Property Insurance Coverage Law

JANUARY 5, 2025

I often hear this question when discussing a loss with a potential client or public adjuster: Chip, isnt it an all-risk insurance policy? This question is often in response to a question I asked them: What caused the loss?

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Policyholder Property Insurance Insurance Policy Policy 214

Central Insurance

MAY 25, 2025

At Central, our underwriters are more than evaluators of risk. Theyre trusted advisors who collaborate with agents and policyholders to design thoughtful, customized protection. Learn how our expert team delivers the Central Difference through personalized service, deep industry knowledge, and a commitment to peace of mind.

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Underwriting Underwriter Policyholder Insurer 130

Insurance Journal

DECEMBER 2, 2024

With multiple hurricanes rocking Florida and other parts of the Southeast this year, claims professionals have said they are seeing a trend toward “soft fraud,” with more policyholders attempting to include older or unrelated damage in recent storm claims, and …

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Damage Claim Policyholder Risk 264

American Agents Alliance

MAY 26, 2025

Becoming a trusted risk advisor is about more than just delivering quotes and writing policies. Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Even personal lines customers and small businesses can benefit from a risk assessment.

Agents 52

Agents Risk Policyholder Broker-Agent 52

Property Insurance Coverage Law

MAY 25, 2025

With a reputation already … The post The Real Risk in Slide Insurances IPO Isnt Hurricanes, But Its Claims Philosophy appeared first on Property Insurance Coverage Law Blog.

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Claim Risk Property Insurance Insurance 100

Cowbell

APRIL 10, 2025

At Cowbell, were always looking for innovative ways to help our policyholders improve their risk resilience. Thats why were thrilled to announce the launch of Cowbell Resiliency Services (CRS) , a new suite of cybersecurity solutions designed to proactively enhance the security posture of US-based policyholders.

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Policyholder Cyber Risk Building 59

Cowbell

FEBRUARY 6, 2025

With the launch of Cowbell Resiliency Services (CRS) , were doubling down on that commitment, offering a range of free and subscription-based tools that help our policyholders stay ahead of the ever-evolving threat landscape. Unifies risk data into a single dashboard, enabling real-time analysis and simplified management.

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Policyholder Cyber Broker Risk 52

Property Insurance Coverage Law

DECEMBER 31, 2024

… The post The Hidden Health Risks in Fire-Surviving Structures appeared first on Property Insurance Coverage Law Blog. These studies are among the first to investigate air quality within smoke and ash-damaged homes and assess the health effects on occupants.

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Risk Damage Property Insurance Insurance 189

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

This brief provides an overview of how several factors, including skyrocketing costs from litigation, pose risks to coverage affordability, availability, and other potential economic outcomes for Georgia residents. Data indicates that litigation costs have become a pervasive concern for risk management.

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Commercial General Liability Claim Commercial Umbrella Liability 89

American Agents Alliance

JANUARY 4, 2025

Establishing strong, trusting policyholder relationships drives long-term success for many agents and brokers. However, these relationships can also lead to unintended risks, like the possibility of E&O claims if professional boundaries are missed. Practice active listening techniques to learn more about policyholder needs.

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Policyholder Broker-Agent Agents Claim 52

Cowbell

MARCH 30, 2025

He who is not courageous enough to take risks will accomplish nothing in life. Accompanying this momentum is an ever-growing global risk pool, spanning over 50 million SMEs across the US, UK, Australia, and beyond. Expect the Cowbell name to remain synonymous with innovation, reliability, and proactive cyber risk management.

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Cyber Underwriter Underwriting Policyholder 64

InsuredMine

DECEMBER 26, 2024

This includes insurance solutions that transfer risk and provide financial support for rebuilding efforts. Its about reducing the risks of future climate-related costs and creating conditions for sustainable growth in a world thats already feeling the effects of climate change.

