insurance is essential for any commercial property owner. Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need.

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Protect Commercial Insurance

NOVEMBER 22, 2024

While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage. Bundling different types of coverage—think of it as grouping all your essential services in one place—can also help reduce premiums. Each policy has specific inclusions and exclusions.

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Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Theft : Covers the cost of replacing covered items that were stolen from the job site. Equipment : Covers damages to or theft of equipment used on the job site. An increase in construction also means an increase in financial risk.

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Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. A series of repudiated claims, where a lack of maintenance has been illustrated, is a sure-fire way to have insurance renewals offered with high premiums, higher excesses & restricted levels of cover.

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Jackson & Jackson

APRIL 26, 2024

Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters. Liability Protection : Protects against claims of property damage or personal injury caused by you or your operations.

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Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

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Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. Consider additional covers like public liability and landlord home emergency. Review the policy’s exclusions , understand excesses , and compare premiums.

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