Risk Theft Underwriting 
TGS
FEBRUARY 28, 2025
fire, water damage, theft), amount paid, and current claim status. Insurance companies rely on these reports to assess risk when underwriting a new policy. If a home has a history of frequent claims, insurers may see it as high-risk, which can lead to higher premiumsor even difficulty securing coverage.
Distinguished
FEBRUARY 24, 2025
In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. Contaminated food: Even the most diligent restaurants run the risk of food contamination leading to customer illness, which can leave them vulnerable to lawsuits.
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Distinguished
APRIL 21, 2025
However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Properties near major rivers also face flooding risks. Crime insurance: Safeguards against theft, fraud, and vandalism. In Chicago alone, more than 2.7
Zywave
NOVEMBER 13, 2024
But with growth opportunities comes risk. According to a report by the Identify Theft Resource Center , in 2023 there were over 3,000 publicly reported data compromises, impacting over 350 million people. That represents a 72% increase over the year before. And your own first-party data isn’t going to get you there.
Distinguished
APRIL 14, 2025
But with value comes risk, and standard homeowner insurance policies frequently fall short when it comes to protecting one-of-a-kind instruments. Transit-related risks : Whether traveling for appraisals, exhibitions, or repairs, rare guitars face an increased risk of loss, theft, or damage and many policies wont cover transit losses.
Distinguished
APRIL 29, 2025
Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies.
Distinguished
SEPTEMBER 17, 2024
We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk. Loss experience.
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