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Risk Claim Building Financial Loss 105

American Agents Alliance

MAY 6, 2025

Find out more about how agents can help policyholders manage catastrophic weather events in this blog. Talk with policyholders before the next storm or wildfire hits. It is better to discuss coverage needs and disaster preparedness before there is an imminent risk of danger. Identify and close coverage gaps.

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Policyholder Agents Business Interruption Risk 52

Zywave

MARCH 3, 2025

To shed light on these challenges and offer guidance on navigating this complex landscape, Risk Strategies Mike Vitulli, Zurich North Americas Bill Chepulis, and Zywaves Jim Blinn and Jeff Cohen recently participated in a webinar titled “Casualty Craziness: Whats the Cause and Whats the Cure.”

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Casualty Insurance Policyholder Liability General Liability 52

American Agents Alliance

APRIL 3, 2025

While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders. Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Here are some ways agents can help: Educate policyholders about costs and rising premiums.

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Agents Policyholder Premium Auto Insurance 52

Top Insurance Blogs

MAY 9, 2025

Its doing this by introducing a community-driven approach to risk sharing. As an experienced insurance agent with 10 years in the game, I’ve observed firsthand how this model offers transparency, cost-effectiveness, and a sense of community among policyholders.

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Policyholder Insurance Agents Insurance Agent Insurer 52

Property Insurance Coverage Law

MAY 25, 2025

With a reputation already … The post The Real Risk in Slide Insurances IPO Isnt Hurricanes, But Its Claims Philosophy appeared first on Property Insurance Coverage Law Blog.

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Claim Risk Property Insurance Insurance 100

American Agents Alliance

APRIL 8, 2025

With the potential rise in the cost of auto insurance, policyholders cant afford an accident due to distracted driving right now. Agents and brokers can help play a role in risk mitigation by offering educational resources and talking with their policyholders to provide distracted driving awareness tips.

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Auto Insurance Policyholder Broker-Agent Agents 52

American Agents Alliance

JANUARY 17, 2025

Policyholders are looking for more than just the best rate for their insurance coverage. Many want a trusted insurance advisor to help them understand their risks and how to become more resilient. Read on to learn ways to become a risk resilience expert and optimize customer retention. Conduct personalized risk assessments.

Risk 52

Risk Policyholder Broker-Agent Agents 52

Property Insurance Coverage Law

SEPTEMBER 17, 2024

The world of property insurance covers a lot of specialty risks. Equine and livestock insurance is one of those special risks.

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Property Insurance Risk Insurer Insurance 203

P&L Financial Services

AUGUST 29, 2024

Working as a senior benefits agent can be incredibly rewarding, yet it’s a career path often misunderstood by many. There are several myths that deter potential agents from pursuing this fulfilling profession. Let’s debunk these myths and reveal the true nature of this important role.

Policyholder 52

Policyholder Risk Agents Insurer 52

Cowbell

MAY 14, 2025

A cybersecurity trailblazer with a proven track record in threat intelligence and cyber risk management, Matthieu now leads Cowbell Resiliency Services (CRS), our new initiative launched to help U.S. Equip policyholders with enterprise-grade cyber protection, without the enterprise price tag. As cyber risks evolve, so do we.

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Cyber Policyholder Risk Building 59

American Agents Alliance

JANUARY 11, 2025

The recent Eaton and Palisades fires in the greater Los Angeles area are evidence of the increasingly prevalent wildfire risk in California. As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders.

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Insurance Industry Risk Broker-Agent Policyholder 52

American Agents Alliance

MAY 15, 2025

Policyholders are enjoying recreational activities like pools and backyard BBQs, hosting family and friends, and traveling to local events and weekend getaways. While fun, these activities can increase summertime risks for policyholders. Wildfire and drought-related property risks. Losses from summer activities.

Risk 52

Risk Policyholder Broker-Agent Cyber 52

American Agents Alliance

APRIL 17, 2025

As technology advances, so do the risks and exposures associated with digital products. These risks are a daily threat to businesses and individuals. Ransomware, phishing attempts, and AI-generated fraud, cyber risks are evolving faster than most people and organizations can keep up.

