Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa! appeared first on Property Insurance Coverage Law Blog.

Commercial Insurance 202

Commercial Insurance Insurance Policy Commercial Policy 202

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy 130

Insurance Policy Policy Property Damage Theft 130

Insurance Journal

AUGUST 15, 2024

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

Property Damage 312

Property Damage Liability Commercial Damage 312

Insurance Journal

JULY 22, 2024

Industry stakeholders continue to try to get a grasp of the implications from last week’s massive technology outage affecting motley industries around the world, but the theme of policy language is reoccurring for a cyber insurance industry not known for …

Cyber 299

Cyber Policy Insurance Industry Insured 299

Insurance Journal

JANUARY 3, 2025

An insurer failed to properly cancel a workers’ compensation policy because its multiple notices and other conduct were not “definite, certain, and unambiguous” as to the status of the coverage. As a result, Ace America Insurance Co. is obligated to …

Policy 279

Policy Compensation Workers Compensation Insured 279

Property Insurance Coverage Law

MAY 10, 2025

The property insurance only covers losses that occur during the policy period. The … The post Prove the Loss Happened During the Policy Period appeared first on Property Insurance Coverage Law Blog. Except in a few states, under rare circumstances, the date of discovery is not deemed the date of loss. In Jaraysi v.

Policy 124

Policy Policyholder Property Insurance Insured 124

Central Insurance

APRIL 30, 2025

The post 7 Policies Electrical Manufacturers Need To Protect Their Business appeared first on Central Insurance Blog. From product liability to cyber threats, learn how specialized protection, proactive loss control, and an experienced insurance partner can help safeguard your electrical manufacturing business.

Protection 130

Protection Policy Cyber Liability 130

Insurance Journal

JULY 28, 2024

Allstate’s Florida subsidiaries are nonrenewing some 33,000 condominium unit policies over the next several months, delivering another blow for beleaguered condo owners across the state. The Palm Beach Post reported that Castle Key Indemnity and Castle Key Insurance have begun …

Policy 299

Policy Insured Insurance Insurer 299

Insurance Journal

AUGUST 26, 2024

Conflicting federal policies may force thousands of residents in flood-prone areas to pay more for flood insurance or be left unaware of danger posed by dams built upstream from their homes and worksites, according to an Associated Press review of …

Policy 299

Policy Insured Insurance Insurer 299

Insurance Journal

JANUARY 16, 2025

That is if immediate policy actions on risks posed by climate change are not … Here’s stark warning in a new report from a group of actuaries: the global economy could face a 50% loss in GDP between 2070 and 2090.

Policy 306

Policy Risk 306

Insurance Journal

JANUARY 17, 2025

The Louisiana Citizens Property Insurance Corporation (Louisiana Citizens) Board of Directors voted last week to end the 1.36% assessment it makes on all residential and commercial property insurance policies in the state in April of this year. The assessment, which …

Policy 278

Policy Commercial Property Property Insurance Commercial 278

Insurance Journal

JANUARY 1, 2025

State Compensation Insurance Fund in California announced that it will declare a $149 million dividend to qualifying policyholders with policies that took effect between Jan. This dividend equals roughly 15% of the estimated annual premium …

Policy 277

Policy Policyholder Compensation Premium 277

Insurance Journal

DECEMBER 25, 2024

A New Jersey appeals court has ruled that the state bar association’s diversity policy of setting aside a certain number of its governance seats for members of under-represented minority groups is a legal exercise of the association’s First Amendment right …

Policy 263

Policy Protection 263

Property Insurance Coverage Law

JANUARY 4, 2025

This … The post Deeper Analysis of How to Interpret Insurance Policy LanguageWhere Insurance Coverage Nerds Go for the Weekend appeared first on Property Insurance Coverage Law Blog.

Insurance Policy 264

Insurance Policy Policy Insured Insurance 264

Insurance Journal

AUGUST 28, 2024

has a few issues it needs to address, including policies with coverage values above its statutory limit, not sending enough renewals to its Clearinghouse, and failing to beef up its computer security measures, according … Florida’s state-created Citizens Property Insurance Corp.,

Policy 279

Policy Property Insurance Insured Insurance 279

Property Insurance Coverage Law

APRIL 12, 2025

Most people dont think much about their insurance policies after they buy them. A bill shows up, they pay it, and life moves on. Insurance becomes almost invisibleuntil something happens.

Insurance Policy 100

Insurance Policy Policy Insured Insurance 100

Insurance Journal

DECEMBER 11, 2024

The Michigan Department of Insurance and Financial Services (DIFS) is urging residents to review their auto, home, and renters’ insurance policies to ensure they fully understand their coverage and have a plan to pay policy deductibles in the event of …

Policy 245

Policy Deductible Risk Insurance Policy 245

Insurance Journal

DECEMBER 20, 2024

Safeco, a Liberty subsidiary, is preparing to stop writing new condo and rental policies in California at the beginning of next year. It appears another insurance carrier is turning sour on wildfire-prone California. Liberty stopped writing new condo or rental …

Policy 264

Policy Insurance Carrier Insured Insurance 264

Insurance Journal

OCTOBER 21, 2024

According to insurance industry ratings firm AM Best, the policy counts of personal and commercial property Fair Access … State-sponsored residual property markets have seen in influx of risks come in since 2018, with some states growing by more than 200%.

Policy 264

Policy Commercial Property Commercial Insurance Industry 264

Insurance Journal

APRIL 10, 2025

The Utah Insurance Department’s Fraud Division is warning consumers about an increase in fake auto insurance policies being marketed to the Hispanic community using WhatsApp. The department has not identified the sellers, but they believe them to be located outside …

Policy 237

Policy Auto Insurance Insurance Policy Insured 237

Central Insurance

MAY 9, 2025

The post What Policies Do Tool Manufacturers Need to Protect Their Business? Tool manufacturers need property, liability, and Workers Comp insurance. See how Centrals 145 years of experience can help. appeared first on Central Insurance Blog.