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Cyber Agents Risk Broker-Agent 52

Zywave

NOVEMBER 13, 2024

But with growth opportunities comes risk. We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. And your own first-party data isn’t going to get you there.

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Cyber Policyholder Insurer Insurance 97

American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. Learn more about social inflation and E&O risks and how to manage these concerns.

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Broker-Agent Risk Policyholder Agents 52

Zywave

MAY 19, 2025

Insurers, agents and brokers are grappling with rapidly evolving risks that are becoming increasingly complex. These waves of change include litigation, regulation, shifting causes of risk, escalating loss costs, evolving types of loss, and new causes of loss. Leaders must embrace change or risk being left behind.

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Broker-Agent Broker Risk Agents 52

InsuredMine

JULY 19, 2024

Insurance agencies once focused primarily on assessing risks, underwriting policies, and managing claims. Understanding Predictive Churn Analytics Predictive churn analytics is revolutionizing the insurance sector by enabling companies to shift their focus from traditional risk assessment to proactive customer retention strategies.

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Risk Policyholder Insurer Insurance 59

Cowbell

MAY 29, 2025

MFA reduces the risk of unauthorized access by over 99.9%. Cybersecurity training reduces risk and saves money. Cowbell partners with Wizer to offer microlearning videos and phishing simulations for all policyholders at no additional cost during their first policy year. 7 Steps to Build Cyber Resilience 1.

Cyber 59

Cyber Building Business Interruption Risk 59

Triple-I: Homeowners Insurance

MAY 13, 2025

Insurers underwrite and price coverage based on the risks theyre assuming, and rising premiums in these states have pushed more homeowners into residual market mechanisms, such as state-backed insurance pools or agencies. This isnt a tenable situation for the state or its policyholders.

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Risk Underwriter Underwriting Premium 52

Triple-I: Homeowners Insurance

JANUARY 20, 2025

Rather, new technology presents opportunities to facilitate more proactive and individualized risk management than ever before, while also enabling employees to do what this industry does best: engaging with other people.

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Insurer Insurance Insured Insurance Carrier 59

Cowbell

MARCH 31, 2025

Whether its accidental deletion, hardware failure, ransomware, or cloud outages, the risk is real. At Cowbell, we view backups as a vital step in reducing cyber risk and encourage a backup approach thats realistic, manageable, and aligned with business priorities. But the statistics tell a different story. Ready to commit?

Cyber 52

Cyber Protection Policyholder Risk 52

American Agents Alliance

MARCH 3, 2025

However, for agents and brokers, these new AI-driven processes can introduce new E&O risks to mitigate and manage. Learn more about managing new E&O risks introduced by AI to ensure AI remains an asset, not a liability. Some of the new risks include: AI-generated quotes may be mispriced or contain incorrect details.

Broker-Agent 52

Broker-Agent Broker Agents Risk 52

Property Insurance Coverage Law

NOVEMBER 20, 2024

Professor Jay Feinman, Co-Director of the Center for Risk and Responsibility, has prepared an analysis of the $308.6 billion figure that concludes it is pure misinformation. 1 The methodology used to arrive at fraud figures given to the media and cited publicly to government authorities by these propagandists is unsound.

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Insurance Companies Insurer Insurance Insured 213

Property Insurance Coverage Law

SEPTEMBER 1, 2024

Trade credit insurance is a risk management tool that protects businesses against losses from unpaid invoices or accounts receivable. It covers a company’s trade receivables in case a customer fails to pay due to insolvency, bankruptcy, default, or other reasons specified in the policy.

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Property Insurance Insurer Insurance Insured 184

American Agents Alliance

SEPTEMBER 30, 2024

Learn more about how to help policyholders prepare for the unexpected with helpful tips. How to Help Policyholders With Proactive Disaster Planning An important start to disaster planning is considering whether or not a potential loss would be covered by insurance. Provide expert educational services for policyholders.

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Policyholder Broker-Agent Personal Property Agents 40