Workers Comp 245

Workers Comp Protection Policy Liability 245

Insurance Journal

DECEMBER 2, 2024

A North Carolina woman is set for a court appearance later this month after she was charged with filing a claim on her deceased mom’s house – for damage that occurred before the insurance policy was purchased. Cindy Ramzi Hanna, …

Policy 263

Policy Claim Damage Insurance Policy 263

Insurance Journal

DECEMBER 25, 2024

In the case of a Georgia-based sperm bank, it’s when the injured party sends the letter a date that came before the clearly worded policy … At what point does a demand from an injured party constitute an insurance claim?

Policy 246

Policy Insurance Claim Claim Insured 246

Insurance Journal

DECEMBER 5, 2024

has dropped below 1 million policies in force for the first time since July 2022, a milestone that officials said reflects an ongoing depopulation program and an improving market in the state. Florida’s Citizens Property Insurance Corp. Since January of …

Policy 262

Policy Property Insurance Insured Insurance 262

Insurance Journal

FEBRUARY 11, 2025

A North Carolina insurance agent is awaiting a court appearance next week after he was charged with fraudulently taking out a life insurance policy with Southern Farm Bureau Life Insurance Co. The North Carolina Department of Insurance said that Matthew …

Life Insurance 246

Life Insurance Insurance Agents Insurance Agent Insurance Policy 246

Insurance Journal

APRIL 14, 2025

A Connecticut agent for Allstate Insurance may be sued by an insured who faults the agent for not renewing a flood insurance policy in a timely fashion, thereby depriving the insured of the benefit of lower “grandfathered” flood insurance coverage.

Insurance Policy 246

Insurance Policy Agents Policy Insured 246

Insurance Journal

FEBRUARY 25, 2025

Multi-year market conduct investigations by the New York State Department of Financial Services have resulted in $20 million in fines and consent orders against three dozen auto insurers for failing to timely report new and terminated auto insurance policies.

Auto Insurance 237

Auto Insurance Policy Insurance Policy Insured 237

Property Insurance Coverage Law

APRIL 30, 2025

The article … The post Understanding the Total Constructive Loss Doctrine in Property Insurance Policies appeared first on Property Insurance Coverage Law Blog.

Property Insurance 100

Property Insurance Insurance Policy Policy Insured 100

LexisNexis

FEBRUARY 20, 2025

8 Tips for Creating a Comprehensive AI Policy Legal experts caution that the decision to implement AI in the workplace should be a deliberate and careful one. The authors suggest that employers work with their legal team to create a comprehensive AI usage policy that sets the ground rules for the deployment of AI tools in their organizations.

Policy 85

Policy Risk Liability 85

Insurance Journal

JANUARY 30, 2025

Qumis, a lawyer-built AI-driven platform designed to transform insurance knowledge work, announced the close of an oversubscribed $2.2 million pre-seed funding round. The round was led by Armory Square Ventures with participation from MTech Capital, Grand Ventures, Alumni Ventures, and …

Policy 306

Policy Insured Insurance Insurer 306

Insurance Journal

JUNE 9, 2025

The Texas Department of Insurance (TDI) said it has issued a data call to Insurance companies writing personal automobile and residential property policies to gather information for the HelpInsure.com website. TDI said in a commissioner’s bulletin that HelpInsure is a …

Insurance Companies 242

Insurance Companies Insured Insurance Insurer 242

Insurance Journal

MARCH 23, 2025

The US Federal Communications Commission is prepared to block mergers and acquisition proposals from companies that promote “invidious” DEI policies, according to chairman Brendan Carr. The move could threaten billions of dollars worth of deals in the communications sector, with …

Policy 273

Policy 273

Insurance Journal

JANUARY 30, 2025

filed a racketeering lawsuit against a group of law firms, doctors and pain-management clinics it claims staged fake car accidents and performed unnecessary surgeries to take advantage of New York’s lucrative no-fault insurance policies. Ride-sharing giant Uber Technologies Inc. Since …

Injury 274

Injury Insurance Policy Claim Policy 274

Insurance Journal

DECEMBER 4, 2024

The UnitedHealth Group Inc. executive who was fatally shot in New York on Wednesday morning had no personal security detail, a circumstance that could prompt swift changes inside corporate boardrooms, especially as the global political environment grows more unstable. Brian …

Policy 299

Policy Risk 299

PSM Brokerage

MARCH 24, 2025

For any questions, you can reach out to: Enrollment & Eligibility Policy Mailbox [link] MA-PD Help Desk mapdhelp@cms.hhs.gov Key Takeaway: Agents should continue handling Disaster/Emergency SEP enrollments as they always have no new call-in requirement for beneficiaries! CMS will issue future guidance on the SEP enrollment process.

Agents 98

Agents Policy Insurance Agents Insurance Agent 98

Insurance Journal

OCTOBER 18, 2024

Florida’s insurance commissioner this week issued emergency orders, extending some policyholder cancellation protections in the wake of Hurricanes Helene and Milton. The orders, seen here and here, are in line with similar actions taken after hurricanes. The orders: Extend grace …

Policy 284

Policy Policyholder Protection Insured 284

Insurance Journal

AUGUST 28, 2024

Ford Motor Co. told employees it would modify its diversity, equity and inclusion initiatives and end participation in a notable ranking by an LGBTQ advocacy group, joining a series of companies including Lowe’s Cos. and Harley-Davidson Inc. in curtailing some …

Policy 289

Policy Liability 289